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Side-by-side financial comparison of enCore Energy Corp. (EU) and Virginia National Bankshares Corp (VABK). Click either name above to swap in a different company.

Virginia National Bankshares Corp is the larger business by last-quarter revenue ($15.0M vs $12.4M, roughly 1.2× enCore Energy Corp.). Virginia National Bankshares Corp runs the higher net margin — 39.7% vs -173.9%, a 213.6% gap on every dollar of revenue. Virginia National Bankshares Corp produced more free cash flow last quarter ($20.8M vs $7.2M).

Devon Energy Corporation is an American company engaged in hydrocarbon exploration. It is organized in Delaware with operational headquarters in the 50-story Devon Energy Center in Oklahoma City, Oklahoma. Its operations are in the Delaware Basin, Eagle Ford Group, and the Rocky Mountains.

United Bankshares, Inc. is a bank holding company dual-headquartered in Charleston, West Virginia and Fairfax, Virginia with operations in West Virginia, Virginia, the District of Columbia, Maryland, Ohio, Pennsylvania, North Carolina, South Carolina, and Georgia in the United States. United Bankshares is the parent company of United Bank which comprises nearly 250 offices in eight states. In addition, UBSI is the parent company to subsidiaries George Mason Mortgage, United Brokerage, and Cre...

EU vs VABK — Head-to-Head

Bigger by revenue
VABK
VABK
1.2× larger
VABK
$15.0M
$12.4M
EU
Higher net margin
VABK
VABK
213.6% more per $
VABK
39.7%
-173.9%
EU
More free cash flow
VABK
VABK
$13.6M more FCF
VABK
$20.8M
$7.2M
EU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EU
EU
VABK
VABK
Revenue
$12.4M
$15.0M
Net Profit
$-21.5M
$6.0M
Gross Margin
37.9%
Operating Margin
-135.9%
50.5%
Net Margin
-173.9%
39.7%
Revenue YoY
3.6%
Net Profit YoY
30.6%
EPS (diluted)
$-0.11
$1.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EU
EU
VABK
VABK
Q4 25
$12.4M
$15.0M
Q3 25
$8.9M
$14.4M
Q2 25
$3.7M
$14.1M
Q1 25
$18.2M
$14.1M
Q4 24
$14.5M
Q3 24
$13.5M
Q2 24
$12.9M
Q1 24
$13.1M
Net Profit
EU
EU
VABK
VABK
Q4 25
$-21.5M
$6.0M
Q3 25
$-4.8M
$4.6M
Q2 25
$-6.3M
$4.2M
Q1 25
$-24.2M
$4.5M
Q4 24
$4.6M
Q3 24
$4.6M
Q2 24
$4.2M
Q1 24
$3.6M
Gross Margin
EU
EU
VABK
VABK
Q4 25
37.9%
Q3 25
43.8%
Q2 25
30.8%
Q1 25
-0.1%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
EU
EU
VABK
VABK
Q4 25
-135.9%
50.5%
Q3 25
-158.2%
39.4%
Q2 25
-526.1%
38.4%
Q1 25
-85.7%
38.4%
Q4 24
40.3%
Q3 24
41.9%
Q2 24
39.5%
Q1 24
32.9%
Net Margin
EU
EU
VABK
VABK
Q4 25
-173.9%
39.7%
Q3 25
-53.7%
31.7%
Q2 25
-172.7%
30.0%
Q1 25
-132.9%
31.9%
Q4 24
31.4%
Q3 24
34.1%
Q2 24
32.3%
Q1 24
27.8%
EPS (diluted)
EU
EU
VABK
VABK
Q4 25
$-0.11
$1.10
Q3 25
$-0.03
$0.84
Q2 25
$-0.03
$0.78
Q1 25
$-0.13
$0.83
Q4 24
$0.85
Q3 24
$0.85
Q2 24
$0.77
Q1 24
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EU
EU
VABK
VABK
Cash + ST InvestmentsLiquidity on hand
$52.4M
Total DebtLower is stronger
$110.0M
Stockholders' EquityBook value
$229.2M
$184.2M
Total Assets
$430.4M
$1.6B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EU
EU
VABK
VABK
Q4 25
$52.4M
Q3 25
$91.9M
Q2 25
$26.9M
Q1 25
$29.7M
Q4 24
Q3 24
Q2 24
Q1 24
Total Debt
EU
EU
VABK
VABK
Q4 25
$110.0M
Q3 25
$109.3M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EU
EU
VABK
VABK
Q4 25
$229.2M
$184.2M
Q3 25
$248.6M
$177.4M
Q2 25
$264.7M
$170.8M
Q1 25
$267.9M
$166.8M
Q4 24
$160.3M
Q3 24
$165.9M
Q2 24
$154.2M
Q1 24
$152.6M
Total Assets
EU
EU
VABK
VABK
Q4 25
$430.4M
$1.6B
Q3 25
$441.9M
$1.6B
Q2 25
$359.4M
$1.6B
Q1 25
$362.6M
$1.6B
Q4 24
$1.6B
Q3 24
$1.6B
Q2 24
$1.6B
Q1 24
$1.6B
Debt / Equity
EU
EU
VABK
VABK
Q4 25
0.48×
Q3 25
0.44×
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EU
EU
VABK
VABK
Operating Cash FlowLast quarter
$12.9M
$21.3M
Free Cash FlowOCF − Capex
$7.2M
$20.8M
FCF MarginFCF / Revenue
57.8%
138.2%
Capex IntensityCapex / Revenue
46.7%
3.9%
Cash ConversionOCF / Net Profit
3.58×
TTM Free Cash FlowTrailing 4 quarters
$-45.0M
$35.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EU
EU
VABK
VABK
Q4 25
$12.9M
$21.3M
Q3 25
$-20.3M
$6.0M
Q2 25
$-9.9M
$6.7M
Q1 25
$-7.7M
$2.1M
Q4 24
$15.3M
Q3 24
$15.2M
Q2 24
$-6.4M
Q1 24
$3.2M
Free Cash Flow
EU
EU
VABK
VABK
Q4 25
$7.2M
$20.8M
Q3 25
$-26.3M
$5.9M
Q2 25
$-14.1M
$6.7M
Q1 25
$-11.7M
$1.8M
Q4 24
$14.6M
Q3 24
$15.1M
Q2 24
$-6.8M
Q1 24
$3.1M
FCF Margin
EU
EU
VABK
VABK
Q4 25
57.8%
138.2%
Q3 25
-296.6%
41.0%
Q2 25
-385.2%
47.6%
Q1 25
-64.1%
13.0%
Q4 24
100.4%
Q3 24
111.7%
Q2 24
-53.0%
Q1 24
23.9%
Capex Intensity
EU
EU
VABK
VABK
Q4 25
46.7%
3.9%
Q3 25
68.0%
0.5%
Q2 25
115.1%
0.2%
Q1 25
21.7%
1.8%
Q4 24
5.1%
Q3 24
0.9%
Q2 24
3.1%
Q1 24
0.2%
Cash Conversion
EU
EU
VABK
VABK
Q4 25
3.58×
Q3 25
1.31×
Q2 25
1.59×
Q1 25
0.47×
Q4 24
3.35×
Q3 24
3.30×
Q2 24
-1.54×
Q1 24
0.87×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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