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Side-by-side financial comparison of EverQuote, Inc. (EVER) and Hilltop Holdings Inc. (HTH). Click either name above to swap in a different company.

Hilltop Holdings Inc. is the larger business by last-quarter revenue ($300.5M vs $190.9M, roughly 1.6× EverQuote, Inc.). Hilltop Holdings Inc. runs the higher net margin — 13.0% vs 9.8%, a 3.2% gap on every dollar of revenue. Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (27.6% CAGR vs 0.6%).

EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.

Hilltop Holdings Inc. is a financial holding company based in Dallas, Texas. It offers financial products and banking services through three primary subsidiaries: PlainsCapital Bank, PrimeLending, and HilltopSecurities.

EVER vs HTH — Head-to-Head

Bigger by revenue
HTH
HTH
1.6× larger
HTH
$300.5M
$190.9M
EVER
Higher net margin
HTH
HTH
3.2% more per $
HTH
13.0%
9.8%
EVER
Faster 2-yr revenue CAGR
EVER
EVER
Annualised
EVER
27.6%
0.6%
HTH

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EVER
EVER
HTH
HTH
Revenue
$190.9M
$300.5M
Net Profit
$18.7M
$39.0M
Gross Margin
97.8%
Operating Margin
12.3%
Net Margin
9.8%
13.0%
Revenue YoY
14.5%
Net Profit YoY
133.7%
-12.4%
EPS (diluted)
$0.51
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVER
EVER
HTH
HTH
Q1 26
$190.9M
$300.5M
Q4 25
$195.3M
$329.9M
Q3 25
$173.9M
$330.2M
Q2 25
$156.6M
$303.3M
Q1 25
$166.6M
$318.5M
Q4 24
$147.5M
$301.1M
Q3 24
$144.5M
$305.5M
Q2 24
$117.1M
$297.0M
Net Profit
EVER
EVER
HTH
HTH
Q1 26
$18.7M
$39.0M
Q4 25
$57.8M
$41.6M
Q3 25
$18.9M
$45.8M
Q2 25
$14.7M
$36.1M
Q1 25
$8.0M
$42.1M
Q4 24
$12.3M
$35.5M
Q3 24
$11.6M
$29.7M
Q2 24
$6.4M
$20.3M
Gross Margin
EVER
EVER
HTH
HTH
Q1 26
97.8%
Q4 25
97.7%
Q3 25
97.3%
Q2 25
96.9%
Q1 25
96.8%
Q4 24
96.3%
Q3 24
96.2%
Q2 24
95.7%
Operating Margin
EVER
EVER
HTH
HTH
Q1 26
12.3%
Q4 25
9.5%
16.1%
Q3 25
10.1%
18.4%
Q2 25
9.0%
16.3%
Q1 25
4.8%
18.1%
Q4 24
8.2%
14.7%
Q3 24
8.1%
13.9%
Q2 24
5.4%
10.0%
Net Margin
EVER
EVER
HTH
HTH
Q1 26
9.8%
13.0%
Q4 25
29.6%
12.6%
Q3 25
10.8%
13.9%
Q2 25
9.4%
11.9%
Q1 25
4.8%
13.2%
Q4 24
8.3%
11.8%
Q3 24
8.0%
9.7%
Q2 24
5.5%
6.8%
EPS (diluted)
EVER
EVER
HTH
HTH
Q1 26
$0.51
$0.64
Q4 25
$1.53
$0.68
Q3 25
$0.50
$0.74
Q2 25
$0.39
$0.57
Q1 25
$0.21
$0.65
Q4 24
$0.35
$0.55
Q3 24
$0.31
$0.46
Q2 24
$0.17
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVER
EVER
HTH
HTH
Cash + ST InvestmentsLiquidity on hand
$178.5M
Total DebtLower is stronger
$990.8M
Stockholders' EquityBook value
$240.9M
$2.2B
Total Assets
$324.0M
$15.7B
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVER
EVER
HTH
HTH
Q1 26
$178.5M
Q4 25
$171.4M
Q3 25
$145.8M
Q2 25
$148.2M
Q1 25
$125.0M
Q4 24
$102.1M
Q3 24
$82.8M
Q2 24
$60.9M
Total Debt
EVER
EVER
HTH
HTH
Q1 26
$990.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
EVER
EVER
HTH
HTH
Q1 26
$240.9M
$2.2B
Q4 25
$238.0M
$2.2B
Q3 25
$174.9M
$2.2B
Q2 25
$170.3M
$2.2B
Q1 25
$149.5M
$2.2B
Q4 24
$135.4M
$2.2B
Q3 24
$117.7M
$2.2B
Q2 24
$100.8M
$2.1B
Total Assets
EVER
EVER
HTH
HTH
Q1 26
$324.0M
$15.7B
Q4 25
$326.9M
$15.8B
Q3 25
$256.1M
$15.6B
Q2 25
$241.4M
$15.4B
Q1 25
$232.1M
$15.8B
Q4 24
$210.5M
$16.3B
Q3 24
$180.5M
$15.9B
Q2 24
$158.0M
$15.6B
Debt / Equity
EVER
EVER
HTH
HTH
Q1 26
0.46×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVER
EVER
HTH
HTH
Operating Cash FlowLast quarter
$29.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.59×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVER
EVER
HTH
HTH
Q1 26
$29.6M
Q4 25
$27.0M
$-38.7M
Q3 25
$19.8M
$273.0M
Q2 25
$25.3M
$-234.6M
Q1 25
$23.3M
$5.8M
Q4 24
$20.1M
$273.9M
Q3 24
$23.6M
$515.6M
Q2 24
$12.4M
$-435.3M
Free Cash Flow
EVER
EVER
HTH
HTH
Q1 26
Q4 25
$25.8M
$-55.5M
Q3 25
$18.5M
$271.0M
Q2 25
$23.8M
$-234.6M
Q1 25
$22.2M
$5.0M
Q4 24
$19.1M
$266.8M
Q3 24
$22.1M
$513.8M
Q2 24
$11.5M
$-437.3M
FCF Margin
EVER
EVER
HTH
HTH
Q1 26
Q4 25
13.2%
-16.8%
Q3 25
10.6%
82.1%
Q2 25
15.2%
-77.4%
Q1 25
13.3%
1.6%
Q4 24
13.0%
88.6%
Q3 24
15.3%
168.2%
Q2 24
9.8%
-147.2%
Capex Intensity
EVER
EVER
HTH
HTH
Q1 26
Q4 25
0.6%
5.1%
Q3 25
0.7%
0.6%
Q2 25
0.9%
0.0%
Q1 25
0.7%
0.3%
Q4 24
0.7%
2.4%
Q3 24
1.0%
0.6%
Q2 24
0.7%
0.7%
Cash Conversion
EVER
EVER
HTH
HTH
Q1 26
1.59×
Q4 25
0.47×
-0.93×
Q3 25
1.05×
5.96×
Q2 25
1.72×
-6.50×
Q1 25
2.92×
0.14×
Q4 24
1.64×
7.71×
Q3 24
2.04×
17.36×
Q2 24
1.93×
-21.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVER
EVER

Automotive$172.4M90%
Home and renters$18.5M10%

HTH
HTH

Noninterest Income$188.4M63%
Net Interest Income$112.1M37%

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