vs
Side-by-side financial comparison of EverQuote, Inc. (EVER) and ONESPAWORLD HOLDINGS Ltd (OSW). Click either name above to swap in a different company.
ONESPAWORLD HOLDINGS Ltd is the larger business by last-quarter revenue ($242.1M vs $195.3M, roughly 1.2× EverQuote, Inc.). EverQuote, Inc. runs the higher net margin — 29.6% vs 5.0%, a 24.6% gap on every dollar of revenue. On growth, EverQuote, Inc. posted the faster year-over-year revenue change (32.5% vs 11.5%). EverQuote, Inc. produced more free cash flow last quarter ($25.8M vs $14.9M). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (46.5% CAGR vs 7.1%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
EVER vs OSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $195.3M | $242.1M |
| Net Profit | $57.8M | $12.1M |
| Gross Margin | 97.7% | — |
| Operating Margin | 9.5% | 6.8% |
| Net Margin | 29.6% | 5.0% |
| Revenue YoY | 32.5% | 11.5% |
| Net Profit YoY | 369.3% | -16.2% |
| EPS (diluted) | $1.53 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $195.3M | $242.1M | ||
| Q3 25 | $173.9M | $258.5M | ||
| Q2 25 | $156.6M | $240.7M | ||
| Q1 25 | $166.6M | $219.6M | ||
| Q4 24 | $147.5M | $217.2M | ||
| Q3 24 | $144.5M | $241.7M | ||
| Q2 24 | $117.1M | $224.9M | ||
| Q1 24 | $91.1M | $211.2M |
| Q4 25 | $57.8M | $12.1M | ||
| Q3 25 | $18.9M | $24.3M | ||
| Q2 25 | $14.7M | $19.9M | ||
| Q1 25 | $8.0M | $15.3M | ||
| Q4 24 | $12.3M | $14.4M | ||
| Q3 24 | $11.6M | $21.6M | ||
| Q2 24 | $6.4M | $15.8M | ||
| Q1 24 | $1.9M | $21.2M |
| Q4 25 | 97.7% | — | ||
| Q3 25 | 97.3% | — | ||
| Q2 25 | 96.9% | — | ||
| Q1 25 | 96.8% | — | ||
| Q4 24 | 96.3% | — | ||
| Q3 24 | 96.2% | — | ||
| Q2 24 | 95.7% | — | ||
| Q1 24 | 94.5% | — |
| Q4 25 | 9.5% | 6.8% | ||
| Q3 25 | 10.1% | 10.2% | ||
| Q2 25 | 9.0% | 9.2% | ||
| Q1 25 | 4.8% | 7.7% | ||
| Q4 24 | 8.2% | 7.9% | ||
| Q3 24 | 8.1% | 10.3% | ||
| Q2 24 | 5.4% | 8.4% | ||
| Q1 24 | 1.9% | 8.0% |
| Q4 25 | 29.6% | 5.0% | ||
| Q3 25 | 10.8% | 9.4% | ||
| Q2 25 | 9.4% | 8.3% | ||
| Q1 25 | 4.8% | 7.0% | ||
| Q4 24 | 8.3% | 6.6% | ||
| Q3 24 | 8.0% | 8.9% | ||
| Q2 24 | 5.5% | 7.0% | ||
| Q1 24 | 2.1% | 10.0% |
| Q4 25 | $1.53 | $0.12 | ||
| Q3 25 | $0.50 | $0.23 | ||
| Q2 25 | $0.39 | $0.19 | ||
| Q1 25 | $0.21 | $0.15 | ||
| Q4 24 | $0.35 | $0.13 | ||
| Q3 24 | $0.31 | $0.20 | ||
| Q2 24 | $0.17 | $0.15 | ||
| Q1 24 | $0.05 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $171.4M | $16.3M |
| Total DebtLower is stronger | — | $84.0M |
| Stockholders' EquityBook value | $238.0M | $542.6M |
| Total Assets | $326.9M | $707.1M |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $171.4M | $16.3M | ||
| Q3 25 | $145.8M | $29.6M | ||
| Q2 25 | $148.2M | $35.0M | ||
| Q1 25 | $125.0M | $22.6M | ||
| Q4 24 | $102.1M | $57.4M | ||
| Q3 24 | $82.8M | $48.8M | ||
| Q2 24 | $60.9M | $62.5M | ||
| Q1 24 | $48.6M | $65.4M |
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | — | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $138.6M |
| Q4 25 | $238.0M | $542.6M | ||
| Q3 25 | $174.9M | $552.8M | ||
| Q2 25 | $170.3M | $548.3M | ||
| Q1 25 | $149.5M | $530.6M | ||
| Q4 24 | $135.4M | $554.5M | ||
| Q3 24 | $117.7M | $540.1M | ||
| Q2 24 | $100.8M | $532.7M | ||
| Q1 24 | $88.3M | $515.5M |
| Q4 25 | $326.9M | $707.1M | ||
| Q3 25 | $256.1M | $732.6M | ||
| Q2 25 | $241.4M | $731.8M | ||
| Q1 25 | $232.1M | $708.7M | ||
| Q4 24 | $210.5M | $746.4M | ||
| Q3 24 | $180.5M | $734.0M | ||
| Q2 24 | $158.0M | $756.8M | ||
| Q1 24 | $135.4M | $763.6M |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.0M | $20.0M |
| Free Cash FlowOCF − Capex | $25.8M | $14.9M |
| FCF MarginFCF / Revenue | 13.2% | 6.2% |
| Capex IntensityCapex / Revenue | 0.6% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.47× | 1.65× |
| TTM Free Cash FlowTrailing 4 quarters | $90.3M | $68.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $27.0M | $20.0M | ||
| Q3 25 | $19.8M | $33.2M | ||
| Q2 25 | $25.3M | $20.3M | ||
| Q1 25 | $23.3M | $10.1M | ||
| Q4 24 | $20.1M | $16.6M | ||
| Q3 24 | $23.6M | $28.6M | ||
| Q2 24 | $12.4M | $18.7M | ||
| Q1 24 | $10.4M | $15.0M |
| Q4 25 | $25.8M | $14.9M | ||
| Q3 25 | $18.5M | $27.6M | ||
| Q2 25 | $23.8M | $17.6M | ||
| Q1 25 | $22.2M | $8.4M | ||
| Q4 24 | $19.1M | $13.2M | ||
| Q3 24 | $22.1M | $27.5M | ||
| Q2 24 | $11.5M | $17.6M | ||
| Q1 24 | $9.7M | $13.7M |
| Q4 25 | 13.2% | 6.2% | ||
| Q3 25 | 10.6% | 10.7% | ||
| Q2 25 | 15.2% | 7.3% | ||
| Q1 25 | 13.3% | 3.8% | ||
| Q4 24 | 13.0% | 6.1% | ||
| Q3 24 | 15.3% | 11.4% | ||
| Q2 24 | 9.8% | 7.8% | ||
| Q1 24 | 10.6% | 6.5% |
| Q4 25 | 0.6% | 2.1% | ||
| Q3 25 | 0.7% | 2.2% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 0.7% | 0.8% | ||
| Q4 24 | 0.7% | 1.5% | ||
| Q3 24 | 1.0% | 0.5% | ||
| Q2 24 | 0.7% | 0.5% | ||
| Q1 24 | 0.8% | 0.6% |
| Q4 25 | 0.47× | 1.65× | ||
| Q3 25 | 1.05× | 1.36× | ||
| Q2 25 | 1.72× | 1.02× | ||
| Q1 25 | 2.92× | 0.66× | ||
| Q4 24 | 1.64× | 1.15× | ||
| Q3 24 | 2.04× | 1.33× | ||
| Q2 24 | 1.93× | 1.19× | ||
| Q1 24 | 5.47× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
