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Side-by-side financial comparison of EverQuote, Inc. (EVER) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $195.3M, roughly 1.9× EverQuote, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 29.6%, a 2.1% gap on every dollar of revenue. Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (46.5% CAGR vs 19.2%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
EVER vs PB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $195.3M | $367.6M |
| Net Profit | $57.8M | $116.3M |
| Gross Margin | 97.7% | — |
| Operating Margin | 9.5% | — |
| Net Margin | 29.6% | 31.6% |
| Revenue YoY | 32.5% | — |
| Net Profit YoY | 369.3% | -10.7% |
| EPS (diluted) | $1.53 | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $195.3M | $275.0M | ||
| Q3 25 | $173.9M | $273.4M | ||
| Q2 25 | $156.6M | $267.7M | ||
| Q1 25 | $166.6M | $265.4M | ||
| Q4 24 | $147.5M | $267.8M | ||
| Q3 24 | $144.5M | $261.7M | ||
| Q2 24 | $117.1M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $57.8M | $139.9M | ||
| Q3 25 | $18.9M | $137.6M | ||
| Q2 25 | $14.7M | $135.2M | ||
| Q1 25 | $8.0M | $130.2M | ||
| Q4 24 | $12.3M | $130.1M | ||
| Q3 24 | $11.6M | $127.3M | ||
| Q2 24 | $6.4M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 97.7% | — | ||
| Q3 25 | 97.3% | — | ||
| Q2 25 | 96.9% | — | ||
| Q1 25 | 96.8% | — | ||
| Q4 24 | 96.3% | — | ||
| Q3 24 | 96.2% | — | ||
| Q2 24 | 95.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.5% | 65.1% | ||
| Q3 25 | 10.1% | 64.4% | ||
| Q2 25 | 9.0% | 64.3% | ||
| Q1 25 | 4.8% | 62.7% | ||
| Q4 24 | 8.2% | 62.0% | ||
| Q3 24 | 8.1% | 62.1% | ||
| Q2 24 | 5.4% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 29.6% | 50.9% | ||
| Q3 25 | 10.8% | 50.3% | ||
| Q2 25 | 9.4% | 50.5% | ||
| Q1 25 | 4.8% | 49.1% | ||
| Q4 24 | 8.3% | 48.6% | ||
| Q3 24 | 8.0% | 48.6% | ||
| Q2 24 | 5.5% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | $1.53 | $1.48 | ||
| Q3 25 | $0.50 | $1.45 | ||
| Q2 25 | $0.39 | $1.42 | ||
| Q1 25 | $0.21 | $1.37 | ||
| Q4 24 | $0.35 | $1.36 | ||
| Q3 24 | $0.31 | $1.34 | ||
| Q2 24 | $0.17 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $171.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $238.0M | $8.2B |
| Total Assets | $326.9M | $43.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $171.4M | — | ||
| Q3 25 | $145.8M | — | ||
| Q2 25 | $148.2M | — | ||
| Q1 25 | $125.0M | — | ||
| Q4 24 | $102.1M | — | ||
| Q3 24 | $82.8M | — | ||
| Q2 24 | $60.9M | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $238.0M | $7.6B | ||
| Q3 25 | $174.9M | $7.7B | ||
| Q2 25 | $170.3M | $7.6B | ||
| Q1 25 | $149.5M | $7.5B | ||
| Q4 24 | $135.4M | $7.4B | ||
| Q3 24 | $117.7M | $7.4B | ||
| Q2 24 | $100.8M | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $326.9M | $38.5B | ||
| Q3 25 | $256.1M | $38.3B | ||
| Q2 25 | $241.4M | $38.4B | ||
| Q1 25 | $232.1M | $38.8B | ||
| Q4 24 | $210.5M | $39.6B | ||
| Q3 24 | $180.5M | $40.1B | ||
| Q2 24 | $158.0M | $39.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.0M | — |
| Free Cash FlowOCF − Capex | $25.8M | — |
| FCF MarginFCF / Revenue | 13.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 0.47× | — |
| TTM Free Cash FlowTrailing 4 quarters | $90.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $27.0M | $78.3M | ||
| Q3 25 | $19.8M | $194.8M | ||
| Q2 25 | $25.3M | $98.2M | ||
| Q1 25 | $23.3M | $178.2M | ||
| Q4 24 | $20.1M | $-205.8M | ||
| Q3 24 | $23.6M | $274.6M | ||
| Q2 24 | $12.4M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $68.5M | ||
| Q3 25 | $18.5M | $185.7M | ||
| Q2 25 | $23.8M | $91.8M | ||
| Q1 25 | $22.2M | $171.1M | ||
| Q4 24 | $19.1M | $-210.7M | ||
| Q3 24 | $22.1M | $270.2M | ||
| Q2 24 | $11.5M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | 24.9% | ||
| Q3 25 | 10.6% | 67.9% | ||
| Q2 25 | 15.2% | 34.3% | ||
| Q1 25 | 13.3% | 64.5% | ||
| Q4 24 | 13.0% | -78.7% | ||
| Q3 24 | 15.3% | 103.3% | ||
| Q2 24 | 9.8% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 3.6% | ||
| Q3 25 | 0.7% | 3.3% | ||
| Q2 25 | 0.9% | 2.4% | ||
| Q1 25 | 0.7% | 2.7% | ||
| Q4 24 | 0.7% | 1.8% | ||
| Q3 24 | 1.0% | 1.7% | ||
| Q2 24 | 0.7% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.47× | 0.56× | ||
| Q3 25 | 1.05× | 1.42× | ||
| Q2 25 | 1.72× | 0.73× | ||
| Q1 25 | 2.92× | 1.37× | ||
| Q4 24 | 1.64× | -1.58× | ||
| Q3 24 | 2.04× | 2.16× | ||
| Q2 24 | 1.93× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
