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Side-by-side financial comparison of EverQuote, Inc. (EVER) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
EverQuote, Inc. is the larger business by last-quarter revenue ($190.9M vs $153.1M, roughly 1.2× CPI Card Group Inc.). EverQuote, Inc. runs the higher net margin — 9.8% vs 4.8%, a 5.0% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs 14.5%). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (27.6% CAGR vs 16.9%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
EVER vs PMTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $190.9M | $153.1M |
| Net Profit | $18.7M | $7.3M |
| Gross Margin | 97.8% | 31.5% |
| Operating Margin | 12.3% | 12.0% |
| Net Margin | 9.8% | 4.8% |
| Revenue YoY | 14.5% | 22.3% |
| Net Profit YoY | 133.7% | 8.5% |
| EPS (diluted) | $0.51 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $190.9M | — | ||
| Q4 25 | $195.3M | $153.1M | ||
| Q3 25 | $173.9M | $138.0M | ||
| Q2 25 | $156.6M | $129.8M | ||
| Q1 25 | $166.6M | $122.8M | ||
| Q4 24 | $147.5M | $125.1M | ||
| Q3 24 | $144.5M | $124.8M | ||
| Q2 24 | $117.1M | $118.8M |
| Q1 26 | $18.7M | — | ||
| Q4 25 | $57.8M | $7.3M | ||
| Q3 25 | $18.9M | $2.3M | ||
| Q2 25 | $14.7M | $518.0K | ||
| Q1 25 | $8.0M | $4.8M | ||
| Q4 24 | $12.3M | $6.8M | ||
| Q3 24 | $11.6M | $1.3M | ||
| Q2 24 | $6.4M | $6.0M |
| Q1 26 | 97.8% | — | ||
| Q4 25 | 97.7% | 31.5% | ||
| Q3 25 | 97.3% | 29.7% | ||
| Q2 25 | 96.9% | 30.9% | ||
| Q1 25 | 96.8% | 33.2% | ||
| Q4 24 | 96.3% | 34.1% | ||
| Q3 24 | 96.2% | 35.8% | ||
| Q2 24 | 95.7% | 35.7% |
| Q1 26 | 12.3% | — | ||
| Q4 25 | 9.5% | 12.0% | ||
| Q3 25 | 10.1% | 9.4% | ||
| Q2 25 | 9.0% | 7.3% | ||
| Q1 25 | 4.8% | 11.5% | ||
| Q4 24 | 8.2% | 12.7% | ||
| Q3 24 | 8.1% | 14.3% | ||
| Q2 24 | 5.4% | 12.5% |
| Q1 26 | 9.8% | — | ||
| Q4 25 | 29.6% | 4.8% | ||
| Q3 25 | 10.8% | 1.7% | ||
| Q2 25 | 9.4% | 0.4% | ||
| Q1 25 | 4.8% | 3.9% | ||
| Q4 24 | 8.3% | 5.4% | ||
| Q3 24 | 8.0% | 1.0% | ||
| Q2 24 | 5.5% | 5.1% |
| Q1 26 | $0.51 | — | ||
| Q4 25 | $1.53 | $0.62 | ||
| Q3 25 | $0.50 | $0.19 | ||
| Q2 25 | $0.39 | $0.04 | ||
| Q1 25 | $0.21 | $0.40 | ||
| Q4 24 | $0.35 | $0.56 | ||
| Q3 24 | $0.31 | $0.11 | ||
| Q2 24 | $0.17 | $0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $178.5M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $240.9M | $-17.3M |
| Total Assets | $324.0M | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $178.5M | — | ||
| Q4 25 | $171.4M | $21.7M | ||
| Q3 25 | $145.8M | $16.0M | ||
| Q2 25 | $148.2M | $17.1M | ||
| Q1 25 | $125.0M | $31.5M | ||
| Q4 24 | $102.1M | $33.5M | ||
| Q3 24 | $82.8M | $14.7M | ||
| Q2 24 | $60.9M | $7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M |
| Q1 26 | $240.9M | — | ||
| Q4 25 | $238.0M | $-17.3M | ||
| Q3 25 | $174.9M | $-25.7M | ||
| Q2 25 | $170.3M | $-29.0M | ||
| Q1 25 | $149.5M | $-29.7M | ||
| Q4 24 | $135.4M | $-35.6M | ||
| Q3 24 | $117.7M | $-42.8M | ||
| Q2 24 | $100.8M | $-44.6M |
| Q1 26 | $324.0M | — | ||
| Q4 25 | $326.9M | $403.2M | ||
| Q3 25 | $256.1M | $407.1M | ||
| Q2 25 | $241.4M | $399.8M | ||
| Q1 25 | $232.1M | $351.9M | ||
| Q4 24 | $210.5M | $349.7M | ||
| Q3 24 | $180.5M | $342.3M | ||
| Q2 24 | $158.0M | $321.4M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $29.6M | $39.6M |
| Free Cash FlowOCF − Capex | — | $35.2M |
| FCF MarginFCF / Revenue | — | 23.0% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | 1.59× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | — | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $29.6M | — | ||
| Q4 25 | $27.0M | $39.6M | ||
| Q3 25 | $19.8M | $10.0M | ||
| Q2 25 | $25.3M | $4.3M | ||
| Q1 25 | $23.3M | $5.6M | ||
| Q4 24 | $20.1M | $26.7M | ||
| Q3 24 | $23.6M | $12.5M | ||
| Q2 24 | $12.4M | $-4.8M |
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $35.2M | ||
| Q3 25 | $18.5M | $5.3M | ||
| Q2 25 | $23.8M | $533.0K | ||
| Q1 25 | $22.2M | $292.0K | ||
| Q4 24 | $19.1M | $21.6M | ||
| Q3 24 | $22.1M | $11.1M | ||
| Q2 24 | $11.5M | $-6.0M |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | 23.0% | ||
| Q3 25 | 10.6% | 3.8% | ||
| Q2 25 | 15.2% | 0.4% | ||
| Q1 25 | 13.3% | 0.2% | ||
| Q4 24 | 13.0% | 17.3% | ||
| Q3 24 | 15.3% | 8.9% | ||
| Q2 24 | 9.8% | -5.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 2.9% | ||
| Q3 25 | 0.7% | 3.4% | ||
| Q2 25 | 0.9% | 2.9% | ||
| Q1 25 | 0.7% | 4.3% | ||
| Q4 24 | 0.7% | 4.0% | ||
| Q3 24 | 1.0% | 1.2% | ||
| Q2 24 | 0.7% | 1.0% |
| Q1 26 | 1.59× | — | ||
| Q4 25 | 0.47× | 5.39× | ||
| Q3 25 | 1.05× | 4.32× | ||
| Q2 25 | 1.72× | 8.39× | ||
| Q1 25 | 2.92× | 1.17× | ||
| Q4 24 | 1.64× | 3.94× | ||
| Q3 24 | 2.04× | 9.70× | ||
| Q2 24 | 1.93× | -0.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $172.4M | 90% |
| Home and renters | $18.5M | 10% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
