vs

Side-by-side financial comparison of EVgo Inc. (EVGO) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.

CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $118.5M, roughly 1.3× EVgo Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs -4.1%, a 8.9% gap on every dollar of revenue. On growth, EVgo Inc. posted the faster year-over-year revenue change (75.5% vs 22.3%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-38.1M). Over the past eight quarters, EVgo Inc.'s revenue compounded faster (46.6% CAGR vs 16.9%).

EVgo Inc. is an electric vehicle fast charging network in the United States, with more than 950 charging locations as of August 2023. The company's charge stations are located in 35 states and are compatible with all major auto manufacturers.

CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.

EVGO vs PMTS — Head-to-Head

Bigger by revenue
PMTS
PMTS
1.3× larger
PMTS
$153.1M
$118.5M
EVGO
Growing faster (revenue YoY)
EVGO
EVGO
+53.1% gap
EVGO
75.5%
22.3%
PMTS
Higher net margin
PMTS
PMTS
8.9% more per $
PMTS
4.8%
-4.1%
EVGO
More free cash flow
PMTS
PMTS
$73.3M more FCF
PMTS
$35.2M
$-38.1M
EVGO
Faster 2-yr revenue CAGR
EVGO
EVGO
Annualised
EVGO
46.6%
16.9%
PMTS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EVGO
EVGO
PMTS
PMTS
Revenue
$118.5M
$153.1M
Net Profit
$-4.8M
$7.3M
Gross Margin
38.0%
31.5%
Operating Margin
-10.4%
12.0%
Net Margin
-4.1%
4.8%
Revenue YoY
75.5%
22.3%
Net Profit YoY
61.1%
8.5%
EPS (diluted)
$-0.03
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVGO
EVGO
PMTS
PMTS
Q4 25
$118.5M
$153.1M
Q3 25
$92.3M
$138.0M
Q2 25
$98.0M
$129.8M
Q1 25
$75.3M
$122.8M
Q4 24
$67.5M
$125.1M
Q3 24
$67.5M
$124.8M
Q2 24
$66.6M
$118.8M
Q1 24
$55.2M
$111.9M
Net Profit
EVGO
EVGO
PMTS
PMTS
Q4 25
$-4.8M
$7.3M
Q3 25
$-12.4M
$2.3M
Q2 25
$-13.0M
$518.0K
Q1 25
$-11.4M
$4.8M
Q4 24
$-12.4M
$6.8M
Q3 24
$-11.7M
$1.3M
Q2 24
$-10.4M
$6.0M
Q1 24
$-9.8M
$5.5M
Gross Margin
EVGO
EVGO
PMTS
PMTS
Q4 25
38.0%
31.5%
Q3 25
13.6%
29.7%
Q2 25
14.2%
30.9%
Q1 25
12.4%
33.2%
Q4 24
14.5%
34.1%
Q3 24
9.4%
35.8%
Q2 24
9.6%
35.7%
Q1 24
12.4%
37.1%
Operating Margin
EVGO
EVGO
PMTS
PMTS
Q4 25
-10.4%
12.0%
Q3 25
-36.9%
9.4%
Q2 25
-31.4%
7.3%
Q1 25
-44.4%
11.5%
Q4 24
-51.9%
12.7%
Q3 24
-47.1%
14.3%
Q2 24
-48.6%
12.5%
Q1 24
-58.7%
12.6%
Net Margin
EVGO
EVGO
PMTS
PMTS
Q4 25
-4.1%
4.8%
Q3 25
-13.4%
1.7%
Q2 25
-13.3%
0.4%
Q1 25
-15.1%
3.9%
Q4 24
-18.4%
5.4%
Q3 24
-17.3%
1.0%
Q2 24
-15.6%
5.1%
Q1 24
-17.8%
4.9%
EPS (diluted)
EVGO
EVGO
PMTS
PMTS
Q4 25
$-0.03
$0.62
Q3 25
$-0.09
$0.19
Q2 25
$-0.10
$0.04
Q1 25
$-0.09
$0.40
Q4 24
$-0.11
$0.56
Q3 24
$-0.11
$0.11
Q2 24
$-0.10
$0.51
Q1 24
$-0.09
$0.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVGO
EVGO
PMTS
PMTS
Cash + ST InvestmentsLiquidity on hand
$151.0M
$21.7M
Total DebtLower is stronger
$206.5M
$286.7M
Stockholders' EquityBook value
$-116.9M
$-17.3M
Total Assets
$964.8M
$403.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVGO
EVGO
PMTS
PMTS
Q4 25
$151.0M
$21.7M
Q3 25
$181.3M
$16.0M
Q2 25
$154.5M
$17.1M
Q1 25
$150.0M
$31.5M
Q4 24
$117.3M
$33.5M
Q3 24
$141.9M
$14.7M
Q2 24
$162.3M
$7.5M
Q1 24
$175.1M
$17.1M
Total Debt
EVGO
EVGO
PMTS
PMTS
Q4 25
$206.5M
$286.7M
Q3 25
$157.3M
$308.4M
Q2 25
$310.9M
Q1 25
$280.7M
Q4 24
$280.4M
Q3 24
$280.2M
Q2 24
$269.7M
Q1 24
$265.3M
Stockholders' Equity
EVGO
EVGO
PMTS
PMTS
Q4 25
$-116.9M
$-17.3M
Q3 25
$-428.1M
$-25.7M
Q2 25
$-230.1M
$-29.0M
Q1 25
$-36.8M
$-29.7M
Q4 24
$-256.1M
$-35.6M
Q3 24
$-344.8M
$-42.8M
Q2 24
$13.6M
$-44.6M
Q1 24
$25.7M
$-48.5M
Total Assets
EVGO
EVGO
PMTS
PMTS
Q4 25
$964.8M
$403.2M
Q3 25
$931.8M
$407.1M
Q2 25
$864.7M
$399.8M
Q1 25
$856.0M
$351.9M
Q4 24
$803.8M
$349.7M
Q3 24
$791.7M
$342.3M
Q2 24
$785.3M
$321.4M
Q1 24
$787.5M
$319.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVGO
EVGO
PMTS
PMTS
Operating Cash FlowLast quarter
$11.3M
$39.6M
Free Cash FlowOCF − Capex
$-38.1M
$35.2M
FCF MarginFCF / Revenue
-32.2%
23.0%
Capex IntensityCapex / Revenue
41.7%
2.9%
Cash ConversionOCF / Net Profit
5.39×
TTM Free Cash FlowTrailing 4 quarters
$-124.4M
$41.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVGO
EVGO
PMTS
PMTS
Q4 25
$11.3M
$39.6M
Q3 25
$-22.8M
$10.0M
Q2 25
$14.1M
$4.3M
Q1 25
$-10.2M
$5.6M
Q4 24
$-12.8M
$26.7M
Q3 24
$12.1M
$12.5M
Q2 24
$7.6M
$-4.8M
Q1 24
$-14.1M
$8.9M
Free Cash Flow
EVGO
EVGO
PMTS
PMTS
Q4 25
$-38.1M
$35.2M
Q3 25
$-49.0M
$5.3M
Q2 25
$-12.1M
$533.0K
Q1 25
$-25.2M
$292.0K
Q4 24
$-36.5M
$21.6M
Q3 24
$-13.7M
$11.1M
Q2 24
$-16.6M
$-6.0M
Q1 24
$-35.2M
$7.4M
FCF Margin
EVGO
EVGO
PMTS
PMTS
Q4 25
-32.2%
23.0%
Q3 25
-53.1%
3.8%
Q2 25
-12.4%
0.4%
Q1 25
-33.5%
0.2%
Q4 24
-54.1%
17.3%
Q3 24
-20.3%
8.9%
Q2 24
-25.0%
-5.0%
Q1 24
-63.7%
6.6%
Capex Intensity
EVGO
EVGO
PMTS
PMTS
Q4 25
41.7%
2.9%
Q3 25
28.3%
3.4%
Q2 25
26.7%
2.9%
Q1 25
19.9%
4.3%
Q4 24
35.1%
4.0%
Q3 24
38.3%
1.2%
Q2 24
36.3%
1.0%
Q1 24
38.2%
1.3%
Cash Conversion
EVGO
EVGO
PMTS
PMTS
Q4 25
5.39×
Q3 25
4.32×
Q2 25
8.39×
Q1 25
1.17×
Q4 24
3.94×
Q3 24
9.70×
Q2 24
-0.79×
Q1 24
1.63×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVGO
EVGO

Charging Network Revenue$63.6M54%
Charging Revenue Retail$35.8M30%
Charging Revenue Commercial$9.3M8%
Charging Revenue Oem$6.5M6%
Regulatory Credit Sales$2.2M2%

PMTS
PMTS

US Debit And Credit$128.9M84%
US Prepaid Debit$24.4M16%

Related Comparisons