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Side-by-side financial comparison of EVI INDUSTRIES, INC. (EVI) and Jefferson Capital, Inc. (JCAP). Click either name above to swap in a different company.

Jefferson Capital, Inc. is the larger business by last-quarter revenue ($150.8M vs $115.3M, roughly 1.3× EVI INDUSTRIES, INC.). Jefferson Capital, Inc. runs the higher net margin — 25.4% vs 2.1%, a 23.4% gap on every dollar of revenue.

EVI Industries, Inc. is a leading distributor of commercial laundry, dry cleaning, and garment care equipment, as well as related parts and supplies. It primarily serves commercial customers across North America, including laundromats, hospitality businesses, healthcare facilities, and multi-family housing properties, offering installation, maintenance and after-sales support services.

GE Capital was the financial services division of General Electric. Its various units were sold between 2013 and 2021, including the notable spin-off of the North American consumer finance division as Synchrony Financial. Ultimately, only one division of the company remained, GE Energy Financial Services, which was transferred to GE Vernova when General Electric was broken up.

EVI vs JCAP — Head-to-Head

Bigger by revenue
JCAP
JCAP
1.3× larger
JCAP
$150.8M
$115.3M
EVI
Higher net margin
JCAP
JCAP
23.4% more per $
JCAP
25.4%
2.1%
EVI

Income Statement — Q2 FY2026 vs Q3 FY2025

Metric
EVI
EVI
JCAP
JCAP
Revenue
$115.3M
$150.8M
Net Profit
$2.4M
$38.4M
Gross Margin
30.8%
Operating Margin
3.7%
46.4%
Net Margin
2.1%
25.4%
Revenue YoY
24.4%
Net Profit YoY
109.9%
EPS (diluted)
$0.15
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVI
EVI
JCAP
JCAP
Q4 25
$115.3M
Q3 25
$108.3M
$150.8M
Q2 25
$110.0M
$152.7M
Q1 25
$93.5M
Q4 24
$92.7M
Q3 24
$93.6M
Q2 24
$90.1M
Q1 24
$84.0M
Net Profit
EVI
EVI
JCAP
JCAP
Q4 25
$2.4M
Q3 25
$1.8M
$38.4M
Q2 25
$2.1M
$47.7M
Q1 25
$1.0M
Q4 24
$1.1M
Q3 24
$3.2M
Q2 24
$2.1M
Q1 24
$956.0K
Gross Margin
EVI
EVI
JCAP
JCAP
Q4 25
30.8%
Q3 25
31.3%
Q2 25
30.8%
Q1 25
30.0%
Q4 24
29.7%
Q3 24
30.8%
Q2 24
30.4%
Q1 24
30.7%
Operating Margin
EVI
EVI
JCAP
JCAP
Q4 25
3.7%
Q3 25
3.3%
46.4%
Q2 25
3.7%
56.7%
Q1 25
2.4%
Q4 24
2.6%
Q3 24
5.3%
Q2 24
4.1%
Q1 24
2.9%
Net Margin
EVI
EVI
JCAP
JCAP
Q4 25
2.1%
Q3 25
1.7%
25.4%
Q2 25
1.9%
31.2%
Q1 25
1.1%
Q4 24
1.2%
Q3 24
3.5%
Q2 24
2.3%
Q1 24
1.1%
EPS (diluted)
EVI
EVI
JCAP
JCAP
Q4 25
$0.15
Q3 25
$0.11
$0.59
Q2 25
$0.14
$16.76
Q1 25
$0.07
Q4 24
$0.07
Q3 24
$0.21
Q2 24
$0.13
Q1 24
$0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVI
EVI
JCAP
JCAP
Cash + ST InvestmentsLiquidity on hand
$42.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$144.0M
$437.4M
Total Assets
$315.6M
$1.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
$4.7M
$42.3M
Q2 25
$8.9M
$51.7M
Q1 25
$5.9M
Q4 24
$3.9M
Q3 24
$4.4M
Q2 24
$4.6M
Q1 24
$3.3M
Total Debt
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
Q2 25
Q1 25
$24.0M
Q4 24
$27.9M
Q3 24
$19.9M
Q2 24
$12.9M
Q1 24
$21.9M
Stockholders' Equity
EVI
EVI
JCAP
JCAP
Q4 25
$144.0M
Q3 25
$140.8M
$437.4M
Q2 25
$143.5M
$410.8M
Q1 25
$140.2M
Q4 24
$138.0M
Q3 24
$136.1M
Q2 24
$136.6M
Q1 24
$133.5M
Total Assets
EVI
EVI
JCAP
JCAP
Q4 25
$315.6M
Q3 25
$321.8M
$1.8B
Q2 25
$307.0M
$1.8B
Q1 25
$251.8M
Q4 24
$248.8M
Q3 24
$245.5M
Q2 24
$230.7M
Q1 24
$239.3M
Debt / Equity
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
Q2 25
Q1 25
0.17×
Q4 24
0.20×
Q3 24
0.15×
Q2 24
0.09×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVI
EVI
JCAP
JCAP
Operating Cash FlowLast quarter
$4.0M
$63.1M
Free Cash FlowOCF − Capex
$63.0M
FCF MarginFCF / Revenue
41.7%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
1.70×
1.64×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVI
EVI
JCAP
JCAP
Q4 25
$4.0M
Q3 25
$1.0M
$63.1M
Q2 25
$9.9M
$130.6M
Q1 25
$9.1M
Q4 24
$2.0M
Q3 24
$207.0K
Q2 24
$12.4M
Q1 24
$9.4M
Free Cash Flow
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
$-890.0K
$63.0M
Q2 25
$8.2M
$130.0M
Q1 25
$8.1M
Q4 24
$1.1M
Q3 24
$-1.0M
Q2 24
$11.2M
Q1 24
$8.1M
FCF Margin
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
-0.8%
41.7%
Q2 25
7.5%
85.1%
Q1 25
8.7%
Q4 24
1.2%
Q3 24
-1.1%
Q2 24
12.4%
Q1 24
9.7%
Capex Intensity
EVI
EVI
JCAP
JCAP
Q4 25
Q3 25
1.8%
0.1%
Q2 25
1.5%
0.4%
Q1 25
1.1%
Q4 24
0.9%
Q3 24
1.3%
Q2 24
1.3%
Q1 24
1.5%
Cash Conversion
EVI
EVI
JCAP
JCAP
Q4 25
1.70×
Q3 25
0.55×
1.64×
Q2 25
4.74×
2.74×
Q1 25
8.79×
Q4 24
1.74×
Q3 24
0.06×
Q2 24
5.99×
Q1 24
9.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVI
EVI

Segment breakdown not available.

JCAP
JCAP

United States Segment$108.1M72%
Other$35.8M24%
United Kingdom Segment$6.9M5%

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