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Side-by-side financial comparison of EVERTEC, Inc. (EVTC) and Gold.com, Inc. (GOLD). Click either name above to swap in a different company.

Gold.com, Inc. is the larger business by last-quarter revenue ($10.4B vs $244.8M, roughly 42.3× EVERTEC, Inc.). EVERTEC, Inc. runs the higher net margin — 15.1% vs 0.6%, a 14.6% gap on every dollar of revenue. On growth, Gold.com, Inc. posted the faster year-over-year revenue change (244.0% vs 13.1%). Over the past eight quarters, Gold.com, Inc.'s revenue compounded faster (102.5% CAGR vs 9.2%).

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

Kinross Gold Corporation is a Canadian-based gold and silver mining company founded in 1993 and headquartered in Toronto, Ontario, Canada. Kinross currently operates six active gold mines, and was ranked fifth of the "10 Top Gold-mining Companies" of 2019 by InvestingNews. The company's mines are located in Brazil, Mauritania, and the United States. It trades under the KGC ticker in the New York Stock Exchange, and under K in the Toronto Stock Exchange.

EVTC vs GOLD — Head-to-Head

Bigger by revenue
GOLD
GOLD
42.3× larger
GOLD
$10.4B
$244.8M
EVTC
Growing faster (revenue YoY)
GOLD
GOLD
+230.8% gap
GOLD
244.0%
13.1%
EVTC
Higher net margin
EVTC
EVTC
14.6% more per $
EVTC
15.1%
0.6%
GOLD
Faster 2-yr revenue CAGR
GOLD
GOLD
Annualised
GOLD
102.5%
9.2%
EVTC

Income Statement — Q4 FY2025 vs Q1 FY2027

Metric
EVTC
EVTC
GOLD
GOLD
Revenue
$244.8M
$10.4B
Net Profit
$37.0M
$59.5M
Gross Margin
1.7%
Operating Margin
17.6%
Net Margin
15.1%
0.6%
Revenue YoY
13.1%
244.0%
Net Profit YoY
-8.9%
411.2%
EPS (diluted)
$0.57
$2.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVTC
EVTC
GOLD
GOLD
Q3 26
$10.4B
Q4 25
$244.8M
$148.1M
Q3 25
$228.6M
$3.7B
Q2 25
$229.6M
$2.5B
Q1 25
$228.8M
$3.0B
Q4 24
$216.4M
$2.7B
Q3 24
$211.8M
$2.7B
Q2 24
$212.0M
$2.5B
Net Profit
EVTC
EVTC
GOLD
GOLD
Q3 26
$59.5M
Q4 25
$37.0M
$11.6M
Q3 25
$32.9M
$-939.0K
Q2 25
$40.5M
$10.3M
Q1 25
$32.7M
$-8.5M
Q4 24
$40.7M
$6.6M
Q3 24
$24.7M
$9.0M
Q2 24
$31.9M
$30.9M
Gross Margin
EVTC
EVTC
GOLD
GOLD
Q3 26
1.7%
Q4 25
63.0%
Q3 25
2.0%
Q2 25
3.3%
Q1 25
1.4%
Q4 24
1.6%
Q3 24
1.6%
Q2 24
1.7%
Operating Margin
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
17.6%
10.7%
Q3 25
16.5%
-0.0%
Q2 25
24.4%
0.5%
Q1 25
21.6%
-0.3%
Q4 24
22.2%
0.3%
Q3 24
19.6%
0.4%
Q2 24
20.5%
1.3%
Net Margin
EVTC
EVTC
GOLD
GOLD
Q3 26
0.6%
Q4 25
15.1%
7.9%
Q3 25
14.4%
-0.0%
Q2 25
17.6%
0.4%
Q1 25
14.3%
-0.3%
Q4 24
18.8%
0.2%
Q3 24
11.7%
0.3%
Q2 24
15.0%
1.2%
EPS (diluted)
EVTC
EVTC
GOLD
GOLD
Q3 26
$2.09
Q4 25
$0.57
$0.46
Q3 25
$0.51
$-0.04
Q2 25
$0.62
$0.43
Q1 25
$0.50
$-0.36
Q4 24
$0.62
$0.27
Q3 24
$0.38
$0.37
Q2 24
$0.49
$1.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVTC
EVTC
GOLD
GOLD
Cash + ST InvestmentsLiquidity on hand
$306.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$621.6M
Total Assets
$2.2B
$4.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
$306.0M
Q3 25
$474.7M
Q2 25
$290.6M
Q1 25
$265.9M
Q4 24
$273.6M
Q3 24
$275.4M
Q2 24
$257.7M
Stockholders' Equity
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
$621.6M
$653.8M
Q3 25
$663.8M
$644.0M
Q2 25
$612.3M
$649.5M
Q1 25
$542.1M
$643.6M
Q4 24
$472.5M
$612.7M
Q3 24
$502.6M
$611.1M
Q2 24
$483.4M
$607.6M
Total Assets
EVTC
EVTC
GOLD
GOLD
Q3 26
$4.2B
Q4 25
$2.2B
$3.8B
Q3 25
$2.1B
$2.6B
Q2 25
$2.0B
$2.2B
Q1 25
$1.9B
$2.2B
Q4 24
$1.9B
$1.9B
Q3 24
$1.9B
$2.0B
Q2 24
$1.9B
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVTC
EVTC
GOLD
GOLD
Operating Cash FlowLast quarter
$70.0M
$153.0M
Free Cash FlowOCF − Capex
$63.7M
FCF MarginFCF / Revenue
26.0%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
1.89×
2.57×
TTM Free Cash FlowTrailing 4 quarters
$203.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVTC
EVTC
GOLD
GOLD
Q3 26
$153.0M
Q4 25
$70.0M
$-42.6M
Q3 25
$70.9M
$195.4M
Q2 25
$48.5M
$67.0M
Q1 25
$37.6M
$102.8M
Q4 24
$75.2M
$110.1M
Q3 24
$53.6M
$-127.5M
Q2 24
$90.6M
$82.8M
Free Cash Flow
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
$63.7M
$-46.6M
Q3 25
$65.3M
$193.4M
Q2 25
$43.5M
$63.1M
Q1 25
$31.2M
$100.4M
Q4 24
$70.8M
$106.4M
Q3 24
$49.7M
$-128.1M
Q2 24
$78.8M
$80.1M
FCF Margin
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
26.0%
-31.5%
Q3 25
28.5%
5.3%
Q2 25
18.9%
2.5%
Q1 25
13.7%
3.3%
Q4 24
32.7%
3.9%
Q3 24
23.5%
-4.7%
Q2 24
37.2%
3.2%
Capex Intensity
EVTC
EVTC
GOLD
GOLD
Q3 26
Q4 25
2.6%
2.7%
Q3 25
2.5%
0.1%
Q2 25
2.2%
0.2%
Q1 25
2.8%
0.1%
Q4 24
2.0%
0.1%
Q3 24
1.8%
0.0%
Q2 24
5.6%
0.1%
Cash Conversion
EVTC
EVTC
GOLD
GOLD
Q3 26
2.57×
Q4 25
1.89×
-3.66×
Q3 25
2.16×
Q2 25
1.20×
6.49×
Q1 25
1.15×
Q4 24
1.85×
16.78×
Q3 24
2.17×
-14.20×
Q2 24
2.84×
2.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

GOLD
GOLD

Segment breakdown not available.

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