EVERTEC, Inc.EVTCEarnings & Financial Report
EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.
EVTC Q4 FY2025 Key Financial Metrics
Revenue
$244.8M
Gross Profit
N/A
Operating Profit
$43.1M
Net Profit
$37.0M
Gross Margin
N/A
Operating Margin
17.6%
Net Margin
15.1%
YoY Growth
13.1%
EPS
$0.57
EVERTEC, Inc. Q4 FY2025 Financial Summary
EVERTEC, Inc. reported revenue of $244.8M (up 13.1% YoY) for Q4 FY2025, with a net profit of $37.0M (down 8.9% YoY) (15.1% margin).
Key Financial Metrics
| Total Revenue | $244.8M |
|---|---|
| Net Profit | $37.0M |
| Gross Margin | N/A |
| Operating Margin | 17.6% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
EVERTEC, Inc. Q4 FY2025 revenue of $244.8M breaks down across 5 segments, led by Latin America Payments And Solutions at $101.5M (41.5% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Latin America Payments And Solutions | $101.5M | 41.5% |
| Business Solutions | $58.3M | 23.8% |
| Merchant Acquiring Net | $48.2M | 19.7% |
| Payment Services Puerto Rico Caribbean | $36.8M | 15.0% |
| Transferred At Point In Time | $4.0M | 1.6% |
EVERTEC, Inc. Revenue by Segment — Quarterly Trend
EVERTEC, Inc. revenue by segment across the last 4 reported quarters, showing how each business line (such as Latin America Payments And Solutions and Business Solutions) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Latin America Payments And Solutions | $101.5M | $83.4M | $79.7M | $78.3M |
| Business Solutions | $58.3M | $61.7M | $64.5M | $65.6M |
| Merchant Acquiring Net | $48.2M | $46.8M | $47.3M | $47.6M |
| Payment Services Puerto Rico Caribbean | $36.8M | $36.7M | $38.1M | $37.3M |
| Transferred At Point In Time | $4.0M | $1.9M | $1.9M | $1.8M |
EVERTEC, Inc. Annual Revenue by Year
EVERTEC, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $931.8M).
EVERTEC, Inc. Quarterly Revenue & Net Profit History
EVERTEC, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $244.8M | +13.1% | $37.0M | 15.1% |
| Q3 FY2025 | $228.6M | +7.9% | $32.9M | 14.4% |
| Q2 FY2025 | $229.6M | +8.3% | $40.5M | 17.6% |
| Q1 FY2025 | $228.8M | +11.4% | $32.7M | 14.3% |
| Q4 FY2024 | $216.4M | +11.2% | $40.7M | 18.8% |
| Q3 FY2024 | $211.8M | +22.3% | $24.7M | 11.7% |
| Q2 FY2024 | $212.0M | +26.9% | $31.9M | 15.0% |
| Q1 FY2024 | $205.3M | +28.5% | $16.0M | 7.8% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $205.3M | $212.0M | $211.8M | $216.4M | $228.8M | $229.6M | $228.6M | $244.8M |
| YoY Growth | 28.5% | 26.9% | 22.3% | 11.2% | 11.4% | 8.3% | 7.9% | 13.1% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $2.00B | $1.89B | $1.89B | $1.86B | $1.92B | $1.96B | $2.15B | $2.24B |
| Liabilities | $1.44B | $1.36B | $1.35B | $1.34B | $1.33B | $1.30B | $1.44B | $1.53B |
| Equity | $507.3M | $483.4M | $502.6M | $472.5M | $542.1M | $612.3M | $663.8M | $621.6M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $40.7M | $90.6M | $53.6M | $75.2M | $37.6M | $48.5M | $70.9M | $70.0M |