vs

Side-by-side financial comparison of EVERTEC, Inc. (EVTC) and Howard Hughes Holdings Inc. (HHH). Click either name above to swap in a different company.

EVERTEC, Inc. is the larger business by last-quarter revenue ($244.8M vs $235.9M, roughly 1.0× Howard Hughes Holdings Inc.). EVERTEC, Inc. runs the higher net margin — 15.1% vs 3.4%, a 11.7% gap on every dollar of revenue. On growth, Howard Hughes Holdings Inc. posted the faster year-over-year revenue change (18.4% vs 13.1%). Over the past eight quarters, EVERTEC, Inc.'s revenue compounded faster (9.2% CAGR vs -13.8%).

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

Howard Hughes Holdings Inc., formerly the Howard Hughes Corporation, is a real estate development and management company based in The Woodlands, Texas. It was formed in 2010 as a spin-off from General Growth Properties (GGP). Most of its holdings are focused on several master-planned communities. It took its name from the original Howard Hughes Corporation, which had developed the planned community of Summerlin, Nevada, and later became a subsidiary of GGP.

EVTC vs HHH — Head-to-Head

Bigger by revenue
EVTC
EVTC
1.0× larger
EVTC
$244.8M
$235.9M
HHH
Growing faster (revenue YoY)
HHH
HHH
+5.2% gap
HHH
18.4%
13.1%
EVTC
Higher net margin
EVTC
EVTC
11.7% more per $
EVTC
15.1%
3.4%
HHH
Faster 2-yr revenue CAGR
EVTC
EVTC
Annualised
EVTC
9.2%
-13.8%
HHH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EVTC
EVTC
HHH
HHH
Revenue
$244.8M
$235.9M
Net Profit
$37.0M
$8.1M
Gross Margin
Operating Margin
17.6%
121.6%
Net Margin
15.1%
3.4%
Revenue YoY
13.1%
18.4%
Net Profit YoY
-8.9%
-25.6%
EPS (diluted)
$0.57
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVTC
EVTC
HHH
HHH
Q1 26
$235.9M
Q4 25
$244.8M
$624.4M
Q3 25
$228.6M
$390.2M
Q2 25
$229.6M
$260.9M
Q1 25
$228.8M
$199.3M
Q4 24
$216.4M
$935.0M
Q3 24
$211.8M
$327.1M
Q2 24
$212.0M
$317.4M
Net Profit
EVTC
EVTC
HHH
HHH
Q1 26
$8.1M
Q4 25
$37.0M
$6.0M
Q3 25
$32.9M
$119.5M
Q2 25
$40.5M
$-12.1M
Q1 25
$32.7M
$10.5M
Q4 24
$40.7M
$156.3M
Q3 24
$24.7M
$72.8M
Q2 24
$31.9M
$21.1M
Operating Margin
EVTC
EVTC
HHH
HHH
Q1 26
121.6%
Q4 25
17.6%
4.2%
Q3 25
16.5%
48.6%
Q2 25
24.4%
26.0%
Q1 25
21.6%
24.0%
Q4 24
22.2%
33.5%
Q3 24
19.6%
60.6%
Q2 24
20.5%
20.4%
Net Margin
EVTC
EVTC
HHH
HHH
Q1 26
3.4%
Q4 25
15.1%
1.0%
Q3 25
14.4%
30.6%
Q2 25
17.6%
-4.7%
Q1 25
14.3%
5.3%
Q4 24
18.8%
16.7%
Q3 24
11.7%
22.2%
Q2 24
15.0%
6.6%
EPS (diluted)
EVTC
EVTC
HHH
HHH
Q1 26
$0.14
Q4 25
$0.57
$0.20
Q3 25
$0.51
$2.02
Q2 25
$0.62
$-0.22
Q1 25
$0.50
$0.21
Q4 24
$0.62
$3.14
Q3 24
$0.38
$1.46
Q2 24
$0.49
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVTC
EVTC
HHH
HHH
Cash + ST InvestmentsLiquidity on hand
$306.0M
$1.8B
Total DebtLower is stronger
Stockholders' EquityBook value
$621.6M
$3.8B
Total Assets
$2.2B
$11.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVTC
EVTC
HHH
HHH
Q1 26
$1.8B
Q4 25
$306.0M
$1.5B
Q3 25
$474.7M
$1.5B
Q2 25
$290.6M
$1.4B
Q1 25
$265.9M
$493.7M
Q4 24
$273.6M
$596.1M
Q3 24
$275.4M
$400.7M
Q2 24
$257.7M
$436.8M
Total Debt
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
$5.1B
Q3 25
Q2 25
Q1 25
Q4 24
$5.1B
Q3 24
Q2 24
Stockholders' Equity
EVTC
EVTC
HHH
HHH
Q1 26
$3.8B
Q4 25
$621.6M
$3.8B
Q3 25
$663.8M
$3.8B
Q2 25
$612.3M
$3.6B
Q1 25
$542.1M
$2.8B
Q4 24
$472.5M
$2.8B
Q3 24
$502.6M
$2.6B
Q2 24
$483.4M
$3.0B
Total Assets
EVTC
EVTC
HHH
HHH
Q1 26
$11.2B
Q4 25
$2.2B
$10.6B
Q3 25
$2.1B
$10.7B
Q2 25
$2.0B
$10.3B
Q1 25
$1.9B
$9.3B
Q4 24
$1.9B
$9.2B
Q3 24
$1.9B
$9.4B
Q2 24
$1.9B
$9.9B
Debt / Equity
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
1.35×
Q3 25
Q2 25
Q1 25
Q4 24
1.85×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVTC
EVTC
HHH
HHH
Operating Cash FlowLast quarter
$70.0M
Free Cash FlowOCF − Capex
$63.7M
FCF MarginFCF / Revenue
26.0%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
1.89×
TTM Free Cash FlowTrailing 4 quarters
$203.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
$70.0M
$360.3M
Q3 25
$70.9M
$149.8M
Q2 25
$48.5M
$177.3M
Q1 25
$37.6M
$-224.9M
Q4 24
$75.2M
$337.1M
Q3 24
$53.6M
$248.3M
Q2 24
$90.6M
$-17.5M
Free Cash Flow
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
$63.7M
$348.6M
Q3 25
$65.3M
$137.7M
Q2 25
$43.5M
$169.7M
Q1 25
$31.2M
$-238.4M
Q4 24
$70.8M
$317.1M
Q3 24
$49.7M
$238.7M
Q2 24
$78.8M
$-25.1M
FCF Margin
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
26.0%
55.8%
Q3 25
28.5%
35.3%
Q2 25
18.9%
65.1%
Q1 25
13.7%
-119.6%
Q4 24
32.7%
33.9%
Q3 24
23.5%
73.0%
Q2 24
37.2%
-7.9%
Capex Intensity
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
2.6%
1.9%
Q3 25
2.5%
3.1%
Q2 25
2.2%
2.9%
Q1 25
2.8%
6.8%
Q4 24
2.0%
2.1%
Q3 24
1.8%
2.9%
Q2 24
5.6%
2.4%
Cash Conversion
EVTC
EVTC
HHH
HHH
Q1 26
Q4 25
1.89×
60.04×
Q3 25
2.16×
1.25×
Q2 25
1.20×
Q1 25
1.15×
-21.35×
Q4 24
1.85×
2.16×
Q3 24
2.17×
3.41×
Q2 24
2.84×
-0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

HHH
HHH

Rental revenue$113.5M48%
Master Planned Communities land sales$99.6M42%
Other revenues$11.0M5%
Builder price participation$8.7M4%
Condominium rights and unit sales$3.1M1%

Related Comparisons