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Side-by-side financial comparison of Expensify, Inc. (EXFY) and Legacy Housing Corp (LEGH). Click either name above to swap in a different company.

Expensify, Inc. is the larger business by last-quarter revenue ($35.2M vs $25.5M, roughly 1.4× Legacy Housing Corp). On growth, Expensify, Inc. posted the faster year-over-year revenue change (-4.9% vs -30.6%). Over the past eight quarters, Expensify, Inc.'s revenue compounded faster (2.4% CAGR vs -9.1%).

Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.

Legacy Housing Corp is a prominent U.S.-based manufacturer of affordable manufactured homes, tiny homes, and accessory dwelling units. It mainly caters to low- and middle-income consumers across North America, providing customizable residential solutions, supporting construction materials, and after-sales services for individual and community development clients.

EXFY vs LEGH — Head-to-Head

Bigger by revenue
EXFY
EXFY
1.4× larger
EXFY
$35.2M
$25.5M
LEGH
Growing faster (revenue YoY)
EXFY
EXFY
+25.7% gap
EXFY
-4.9%
-30.6%
LEGH
Faster 2-yr revenue CAGR
EXFY
EXFY
Annualised
EXFY
2.4%
-9.1%
LEGH

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EXFY
EXFY
LEGH
LEGH
Revenue
$35.2M
$25.5M
Net Profit
$8.2M
Gross Margin
49.2%
26.4%
Operating Margin
-11.2%
40.4%
Net Margin
32.2%
Revenue YoY
-4.9%
-30.6%
Net Profit YoY
-43.5%
EPS (diluted)
$-0.07
$0.38

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EXFY
EXFY
LEGH
LEGH
Q4 25
$35.2M
$25.5M
Q3 25
$35.1M
$28.8M
Q2 25
$35.8M
$38.4M
Q1 25
$36.1M
$24.3M
Q4 24
$37.0M
$36.7M
Q3 24
$35.4M
$30.2M
Q2 24
$33.3M
$31.7M
Q1 24
$33.5M
$30.8M
Net Profit
EXFY
EXFY
LEGH
LEGH
Q4 25
$8.2M
Q3 25
$-2.3M
$8.6M
Q2 25
$-8.8M
$14.7M
Q1 25
$-3.2M
$10.3M
Q4 24
$14.5M
Q3 24
$-2.2M
$15.8M
Q2 24
$-2.8M
$16.2M
Q1 24
$-3.8M
$15.1M
Gross Margin
EXFY
EXFY
LEGH
LEGH
Q4 25
49.2%
26.4%
Q3 25
49.6%
20.2%
Q2 25
51.9%
32.4%
Q1 25
50.6%
29.2%
Q4 24
51.0%
27.3%
Q3 24
51.6%
29.2%
Q2 24
56.9%
31.9%
Q1 24
56.5%
33.6%
Operating Margin
EXFY
EXFY
LEGH
LEGH
Q4 25
-11.2%
40.4%
Q3 25
-6.4%
33.7%
Q2 25
-28.9%
43.8%
Q1 25
-4.1%
47.7%
Q4 24
1.3%
42.3%
Q3 24
0.8%
50.8%
Q2 24
0.7%
50.6%
Q1 24
-5.3%
54.3%
Net Margin
EXFY
EXFY
LEGH
LEGH
Q4 25
32.2%
Q3 25
-6.6%
30.0%
Q2 25
-24.6%
38.3%
Q1 25
-8.8%
42.3%
Q4 24
39.5%
Q3 24
-6.2%
52.4%
Q2 24
-8.3%
51.1%
Q1 24
-11.3%
49.1%
EPS (diluted)
EXFY
EXFY
LEGH
LEGH
Q4 25
$-0.07
$0.38
Q3 25
$-0.03
$0.35
Q2 25
$-0.10
$0.60
Q1 25
$-0.03
$0.41
Q4 24
$-0.03
$0.59
Q3 24
$-0.02
$0.64
Q2 24
$-0.03
$0.65
Q1 24
$-0.04
$0.60

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EXFY
EXFY
LEGH
LEGH
Cash + ST InvestmentsLiquidity on hand
$63.1M
$8.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$132.7M
$528.6M
Total Assets
$186.0M
$580.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EXFY
EXFY
LEGH
LEGH
Q4 25
$63.1M
$8.5M
Q3 25
$61.5M
$13.6M
Q2 25
$60.5M
$2.6M
Q1 25
$59.6M
$3.4M
Q4 24
$48.8M
$1.1M
Q3 24
$39.2M
$570.0K
Q2 24
$53.2M
$60.0K
Q1 24
$49.3M
$621.0K
Stockholders' Equity
EXFY
EXFY
LEGH
LEGH
Q4 25
$132.7M
$528.6M
Q3 25
$135.7M
$521.6M
Q2 25
$131.8M
$512.8M
Q1 25
$134.7M
$503.7M
Q4 24
$128.2M
$494.0M
Q3 24
$119.9M
$479.3M
Q2 24
$114.0M
$463.2M
Q1 24
$106.5M
$450.4M
Total Assets
EXFY
EXFY
LEGH
LEGH
Q4 25
$186.0M
$580.3M
Q3 25
$186.8M
$557.9M
Q2 25
$187.1M
$552.0M
Q1 25
$189.2M
$544.6M
Q4 24
$173.7M
$534.2M
Q3 24
$176.2M
$521.4M
Q2 24
$192.9M
$514.9M
Q1 24
$184.8M
$510.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EXFY
EXFY
LEGH
LEGH
Operating Cash FlowLast quarter
$2.2M
$19.0M
Free Cash FlowOCF − Capex
$15.7M
FCF MarginFCF / Revenue
61.6%
Capex IntensityCapex / Revenue
13.1%
Cash ConversionOCF / Net Profit
2.32×
TTM Free Cash FlowTrailing 4 quarters
$28.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EXFY
EXFY
LEGH
LEGH
Q4 25
$2.2M
$19.0M
Q3 25
$4.2M
$7.2M
Q2 25
$8.9M
$6.1M
Q1 25
$4.8M
$4.9M
Q4 24
$7.4M
$7.9M
Q3 24
$3.7M
$13.8M
Q2 24
$9.3M
$3.5M
Q1 24
$3.5M
$10.8M
Free Cash Flow
EXFY
EXFY
LEGH
LEGH
Q4 25
$15.7M
Q3 25
$5.1M
Q2 25
$3.7M
Q1 25
$3.6M
Q4 24
$6.0M
Q3 24
$9.1M
Q2 24
$1.7M
Q1 24
$9.9M
FCF Margin
EXFY
EXFY
LEGH
LEGH
Q4 25
61.6%
Q3 25
17.8%
Q2 25
9.6%
Q1 25
15.0%
Q4 24
16.4%
Q3 24
30.2%
Q2 24
5.4%
Q1 24
32.2%
Capex Intensity
EXFY
EXFY
LEGH
LEGH
Q4 25
13.1%
Q3 25
0.0%
7.1%
Q2 25
6.2%
Q1 25
5.2%
Q4 24
0.0%
5.1%
Q3 24
0.0%
15.6%
Q2 24
0.0%
5.5%
Q1 24
0.0%
2.8%
Cash Conversion
EXFY
EXFY
LEGH
LEGH
Q4 25
2.32×
Q3 25
0.83×
Q2 25
0.41×
Q1 25
0.48×
Q4 24
0.54×
Q3 24
0.88×
Q2 24
0.21×
Q1 24
0.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EXFY
EXFY

Segment breakdown not available.

LEGH
LEGH

Commercial Sales$8.6M34%
Retail Store Sales$6.0M24%
Inventory Finance Sales$5.0M20%
Direct Sales$4.4M17%
Other$1.5M6%

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