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Side-by-side financial comparison of Expensify, Inc. (EXFY) and LifeMD, Inc. (LFMD). Click either name above to swap in a different company.
LifeMD, Inc. is the larger business by last-quarter revenue ($60.2M vs $35.2M, roughly 1.7× Expensify, Inc.). On growth, LifeMD, Inc. posted the faster year-over-year revenue change (13.0% vs -4.9%). Over the past eight quarters, LifeMD, Inc.'s revenue compounded faster (24.8% CAGR vs 2.4%).
Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.
SBI Life Insurance Company Limited is an Indian life insurance company. It was started as a joint venture between State Bank of India (SBI) and French financial institution BNP Paribas Cardif.
EXFY vs LFMD — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.2M | $60.2M |
| Net Profit | — | $-3.8M |
| Gross Margin | 49.2% | 87.7% |
| Operating Margin | -11.2% | -3.3% |
| Net Margin | — | -6.3% |
| Revenue YoY | -4.9% | 13.0% |
| Net Profit YoY | — | 18.3% |
| EPS (diluted) | $-0.07 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.2M | — | ||
| Q3 25 | $35.1M | $60.2M | ||
| Q2 25 | $35.8M | $62.7M | ||
| Q1 25 | $36.1M | $64.1M | ||
| Q4 24 | $37.0M | — | ||
| Q3 24 | $35.4M | $53.3M | ||
| Q2 24 | $33.3M | $50.7M | ||
| Q1 24 | $33.5M | $44.1M |
| Q4 25 | — | — | ||
| Q3 25 | $-2.3M | $-3.8M | ||
| Q2 25 | $-8.8M | $-1.6M | ||
| Q1 25 | $-3.2M | $-183.8K | ||
| Q4 24 | — | — | ||
| Q3 24 | $-2.2M | $-4.7M | ||
| Q2 24 | $-2.8M | $-6.9M | ||
| Q1 24 | $-3.8M | $-6.8M |
| Q4 25 | 49.2% | — | ||
| Q3 25 | 49.6% | 87.7% | ||
| Q2 25 | 51.9% | 88.1% | ||
| Q1 25 | 50.6% | 86.5% | ||
| Q4 24 | 51.0% | — | ||
| Q3 24 | 51.6% | 90.6% | ||
| Q2 24 | 56.9% | 90.1% | ||
| Q1 24 | 56.5% | 89.6% |
| Q4 25 | -11.2% | — | ||
| Q3 25 | -6.4% | -3.3% | ||
| Q2 25 | -28.9% | -0.7% | ||
| Q1 25 | -4.1% | 1.5% | ||
| Q4 24 | 1.3% | — | ||
| Q3 24 | 0.8% | -7.5% | ||
| Q2 24 | 0.7% | -12.4% | ||
| Q1 24 | -5.3% | -14.0% |
| Q4 25 | — | — | ||
| Q3 25 | -6.6% | -6.3% | ||
| Q2 25 | -24.6% | -2.6% | ||
| Q1 25 | -8.8% | -0.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | -6.2% | -8.7% | ||
| Q2 24 | -8.3% | -13.6% | ||
| Q1 24 | -11.3% | -15.3% |
| Q4 25 | $-0.07 | — | ||
| Q3 25 | $-0.03 | — | ||
| Q2 25 | $-0.10 | $-0.05 | ||
| Q1 25 | $-0.03 | $-0.02 | ||
| Q4 24 | $-0.03 | — | ||
| Q3 24 | $-0.02 | $-0.13 | ||
| Q2 24 | $-0.03 | — | ||
| Q1 24 | $-0.04 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $63.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $132.7M | $1.3M |
| Total Assets | $186.0M | $66.0M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.1M | — | ||
| Q3 25 | $61.5M | — | ||
| Q2 25 | $60.5M | $36.2M | ||
| Q1 25 | $59.6M | $34.4M | ||
| Q4 24 | $48.8M | — | ||
| Q3 24 | $39.2M | $37.6M | ||
| Q2 24 | $53.2M | $35.7M | ||
| Q1 24 | $49.3M | $35.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $15.9M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $132.7M | — | ||
| Q3 25 | $135.7M | $1.3M | ||
| Q2 25 | $131.8M | $-1.8M | ||
| Q1 25 | $134.7M | $-2.3M | ||
| Q4 24 | $128.2M | — | ||
| Q3 24 | $119.9M | $-7.7M | ||
| Q2 24 | $114.0M | $-4.2M | ||
| Q1 24 | $106.5M | $-845.3K |
| Q4 25 | $186.0M | — | ||
| Q3 25 | $186.8M | $66.0M | ||
| Q2 25 | $187.1M | $73.6M | ||
| Q1 25 | $189.2M | $73.6M | ||
| Q4 24 | $173.7M | — | ||
| Q3 24 | $176.2M | $72.6M | ||
| Q2 24 | $192.9M | $63.8M | ||
| Q1 24 | $184.8M | $61.5M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.2M | $-147.1K |
| Free Cash FlowOCF − Capex | — | $-944.4K |
| FCF MarginFCF / Revenue | — | -1.6% |
| Capex IntensityCapex / Revenue | — | 1.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.1M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.2M | — | ||
| Q3 25 | $4.2M | $-147.1K | ||
| Q2 25 | $8.9M | $8.6M | ||
| Q1 25 | $4.8M | $3.1M | ||
| Q4 24 | $7.4M | — | ||
| Q3 24 | $3.7M | $6.7M | ||
| Q2 24 | $9.3M | $4.5M | ||
| Q1 24 | $3.5M | $5.2M |
| Q4 25 | — | — | ||
| Q3 25 | — | $-944.4K | ||
| Q2 25 | — | $7.8M | ||
| Q1 25 | — | $2.9M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $3.9M | ||
| Q1 24 | — | $5.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | -1.6% | ||
| Q2 25 | — | 12.5% | ||
| Q1 25 | — | 4.6% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 11.7% | ||
| Q2 24 | — | 7.7% | ||
| Q1 24 | — | 11.4% |
| Q4 25 | — | — | ||
| Q3 25 | 0.0% | 1.3% | ||
| Q2 25 | — | 1.3% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | 0.8% | ||
| Q2 24 | 0.0% | 1.3% | ||
| Q1 24 | 0.0% | 0.4% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EXFY
Segment breakdown not available.
LFMD
| Telehealth Subscription Revenue | $27.3M | 45% |
| Telehealth | $20.0M | 33% |
| Work Simpli Revenue | $12.9M | 21% |
| Product And Services | $2.5M | 4% |
