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Side-by-side financial comparison of ExlService Holdings, Inc. (EXLS) and RENASANT CORP (RNST). Click either name above to swap in a different company.
ExlService Holdings, Inc. is the larger business by last-quarter revenue ($542.6M vs $273.8M, roughly 2.0× RENASANT CORP). RENASANT CORP runs the higher net margin — 32.2% vs 11.1%, a 21.1% gap on every dollar of revenue. Over the past eight quarters, RENASANT CORP's revenue compounded faster (29.3% CAGR vs 11.5%).
Exlservice Holdings, Inc. is a global analytics and digital solutions company serving industries including insurance, healthcare, banking and financial services, media, retail, and others. The company is headquartered in New York and has more than 54,000 professionals in locations throughout the United States, Europe, Asia, Latin America, Australia and South Africa.
Renasant Bank is an American regional commercial financial institution based in Tupelo, Mississippi. The bank has more than 280 branches in Alabama, Florida, Georgia, Mississippi, Louisiana, Tennessee, North Carolina and South Carolina. Renasant Bank operates under the parent company Renasant Corporation and is affiliated with Renasant Nation, a platform through which they publish blogs and shows.
EXLS vs RNST — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $542.6M | $273.8M |
| Net Profit | $60.2M | $88.2M |
| Gross Margin | 38.6% | — |
| Operating Margin | 14.4% | — |
| Net Margin | 11.1% | 32.2% |
| Revenue YoY | 12.7% | — |
| Net Profit YoY | 18.9% | 112.5% |
| EPS (diluted) | $0.38 | $0.94 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $273.8M | ||
| Q4 25 | $542.6M | $278.4M | ||
| Q3 25 | $529.6M | $269.5M | ||
| Q2 25 | $514.5M | $267.2M | ||
| Q1 25 | $501.0M | $170.7M | ||
| Q4 24 | $481.4M | $167.1M | ||
| Q3 24 | $472.1M | $220.3M | ||
| Q2 24 | $448.4M | $163.8M |
| Q1 26 | — | $88.2M | ||
| Q4 25 | $60.2M | $78.9M | ||
| Q3 25 | $58.2M | $59.8M | ||
| Q2 25 | $66.1M | $1.0M | ||
| Q1 25 | $66.6M | $41.5M | ||
| Q4 24 | $50.7M | $44.7M | ||
| Q3 24 | $53.0M | $72.5M | ||
| Q2 24 | $45.8M | $38.8M |
| Q1 26 | — | — | ||
| Q4 25 | 38.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 37.7% | — | ||
| Q1 25 | 38.6% | — | ||
| Q4 24 | 38.1% | — | ||
| Q3 24 | 37.8% | — | ||
| Q2 24 | 37.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 14.4% | 34.8% | ||
| Q3 25 | 14.4% | 27.9% | ||
| Q2 25 | 15.8% | 1.0% | ||
| Q1 25 | 15.7% | 30.4% | ||
| Q4 24 | 14.8% | 29.8% | ||
| Q3 24 | 14.7% | 44.2% | ||
| Q2 24 | 13.7% | 29.6% |
| Q1 26 | — | 32.2% | ||
| Q4 25 | 11.1% | 28.4% | ||
| Q3 25 | 11.0% | 22.2% | ||
| Q2 25 | 12.8% | 0.4% | ||
| Q1 25 | 13.3% | 24.3% | ||
| Q4 24 | 10.5% | 26.8% | ||
| Q3 24 | 11.2% | 32.9% | ||
| Q2 24 | 10.2% | 23.7% |
| Q1 26 | — | $0.94 | ||
| Q4 25 | $0.38 | $0.78 | ||
| Q3 25 | $0.36 | $0.63 | ||
| Q2 25 | $0.40 | $0.01 | ||
| Q1 25 | $0.40 | $0.65 | ||
| Q4 24 | $0.31 | $0.70 | ||
| Q3 24 | $0.33 | $1.18 | ||
| Q2 24 | $0.28 | $0.69 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $328.4M | $1.2B |
| Total DebtLower is stronger | $298.6M | $806.2M |
| Stockholders' EquityBook value | $912.7M | $3.9B |
| Total Assets | $1.7B | $27.1B |
| Debt / EquityLower = less leverage | 0.33× | 0.21× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.2B | ||
| Q4 25 | $328.4M | $1.1B | ||
| Q3 25 | $390.1M | $1.1B | ||
| Q2 25 | $353.3M | $1.4B | ||
| Q1 25 | $331.4M | $1.1B | ||
| Q4 24 | $340.6M | $1.1B | ||
| Q3 24 | $325.8M | $1.3B | ||
| Q2 24 | $276.1M | $851.9M |
| Q1 26 | — | $806.2M | ||
| Q4 25 | $298.6M | $499.8M | ||
| Q3 25 | $354.8M | $558.9M | ||
| Q2 25 | $260.0M | $557.0M | ||
| Q1 25 | $307.3M | $433.3M | ||
| Q4 24 | $288.5M | $430.6M | ||
| Q3 24 | $344.7M | $433.2M | ||
| Q2 24 | — | $428.7M |
| Q1 26 | — | $3.9B | ||
| Q4 25 | $912.7M | $3.9B | ||
| Q3 25 | $952.4M | $3.8B | ||
| Q2 25 | $1.1B | $3.8B | ||
| Q1 25 | $1.0B | $2.7B | ||
| Q4 24 | $929.9M | $2.7B | ||
| Q3 24 | $907.6M | $2.7B | ||
| Q2 24 | $852.6M | $2.4B |
| Q1 26 | — | $27.1B | ||
| Q4 25 | $1.7B | $26.8B | ||
| Q3 25 | $1.7B | $26.7B | ||
| Q2 25 | $1.7B | $26.6B | ||
| Q1 25 | $1.7B | $18.3B | ||
| Q4 24 | $1.6B | $18.0B | ||
| Q3 24 | $1.6B | $18.0B | ||
| Q2 24 | $1.5B | $17.5B |
| Q1 26 | — | 0.21× | ||
| Q4 25 | 0.33× | 0.13× | ||
| Q3 25 | 0.37× | 0.15× | ||
| Q2 25 | 0.25× | 0.15× | ||
| Q1 25 | 0.30× | 0.16× | ||
| Q4 24 | 0.31× | 0.16× | ||
| Q3 24 | 0.38× | 0.16× | ||
| Q2 24 | — | 0.18× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $117.4M | — |
| Free Cash FlowOCF − Capex | $106.5M | — |
| FCF MarginFCF / Revenue | 19.6% | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | 1.95× | — |
| TTM Free Cash FlowTrailing 4 quarters | $298.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $117.4M | $271.5M | ||
| Q3 25 | $120.7M | $135.5M | ||
| Q2 25 | $109.4M | $-77.3M | ||
| Q1 25 | $3.2M | $106.2M | ||
| Q4 24 | $105.3M | $106.4M | ||
| Q3 24 | $110.1M | $-1.7M | ||
| Q2 24 | $74.9M | $-49.1M |
| Q1 26 | — | — | ||
| Q4 25 | $106.5M | $237.8M | ||
| Q3 25 | $106.4M | $120.1M | ||
| Q2 25 | $95.0M | $-87.5M | ||
| Q1 25 | $-9.7M | $101.3M | ||
| Q4 24 | $95.3M | $92.8M | ||
| Q3 24 | $97.3M | $-5.3M | ||
| Q2 24 | $62.8M | $-52.6M |
| Q1 26 | — | — | ||
| Q4 25 | 19.6% | 85.4% | ||
| Q3 25 | 20.1% | 44.6% | ||
| Q2 25 | 18.5% | -32.7% | ||
| Q1 25 | -1.9% | 59.4% | ||
| Q4 24 | 19.8% | 55.5% | ||
| Q3 24 | 20.6% | -2.4% | ||
| Q2 24 | 14.0% | -32.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 12.1% | ||
| Q3 25 | 2.7% | 5.7% | ||
| Q2 25 | 2.8% | 3.8% | ||
| Q1 25 | 2.6% | 2.8% | ||
| Q4 24 | 2.1% | 8.2% | ||
| Q3 24 | 2.7% | 1.6% | ||
| Q2 24 | 2.7% | 2.1% |
| Q1 26 | — | — | ||
| Q4 25 | 1.95× | 3.44× | ||
| Q3 25 | 2.08× | 2.27× | ||
| Q2 25 | 1.66× | -75.92× | ||
| Q1 25 | 0.05× | 2.56× | ||
| Q4 24 | 2.08× | 2.38× | ||
| Q3 24 | 2.08× | -0.02× | ||
| Q2 24 | 1.63× | -1.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EXLS
| Insurance | $185.8M | 34% |
| Healthcare And Life Sciences | $142.2M | 26% |
| Banking Capital Markets And Diversified Industries | $122.6M | 23% |
| International Growth Markets | $92.0M | 17% |
RNST
| Net Interest Income | $223.6M | 82% |
| Noninterest Income | $50.3M | 18% |
