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Side-by-side financial comparison of EyePoint, Inc. (EYPT) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $5.3M, roughly 1.8× EyePoint, Inc.). On growth, Sound Financial Bancorp, Inc. posted the faster year-over-year revenue change (1.5% vs -43.7%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $-63.8M). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -40.8%).

EyePoint Pharmaceuticals Inc. is a Watertown, Massachusetts company specialising in the application of microelectromechanical systems (MEMS) and nanotechnology to drug delivery.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

EYPT vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.8× larger
SFBC
$9.5M
$5.3M
EYPT
Growing faster (revenue YoY)
SFBC
SFBC
+45.3% gap
SFBC
1.5%
-43.7%
EYPT
More free cash flow
SFBC
SFBC
$70.8M more FCF
SFBC
$7.0M
$-63.8M
EYPT
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-40.8%
EYPT

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
EYPT
EYPT
SFBC
SFBC
Revenue
$5.3M
$9.5M
Net Profit
$-59.4M
Gross Margin
Operating Margin
-1166.8%
27.1%
Net Margin
-1114.3%
Revenue YoY
-43.7%
1.5%
Net Profit YoY
-92.8%
EPS (diluted)
$-0.85
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EYPT
EYPT
SFBC
SFBC
Q4 25
$9.5M
Q3 25
$9.8M
Q2 25
$5.3M
$10.4M
Q1 25
$24.5M
$9.2M
Q4 24
$11.6M
$9.4M
Q3 24
$10.5M
$9.1M
Q2 24
$9.5M
$8.6M
Q1 24
$11.7M
$8.6M
Net Profit
EYPT
EYPT
SFBC
SFBC
Q4 25
Q3 25
$1.7M
Q2 25
$-59.4M
$2.1M
Q1 25
$-45.2M
$1.2M
Q4 24
$-41.4M
Q3 24
$-29.4M
$1.2M
Q2 24
$-30.8M
$795.0K
Q1 24
$-29.3M
$770.0K
Gross Margin
EYPT
EYPT
SFBC
SFBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
93.0%
Q2 24
85.2%
Q1 24
93.5%
Operating Margin
EYPT
EYPT
SFBC
SFBC
Q4 25
27.1%
Q3 25
21.3%
Q2 25
-1166.8%
24.5%
Q1 25
-199.7%
15.9%
Q4 24
-390.4%
24.6%
Q3 24
-311.2%
15.6%
Q2 24
-364.5%
11.4%
Q1 24
-285.2%
10.9%
Net Margin
EYPT
EYPT
SFBC
SFBC
Q4 25
Q3 25
17.3%
Q2 25
-1114.3%
19.8%
Q1 25
-184.8%
12.7%
Q4 24
-357.3%
Q3 24
-279.0%
12.7%
Q2 24
-325.3%
9.2%
Q1 24
-250.6%
9.0%
EPS (diluted)
EYPT
EYPT
SFBC
SFBC
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$-0.85
$0.79
Q1 25
$-0.65
$0.45
Q4 24
$-0.65
$0.74
Q3 24
$-0.54
$0.45
Q2 24
$-0.58
$0.31
Q1 24
$-0.55
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EYPT
EYPT
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$255.7M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$246.0M
$109.4M
Total Assets
$301.1M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EYPT
EYPT
SFBC
SFBC
Q4 25
$138.5M
Q3 25
$101.2M
Q2 25
$255.7M
$102.5M
Q1 25
$318.2M
$131.5M
Q4 24
$370.9M
$43.6M
Q3 24
$253.8M
$148.9M
Q2 24
$280.2M
$135.1M
Q1 24
$299.3M
$138.0M
Stockholders' Equity
EYPT
EYPT
SFBC
SFBC
Q4 25
$109.4M
Q3 25
$107.5M
Q2 25
$246.0M
$106.0M
Q1 25
$298.4M
$104.4M
Q4 24
$336.5M
$103.7M
Q3 24
$218.7M
$102.2M
Q2 24
$228.3M
$101.3M
Q1 24
$249.9M
$101.0M
Total Assets
EYPT
EYPT
SFBC
SFBC
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$301.1M
$1.1B
Q1 25
$362.6M
$1.1B
Q4 24
$418.5M
$993.6M
Q3 24
$300.9M
$1.1B
Q2 24
$324.2M
$1.1B
Q1 24
$329.2M
$1.1B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EYPT
EYPT
SFBC
SFBC
Operating Cash FlowLast quarter
$-62.6M
$7.2M
Free Cash FlowOCF − Capex
$-63.8M
$7.0M
FCF MarginFCF / Revenue
-1196.5%
73.4%
Capex IntensityCapex / Revenue
22.9%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-194.0M
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EYPT
EYPT
SFBC
SFBC
Q4 25
$7.2M
Q3 25
$3.8M
Q2 25
$-62.6M
$-494.0K
Q1 25
$-53.1M
$1.9M
Q4 24
$-35.8M
$2.9M
Q3 24
$-39.0M
$3.3M
Q2 24
$-20.2M
$-4.0M
Q1 24
$-31.2M
$3.5M
Free Cash Flow
EYPT
EYPT
SFBC
SFBC
Q4 25
$7.0M
Q3 25
$3.8M
Q2 25
$-63.8M
$-518.0K
Q1 25
$-53.4M
$1.8M
Q4 24
$-36.2M
$2.9M
Q3 24
$-40.6M
$3.2M
Q2 24
$-21.1M
$-5.6M
Q1 24
$-32.4M
$1.9M
FCF Margin
EYPT
EYPT
SFBC
SFBC
Q4 25
73.4%
Q3 25
38.3%
Q2 25
-1196.5%
-5.0%
Q1 25
-218.4%
19.8%
Q4 24
-312.7%
30.4%
Q3 24
-385.8%
35.5%
Q2 24
-222.4%
-65.4%
Q1 24
-277.0%
22.2%
Capex Intensity
EYPT
EYPT
SFBC
SFBC
Q4 25
1.8%
Q3 25
0.4%
Q2 25
22.9%
0.2%
Q1 25
1.1%
0.4%
Q4 24
3.3%
0.8%
Q3 24
15.0%
0.5%
Q2 24
9.5%
18.7%
Q1 24
10.2%
19.0%
Cash Conversion
EYPT
EYPT
SFBC
SFBC
Q4 25
Q3 25
2.24×
Q2 25
-0.24×
Q1 25
1.59×
Q4 24
Q3 24
2.84×
Q2 24
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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