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Side-by-side financial comparison of CHICAGO RIVET & MACHINE CO (CVR) and Sound Financial Bancorp, Inc. (SFBC). Click either name above to swap in a different company.

Sound Financial Bancorp, Inc. is the larger business by last-quarter revenue ($9.5M vs $6.0M, roughly 1.6× CHICAGO RIVET & MACHINE CO). On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 1.5%). Sound Financial Bancorp, Inc. produced more free cash flow last quarter ($7.0M vs $24.3K). Over the past eight quarters, Sound Financial Bancorp, Inc.'s revenue compounded faster (5.5% CAGR vs -12.7%).

Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

CVR vs SFBC — Head-to-Head

Bigger by revenue
SFBC
SFBC
1.6× larger
SFBC
$9.5M
$6.0M
CVR
Growing faster (revenue YoY)
CVR
CVR
+44.3% gap
CVR
45.9%
1.5%
SFBC
More free cash flow
SFBC
SFBC
$7.0M more FCF
SFBC
$7.0M
$24.3K
CVR
Faster 2-yr revenue CAGR
SFBC
SFBC
Annualised
SFBC
5.5%
-12.7%
CVR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
CVR
CVR
SFBC
SFBC
Revenue
$6.0M
$9.5M
Net Profit
$-1.2M
Gross Margin
2.7%
Operating Margin
-15.3%
27.1%
Net Margin
-19.3%
Revenue YoY
45.9%
1.5%
Net Profit YoY
68.0%
EPS (diluted)
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
CVR
CVR
SFBC
SFBC
Q4 25
$6.0M
$9.5M
Q3 25
$7.4M
$9.8M
Q2 25
$7.3M
$10.4M
Q1 25
$7.2M
$9.2M
Q4 24
$4.1M
$9.4M
Q3 24
$7.0M
$9.1M
Q2 24
$8.1M
$8.6M
Q1 24
$7.9M
$8.6M
Net Profit
CVR
CVR
SFBC
SFBC
Q4 25
$-1.2M
Q3 25
$67.6K
$1.7M
Q2 25
$-395.0K
$2.1M
Q1 25
$401.0K
$1.2M
Q4 24
$-3.6M
Q3 24
$-1.4M
$1.2M
Q2 24
$142.1K
$795.0K
Q1 24
$-698.0K
$770.0K
Gross Margin
CVR
CVR
SFBC
SFBC
Q4 25
2.7%
Q3 25
18.1%
Q2 25
13.4%
Q1 25
22.9%
Q4 24
-43.7%
Q3 24
10.0%
Q2 24
17.6%
Q1 24
9.5%
Operating Margin
CVR
CVR
SFBC
SFBC
Q4 25
-15.3%
27.1%
Q3 25
0.9%
21.3%
Q2 25
-5.7%
24.5%
Q1 25
1.0%
15.9%
Q4 24
-86.4%
24.6%
Q3 24
-11.8%
15.6%
Q2 24
1.3%
11.4%
Q1 24
-11.5%
10.9%
Net Margin
CVR
CVR
SFBC
SFBC
Q4 25
-19.3%
Q3 25
0.9%
17.3%
Q2 25
-5.4%
19.8%
Q1 25
5.5%
12.7%
Q4 24
-88.0%
Q3 24
-20.8%
12.7%
Q2 24
1.8%
9.2%
Q1 24
-8.9%
9.0%
EPS (diluted)
CVR
CVR
SFBC
SFBC
Q4 25
$0.87
Q3 25
$0.66
Q2 25
$0.79
Q1 25
$0.45
Q4 24
$0.74
Q3 24
$0.45
Q2 24
$0.31
Q1 24
$0.30

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
CVR
CVR
SFBC
SFBC
Cash + ST InvestmentsLiquidity on hand
$1.7M
$138.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$18.8M
$109.4M
Total Assets
$23.3M
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
CVR
CVR
SFBC
SFBC
Q4 25
$1.7M
$138.5M
Q3 25
$1.7M
$101.2M
Q2 25
$1.2M
$102.5M
Q1 25
$765.6K
$131.5M
Q4 24
$2.2M
$43.6M
Q3 24
$2.2M
$148.9M
Q2 24
$2.6M
$135.1M
Q1 24
$2.7M
$138.0M
Total Debt
CVR
CVR
SFBC
SFBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$0
Q3 24
Q2 24
Q1 24
Stockholders' Equity
CVR
CVR
SFBC
SFBC
Q4 25
$18.8M
$109.4M
Q3 25
$20.0M
$107.5M
Q2 25
$20.0M
$106.0M
Q1 25
$20.4M
$104.4M
Q4 24
$20.0M
$103.7M
Q3 24
$23.7M
$102.2M
Q2 24
$25.2M
$101.3M
Q1 24
$25.2M
$101.0M
Total Assets
CVR
CVR
SFBC
SFBC
Q4 25
$23.3M
$1.1B
Q3 25
$24.0M
$1.1B
Q2 25
$23.6M
$1.1B
Q1 25
$24.1M
$1.1B
Q4 24
$23.4M
$993.6M
Q3 24
$26.4M
$1.1B
Q2 24
$27.3M
$1.1B
Q1 24
$27.8M
$1.1B
Debt / Equity
CVR
CVR
SFBC
SFBC
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.00×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
CVR
CVR
SFBC
SFBC
Operating Cash FlowLast quarter
$116.4K
$7.2M
Free Cash FlowOCF − Capex
$24.3K
$7.0M
FCF MarginFCF / Revenue
0.4%
73.4%
Capex IntensityCapex / Revenue
1.5%
1.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-1.6M
$12.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
CVR
CVR
SFBC
SFBC
Q4 25
$116.4K
$7.2M
Q3 25
$638.0K
$3.8M
Q2 25
$28.2K
$-494.0K
Q1 25
$-2.0M
$1.9M
Q4 24
$-60.1K
$2.9M
Q3 24
$-58.2K
$3.3M
Q2 24
$363.5K
$-4.0M
Q1 24
$-398.8K
$3.5M
Free Cash Flow
CVR
CVR
SFBC
SFBC
Q4 25
$24.3K
$7.0M
Q3 25
$492.1K
$3.8M
Q2 25
$-22.8K
$-518.0K
Q1 25
$-2.1M
$1.8M
Q4 24
$-118.1K
$2.9M
Q3 24
$-368.9K
$3.2M
Q2 24
$58.0K
$-5.6M
Q1 24
$-491.8K
$1.9M
FCF Margin
CVR
CVR
SFBC
SFBC
Q4 25
0.4%
73.4%
Q3 25
6.7%
38.3%
Q2 25
-0.3%
-5.0%
Q1 25
-28.3%
19.8%
Q4 24
-2.9%
30.4%
Q3 24
-5.3%
35.5%
Q2 24
0.7%
-65.4%
Q1 24
-6.3%
22.2%
Capex Intensity
CVR
CVR
SFBC
SFBC
Q4 25
1.5%
1.8%
Q3 25
2.0%
0.4%
Q2 25
0.7%
0.2%
Q1 25
0.6%
0.4%
Q4 24
1.4%
0.8%
Q3 24
4.5%
0.5%
Q2 24
3.8%
18.7%
Q1 24
1.2%
19.0%
Cash Conversion
CVR
CVR
SFBC
SFBC
Q4 25
Q3 25
9.44×
2.24×
Q2 25
-0.24×
Q1 25
-5.01×
1.59×
Q4 24
Q3 24
2.84×
Q2 24
2.56×
-5.05×
Q1 24
4.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

CVR
CVR

Fastener$5.1M85%
Other$890.7K15%

SFBC
SFBC

Segment breakdown not available.

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