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Side-by-side financial comparison of EZCORP INC (EZPW) and WORKIVA INC (WK). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $238.9M, roughly 1.6× WORKIVA INC). EZCORP INC runs the higher net margin — 11.6% vs 4.9%, a 6.7% gap on every dollar of revenue. On growth, WORKIVA INC posted the faster year-over-year revenue change (19.5% vs 19.3%). WORKIVA INC produced more free cash flow last quarter ($50.7M vs $31.7M). Over the past eight quarters, WORKIVA INC's revenue compounded faster (16.6% CAGR vs 15.6%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Workiva, Inc. is a global software-as-a-service (SaaS) company. It provides a cloud-based connected and reporting compliance platform that enables the use of connected data and automation of reporting across finance, accounting, risk, and compliance.
EZPW vs WK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $238.9M |
| Net Profit | $44.3M | $11.8M |
| Gross Margin | 58.4% | 80.7% |
| Operating Margin | 15.9% | 3.3% |
| Net Margin | 11.6% | 4.9% |
| Revenue YoY | 19.3% | 19.5% |
| Net Profit YoY | 42.8% | 234.0% |
| EPS (diluted) | $0.55 | $0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $238.9M | ||
| Q3 25 | $336.8M | $224.2M | ||
| Q2 25 | $311.0M | $215.2M | ||
| Q1 25 | $306.3M | $206.3M | ||
| Q4 24 | $320.2M | $199.9M | ||
| Q3 24 | $294.6M | $185.6M | ||
| Q2 24 | $281.4M | $177.5M | ||
| Q1 24 | $285.6M | $175.7M |
| Q4 25 | $44.3M | $11.8M | ||
| Q3 25 | $26.7M | $2.8M | ||
| Q2 25 | $26.5M | $-19.4M | ||
| Q1 25 | $25.4M | $-21.4M | ||
| Q4 24 | $31.0M | $-8.8M | ||
| Q3 24 | $15.2M | $-17.0M | ||
| Q2 24 | $17.9M | $-17.5M | ||
| Q1 24 | $21.5M | $-11.7M |
| Q4 25 | 58.4% | 80.7% | ||
| Q3 25 | 59.0% | 79.3% | ||
| Q2 25 | 59.1% | 77.0% | ||
| Q1 25 | 58.3% | 76.6% | ||
| Q4 24 | 57.9% | 77.1% | ||
| Q3 24 | 59.5% | 76.5% | ||
| Q2 24 | 59.2% | 76.8% | ||
| Q1 24 | 58.7% | 76.4% |
| Q4 25 | 15.9% | 3.3% | ||
| Q3 25 | 11.0% | -1.5% | ||
| Q2 25 | 11.6% | -10.3% | ||
| Q1 25 | 11.2% | -12.0% | ||
| Q4 24 | 13.1% | -6.7% | ||
| Q3 24 | 8.8% | -11.7% | ||
| Q2 24 | 7.9% | -13.0% | ||
| Q1 24 | 9.6% | -10.4% |
| Q4 25 | 11.6% | 4.9% | ||
| Q3 25 | 7.9% | 1.2% | ||
| Q2 25 | 8.5% | -9.0% | ||
| Q1 25 | 8.3% | -10.4% | ||
| Q4 24 | 9.7% | -4.4% | ||
| Q3 24 | 5.2% | -9.2% | ||
| Q2 24 | 6.4% | -9.9% | ||
| Q1 24 | 7.5% | -6.7% |
| Q4 25 | $0.55 | $0.21 | ||
| Q3 25 | $0.35 | $0.05 | ||
| Q2 25 | $0.34 | $-0.35 | ||
| Q1 25 | $0.33 | $-0.38 | ||
| Q4 24 | $0.40 | $-0.15 | ||
| Q3 24 | $0.20 | $-0.31 | ||
| Q2 24 | $0.25 | $-0.32 | ||
| Q1 24 | $0.29 | $-0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $338.8M |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $-5.4M |
| Total Assets | $2.0B | $1.5B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $338.8M | ||
| Q3 25 | $469.5M | $315.9M | ||
| Q2 25 | $472.1M | $284.3M | ||
| Q1 25 | $505.2M | $242.0M | ||
| Q4 24 | $174.5M | $301.8M | ||
| Q3 24 | $170.5M | $248.2M | ||
| Q2 24 | $218.0M | $267.9M | ||
| Q1 24 | $229.1M | $296.1M |
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $-5.4M | ||
| Q3 25 | $1.0B | $-36.9M | ||
| Q2 25 | $990.1M | $-66.5M | ||
| Q1 25 | $851.6M | $-75.7M | ||
| Q4 24 | $823.9M | $-41.7M | ||
| Q3 24 | $804.6M | $-50.8M | ||
| Q2 24 | $801.5M | $-77.7M | ||
| Q1 24 | $800.4M | $-83.2M |
| Q4 25 | $2.0B | $1.5B | ||
| Q3 25 | $2.0B | $1.4B | ||
| Q2 25 | $1.9B | $1.3B | ||
| Q1 25 | $1.8B | $1.3B | ||
| Q4 24 | $1.5B | $1.4B | ||
| Q3 24 | $1.5B | $1.3B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $51.0M |
| Free Cash FlowOCF − Capex | $31.7M | $50.7M |
| FCF MarginFCF / Revenue | 8.3% | 21.2% |
| Capex IntensityCapex / Revenue | 2.0% | 0.1% |
| Cash ConversionOCF / Net Profit | 0.88× | 4.31× |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $138.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $51.0M | ||
| Q3 25 | $51.3M | $46.2M | ||
| Q2 25 | $34.8M | $50.3M | ||
| Q1 25 | $36.9M | $-7.4M | ||
| Q4 24 | $26.0M | $44.0M | ||
| Q3 24 | $43.3M | $18.9M | ||
| Q2 24 | $33.7M | $-14.0K | ||
| Q1 24 | $15.1M | $24.8M |
| Q4 25 | $31.7M | $50.7M | ||
| Q3 25 | $35.7M | $46.1M | ||
| Q2 25 | $25.7M | $49.3M | ||
| Q1 25 | $28.6M | $-8.1M | ||
| Q4 24 | $20.4M | $43.2M | ||
| Q3 24 | $24.4M | $18.7M | ||
| Q2 24 | $30.5M | $-122.0K | ||
| Q1 24 | $8.6M | $24.6M |
| Q4 25 | 8.3% | 21.2% | ||
| Q3 25 | 10.6% | 20.5% | ||
| Q2 25 | 8.3% | 22.9% | ||
| Q1 25 | 9.3% | -3.9% | ||
| Q4 24 | 6.4% | 21.6% | ||
| Q3 24 | 8.3% | 10.1% | ||
| Q2 24 | 10.8% | -0.1% | ||
| Q1 24 | 3.0% | 14.0% |
| Q4 25 | 2.0% | 0.1% | ||
| Q3 25 | 4.6% | 0.0% | ||
| Q2 25 | 2.9% | 0.5% | ||
| Q1 25 | 2.7% | 0.4% | ||
| Q4 24 | 1.8% | 0.4% | ||
| Q3 24 | 6.4% | 0.1% | ||
| Q2 24 | 1.1% | 0.1% | ||
| Q1 24 | 2.3% | 0.1% |
| Q4 25 | 0.88× | 4.31× | ||
| Q3 25 | 1.92× | 16.57× | ||
| Q2 25 | 1.31× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
WK
| License And Service | $219.3M | 92% |
| XBRL Professional Services | $16.4M | 7% |
| Other Services | $3.2M | 1% |
