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Side-by-side financial comparison of FARMER BROTHERS CO (FARM) and FLUSHING FINANCIAL CORP (FFIC). Click either name above to swap in a different company.

FARMER BROTHERS CO is the larger business by last-quarter revenue ($88.9M vs $58.8M, roughly 1.5× FLUSHING FINANCIAL CORP). FLUSHING FINANCIAL CORP runs the higher net margin — 6.8% vs -5.5%, a 12.3% gap on every dollar of revenue. On growth, FLUSHING FINANCIAL CORP posted the faster year-over-year revenue change (2597.7% vs -1.2%). FLUSHING FINANCIAL CORP produced more free cash flow last quarter ($55.8M vs $-2.6M). Over the past eight quarters, FLUSHING FINANCIAL CORP's revenue compounded faster (13.7% CAGR vs 2.1%).

Farmer Bros. Co. is an American coffee foodservice company based in Fort Worth, Texas. The company specializes in the manufacture and distribution of coffee, tea, and approximately 300 other foodservice items used by restaurants and other establishments. John Moore serves as the company's president and chief executive officer.

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

FARM vs FFIC — Head-to-Head

Bigger by revenue
FARM
FARM
1.5× larger
FARM
$88.9M
$58.8M
FFIC
Growing faster (revenue YoY)
FFIC
FFIC
+2598.9% gap
FFIC
2597.7%
-1.2%
FARM
Higher net margin
FFIC
FFIC
12.3% more per $
FFIC
6.8%
-5.5%
FARM
More free cash flow
FFIC
FFIC
$58.4M more FCF
FFIC
$55.8M
$-2.6M
FARM
Faster 2-yr revenue CAGR
FFIC
FFIC
Annualised
FFIC
13.7%
2.1%
FARM

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
FARM
FARM
FFIC
FFIC
Revenue
$88.9M
$58.8M
Net Profit
$-4.9M
$4.0M
Gross Margin
36.3%
Operating Margin
-4.7%
13.3%
Net Margin
-5.5%
6.8%
Revenue YoY
-1.2%
2597.7%
Net Profit YoY
-2417.1%
108.2%
EPS (diluted)
$-0.22
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FARM
FARM
FFIC
FFIC
Q4 25
$88.9M
$58.8M
Q3 25
$81.6M
$58.6M
Q2 25
$85.1M
$63.5M
Q1 25
$82.1M
$58.1M
Q4 24
$90.0M
$2.2M
Q3 24
$85.1M
$51.9M
Q2 24
$84.4M
$47.0M
Q1 24
$85.4M
$45.5M
Net Profit
FARM
FARM
FFIC
FFIC
Q4 25
$-4.9M
$4.0M
Q3 25
$-4.0M
$10.4M
Q2 25
$-4.7M
$14.2M
Q1 25
$-5.0M
$-9.8M
Q4 24
$210.0K
$-49.2M
Q3 24
$-5.0M
$8.9M
Q2 24
$-4.6M
$5.3M
Q1 24
$-682.0K
$3.7M
Gross Margin
FARM
FARM
FFIC
FFIC
Q4 25
36.3%
Q3 25
39.7%
Q2 25
44.9%
Q1 25
42.1%
Q4 24
43.1%
Q3 24
43.9%
Q2 24
38.8%
Q1 24
40.1%
Operating Margin
FARM
FARM
FFIC
FFIC
Q4 25
-4.7%
13.3%
Q3 25
-3.9%
23.4%
Q2 25
4.6%
29.8%
Q1 25
-4.3%
-10.2%
Q4 24
1.1%
-3296.2%
Q3 24
-3.3%
22.1%
Q2 24
-4.9%
15.2%
Q1 24
-0.5%
11.0%
Net Margin
FARM
FARM
FFIC
FFIC
Q4 25
-5.5%
6.8%
Q3 25
-4.9%
17.8%
Q2 25
-5.6%
22.4%
Q1 25
-6.1%
-16.9%
Q4 24
0.2%
-2258.9%
Q3 24
-5.9%
17.2%
Q2 24
-5.4%
11.3%
Q1 24
-0.8%
8.1%
EPS (diluted)
FARM
FARM
FFIC
FFIC
Q4 25
$-0.22
$0.12
Q3 25
$-0.19
$0.30
Q2 25
$-0.22
$0.41
Q1 25
$-0.23
$-0.29
Q4 24
$0.01
$-1.67
Q3 24
$-0.24
$0.30
Q2 24
$-0.23
$0.18
Q1 24
$-0.03
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FARM
FARM
FFIC
FFIC
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$35.7M
$708.0M
Total Assets
$151.4M
$8.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FARM
FARM
FFIC
FFIC
Q4 25
$4.2M
Q3 25
$3.8M
Q2 25
$6.8M
Q1 25
$4.1M
Q4 24
$5.5M
Q3 24
$3.3M
Q2 24
$5.8M
Q1 24
$5.5M
Stockholders' Equity
FARM
FARM
FFIC
FFIC
Q4 25
$35.7M
$708.0M
Q3 25
$40.0M
$711.2M
Q2 25
$43.5M
$706.4M
Q1 25
$37.3M
$702.9M
Q4 24
$41.5M
$724.5M
Q3 24
$40.9M
$666.9M
Q2 24
$45.5M
$665.3M
Q1 24
$43.1M
$669.8M
Total Assets
FARM
FARM
FFIC
FFIC
Q4 25
$151.4M
$8.7B
Q3 25
$158.8M
$8.9B
Q2 25
$161.2M
$8.8B
Q1 25
$163.2M
$9.0B
Q4 24
$179.1M
$9.0B
Q3 24
$182.0M
$9.3B
Q2 24
$185.2M
$9.1B
Q1 24
$179.1M
$8.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FARM
FARM
FFIC
FFIC
Operating Cash FlowLast quarter
$-786.0K
$61.0M
Free Cash FlowOCF − Capex
$-2.6M
$55.8M
FCF MarginFCF / Revenue
-2.9%
94.9%
Capex IntensityCapex / Revenue
2.1%
8.9%
Cash ConversionOCF / Net Profit
15.16×
TTM Free Cash FlowTrailing 4 quarters
$104.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FARM
FARM
FFIC
FFIC
Q4 25
$-786.0K
$61.0M
Q3 25
$-5.0M
$19.6M
Q2 25
$9.7M
$25.8M
Q1 25
$1.3M
$6.9M
Q4 24
$2.6M
$12.4M
Q3 24
$2.5M
$5.4M
Q2 24
$-995.0K
$9.6M
Q1 24
$-2.3M
$-6.2M
Free Cash Flow
FARM
FARM
FFIC
FFIC
Q4 25
$-2.6M
$55.8M
Q3 25
$-6.9M
$19.3M
Q2 25
$24.4M
Q1 25
$-684.0K
$5.2M
Q4 24
$521.0K
$10.1M
Q3 24
$-837.0K
$4.8M
Q2 24
$8.8M
Q1 24
$-5.7M
$-6.5M
FCF Margin
FARM
FARM
FFIC
FFIC
Q4 25
-2.9%
94.9%
Q3 25
-8.5%
33.0%
Q2 25
38.5%
Q1 25
-0.8%
8.9%
Q4 24
0.6%
463.4%
Q3 24
-1.0%
9.3%
Q2 24
18.7%
Q1 24
-6.7%
-14.3%
Capex Intensity
FARM
FARM
FFIC
FFIC
Q4 25
2.1%
8.9%
Q3 25
2.4%
0.4%
Q2 25
2.1%
Q1 25
2.4%
2.9%
Q4 24
2.3%
106.0%
Q3 24
3.9%
1.1%
Q2 24
1.7%
Q1 24
4.0%
0.6%
Cash Conversion
FARM
FARM
FFIC
FFIC
Q4 25
15.16×
Q3 25
1.87×
Q2 25
1.81×
Q1 25
Q4 24
12.16×
Q3 24
0.61×
Q2 24
1.80×
Q1 24
-1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FARM
FARM

Coffee Roasted$45.5M51%
Tea Iced Hot$23.3M26%
Culinary$14.1M16%
Spice$4.9M5%
Fuel Surcharge$1.2M1%

FFIC
FFIC

Segment breakdown not available.

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