vs

Side-by-side financial comparison of FARMER BROTHERS CO (FARM) and Metropolitan Bank Holding Corp. (MCB). Click either name above to swap in a different company.

FARMER BROTHERS CO is the larger business by last-quarter revenue ($88.9M vs $88.5M, roughly 1.0× Metropolitan Bank Holding Corp.). Metropolitan Bank Holding Corp. runs the higher net margin — 35.5% vs -5.5%, a 41.0% gap on every dollar of revenue. On growth, Metropolitan Bank Holding Corp. posted the faster year-over-year revenue change (25.4% vs -1.2%). Over the past eight quarters, Metropolitan Bank Holding Corp.'s revenue compounded faster (14.3% CAGR vs 2.1%).

Farmer Bros. Co. is an American coffee foodservice company based in Fort Worth, Texas. The company specializes in the manufacture and distribution of coffee, tea, and approximately 300 other foodservice items used by restaurants and other establishments. John Moore serves as the company's president and chief executive officer.

Sandy Spring Bancorp, Inc. was a bank holding company headquartered in Olney, Maryland and operating in the Washington metropolitan area. In addition to banking services, the company offered commercial and personal lines of insurance, surety bonds, workers compensation insurance, and professional liability insurance protection as well as financial planning, wealth management, and asset management for high-net-worth individuals, businesses, and associations. In April 2025, the company was acqu...

FARM vs MCB — Head-to-Head

Bigger by revenue
FARM
FARM
1.0× larger
FARM
$88.9M
$88.5M
MCB
Growing faster (revenue YoY)
MCB
MCB
+26.6% gap
MCB
25.4%
-1.2%
FARM
Higher net margin
MCB
MCB
41.0% more per $
MCB
35.5%
-5.5%
FARM
Faster 2-yr revenue CAGR
MCB
MCB
Annualised
MCB
14.3%
2.1%
FARM

Income Statement — Q2 FY2026 vs Q1 FY2026

Metric
FARM
FARM
MCB
MCB
Revenue
$88.9M
$88.5M
Net Profit
$-4.9M
$31.4M
Gross Margin
36.3%
Operating Margin
-4.7%
Net Margin
-5.5%
35.5%
Revenue YoY
-1.2%
25.4%
Net Profit YoY
-2417.1%
92.2%
EPS (diluted)
$-0.22
$2.92

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FARM
FARM
MCB
MCB
Q1 26
$88.5M
Q4 25
$88.9M
$88.4M
Q3 25
$81.6M
$79.8M
Q2 25
$85.1M
$76.3M
Q1 25
$82.1M
$70.6M
Q4 24
$90.0M
$71.0M
Q3 24
$85.1M
$71.5M
Q2 24
$84.4M
$67.7M
Net Profit
FARM
FARM
MCB
MCB
Q1 26
$31.4M
Q4 25
$-4.9M
$28.9M
Q3 25
$-4.0M
$7.1M
Q2 25
$-4.7M
$18.8M
Q1 25
$-5.0M
$16.4M
Q4 24
$210.0K
$21.4M
Q3 24
$-5.0M
$12.3M
Q2 24
$-4.6M
$16.8M
Gross Margin
FARM
FARM
MCB
MCB
Q1 26
Q4 25
36.3%
Q3 25
39.7%
Q2 25
44.9%
Q1 25
42.1%
Q4 24
43.1%
Q3 24
43.9%
Q2 24
38.8%
Operating Margin
FARM
FARM
MCB
MCB
Q1 26
Q4 25
-4.7%
46.6%
Q3 25
-3.9%
12.8%
Q2 25
4.6%
35.1%
Q1 25
-4.3%
33.1%
Q4 24
1.1%
44.1%
Q3 24
-3.3%
24.6%
Q2 24
-4.9%
35.3%
Net Margin
FARM
FARM
MCB
MCB
Q1 26
35.5%
Q4 25
-5.5%
32.6%
Q3 25
-4.9%
8.9%
Q2 25
-5.6%
24.6%
Q1 25
-6.1%
23.2%
Q4 24
0.2%
30.2%
Q3 24
-5.9%
17.2%
Q2 24
-5.4%
24.8%
EPS (diluted)
FARM
FARM
MCB
MCB
Q1 26
$2.92
Q4 25
$-0.22
$2.74
Q3 25
$-0.19
$0.67
Q2 25
$-0.22
$1.76
Q1 25
$-0.23
$1.45
Q4 24
$0.01
$1.89
Q3 24
$-0.24
$1.08
Q2 24
$-0.23
$1.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FARM
FARM
MCB
MCB
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$35.7M
$948.3M
Total Assets
$151.4M
$8.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FARM
FARM
MCB
MCB
Q1 26
Q4 25
$4.2M
$393.6M
Q3 25
$3.8M
$385.9M
Q2 25
$6.8M
$152.5M
Q1 25
$4.1M
$196.5M
Q4 24
$5.5M
$200.3M
Q3 24
$3.3M
$318.5M
Q2 24
$5.8M
$244.7M
Stockholders' Equity
FARM
FARM
MCB
MCB
Q1 26
$948.3M
Q4 25
$35.7M
$743.1M
Q3 25
$40.0M
$732.0M
Q2 25
$43.5M
$723.0M
Q1 25
$37.3M
$737.8M
Q4 24
$41.5M
$729.8M
Q3 24
$40.9M
$715.2M
Q2 24
$45.5M
$692.4M
Total Assets
FARM
FARM
MCB
MCB
Q1 26
$8.8B
Q4 25
$151.4M
$8.3B
Q3 25
$158.8M
$8.2B
Q2 25
$161.2M
$7.9B
Q1 25
$163.2M
$7.6B
Q4 24
$179.1M
$7.3B
Q3 24
$182.0M
$7.4B
Q2 24
$185.2M
$7.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FARM
FARM
MCB
MCB
Operating Cash FlowLast quarter
$-786.0K
Free Cash FlowOCF − Capex
$-2.6M
FCF MarginFCF / Revenue
-2.9%
Capex IntensityCapex / Revenue
2.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FARM
FARM
MCB
MCB
Q1 26
Q4 25
$-786.0K
$88.7M
Q3 25
$-5.0M
$31.8M
Q2 25
$9.7M
$18.4M
Q1 25
$1.3M
$7.8M
Q4 24
$2.6M
$148.5M
Q3 24
$2.5M
$4.8M
Q2 24
$-995.0K
$35.3M
Free Cash Flow
FARM
FARM
MCB
MCB
Q1 26
Q4 25
$-2.6M
Q3 25
$-6.9M
Q2 25
Q1 25
$-684.0K
Q4 24
$521.0K
Q3 24
$-837.0K
Q2 24
FCF Margin
FARM
FARM
MCB
MCB
Q1 26
Q4 25
-2.9%
Q3 25
-8.5%
Q2 25
Q1 25
-0.8%
Q4 24
0.6%
Q3 24
-1.0%
Q2 24
Capex Intensity
FARM
FARM
MCB
MCB
Q1 26
Q4 25
2.1%
Q3 25
2.4%
Q2 25
Q1 25
2.4%
Q4 24
2.3%
Q3 24
3.9%
Q2 24
Cash Conversion
FARM
FARM
MCB
MCB
Q1 26
Q4 25
3.07×
Q3 25
4.47×
Q2 25
0.98×
Q1 25
0.47×
Q4 24
12.16×
6.93×
Q3 24
0.39×
Q2 24
2.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FARM
FARM

Coffee Roasted$45.5M51%
Tea Iced Hot$23.3M26%
Culinary$14.1M16%
Spice$4.9M5%
Fuel Surcharge$1.2M1%

MCB
MCB

Segment breakdown not available.

Related Comparisons