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Side-by-side financial comparison of Fat Brands, Inc (FAT) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $140.0M, roughly 1.4× Fat Brands, Inc). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -41.6%, a 91.0% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -2.3%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-16.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -6.1%).
FAT Brands Inc. is an American multi-brand restaurant and sports bar franchise operator headquartered in Beverly Hills, California.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
FAT vs TMP — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $140.0M | $194.8M |
| Net Profit | $-58.2M | $96.2M |
| Gross Margin | — | — |
| Operating Margin | -12.4% | 71.7% |
| Net Margin | -41.6% | 49.4% |
| Revenue YoY | -2.3% | 152.7% |
| Net Profit YoY | -30.1% | 388.9% |
| EPS (diluted) | $-3.39 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $194.8M | ||
| Q3 25 | $140.0M | $87.4M | ||
| Q2 25 | $146.8M | $82.6M | ||
| Q1 25 | $142.0M | $81.7M | ||
| Q4 24 | $145.3M | $77.1M | ||
| Q3 24 | $143.4M | $76.6M | ||
| Q2 24 | $152.0M | $72.7M | ||
| Q1 24 | $152.0M | $72.8M |
| Q4 25 | — | $96.2M | ||
| Q3 25 | $-58.2M | $23.7M | ||
| Q2 25 | $-54.2M | $21.5M | ||
| Q1 25 | $-46.0M | $19.7M | ||
| Q4 24 | $-67.4M | $19.7M | ||
| Q3 24 | $-44.8M | $18.6M | ||
| Q2 24 | $-39.4M | $15.7M | ||
| Q1 24 | $-38.3M | $16.9M |
| Q4 25 | — | 71.7% | ||
| Q3 25 | -12.4% | 35.6% | ||
| Q2 25 | -10.6% | 34.2% | ||
| Q1 25 | -6.0% | 31.6% | ||
| Q4 24 | -27.1% | 33.4% | ||
| Q3 24 | -6.2% | 32.0% | ||
| Q2 24 | -1.8% | 28.3% | ||
| Q1 24 | -0.9% | 30.4% |
| Q4 25 | — | 49.4% | ||
| Q3 25 | -41.6% | 27.1% | ||
| Q2 25 | -36.9% | 26.0% | ||
| Q1 25 | -32.4% | 24.1% | ||
| Q4 24 | -46.4% | 25.5% | ||
| Q3 24 | -31.2% | 24.3% | ||
| Q2 24 | -25.9% | 21.6% | ||
| Q1 24 | -25.2% | 23.2% |
| Q4 25 | — | $6.72 | ||
| Q3 25 | $-3.39 | $1.65 | ||
| Q2 25 | $-3.17 | $1.50 | ||
| Q1 25 | $-2.73 | $1.37 | ||
| Q4 24 | $-4.06 | $1.39 | ||
| Q3 24 | $-2.74 | $1.30 | ||
| Q2 24 | $-2.43 | $1.10 | ||
| Q1 24 | $-2.37 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $132.8M |
| Total DebtLower is stronger | $1.3B | — |
| Stockholders' EquityBook value | $-585.8M | $938.4M |
| Total Assets | $1.2B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $132.8M | ||
| Q3 25 | — | $193.5M | ||
| Q2 25 | — | $212.6M | ||
| Q1 25 | — | $193.1M | ||
| Q4 24 | — | $134.4M | ||
| Q3 24 | — | $132.3M | ||
| Q2 24 | — | $70.9M | ||
| Q1 24 | — | $57.1M |
| Q4 25 | — | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $1.3B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $1.2B | — | ||
| Q1 24 | $1.2B | — |
| Q4 25 | — | $938.4M | ||
| Q3 25 | $-585.8M | $788.8M | ||
| Q2 25 | $-536.5M | $761.8M | ||
| Q1 25 | $-493.9M | $741.4M | ||
| Q4 24 | $-455.7M | $713.4M | ||
| Q3 24 | $-386.1M | $719.9M | ||
| Q2 24 | $-338.6M | $674.6M | ||
| Q1 24 | $-296.8M | $667.9M |
| Q4 25 | — | $8.7B | ||
| Q3 25 | $1.2B | $8.5B | ||
| Q2 25 | $1.2B | $8.4B | ||
| Q1 25 | $1.3B | $8.2B | ||
| Q4 24 | $1.3B | $8.1B | ||
| Q3 24 | $1.3B | $8.0B | ||
| Q2 24 | $1.4B | $7.9B | ||
| Q1 24 | $1.4B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-14.5M | $38.9M |
| Free Cash FlowOCF − Capex | $-16.9M | $31.9M |
| FCF MarginFCF / Revenue | -12.1% | 16.4% |
| Capex IntensityCapex / Revenue | 1.7% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-75.0M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $38.9M | ||
| Q3 25 | $-14.5M | $34.9M | ||
| Q2 25 | $-26.9M | $18.9M | ||
| Q1 25 | $-13.2M | $22.2M | ||
| Q4 24 | $-10.4M | $95.0M | ||
| Q3 24 | $-3.2M | $21.2M | ||
| Q2 24 | $-14.2M | $27.3M | ||
| Q1 24 | $-28.4M | $23.2M |
| Q4 25 | — | $31.9M | ||
| Q3 25 | $-16.9M | $33.9M | ||
| Q2 25 | $-29.3M | $18.3M | ||
| Q1 25 | $-17.8M | $20.9M | ||
| Q4 24 | $-11.0M | $88.8M | ||
| Q3 24 | $-11.1M | $18.9M | ||
| Q2 24 | $-24.4M | $26.3M | ||
| Q1 24 | $-32.5M | $21.9M |
| Q4 25 | — | 16.4% | ||
| Q3 25 | -12.1% | 38.8% | ||
| Q2 25 | -20.0% | 22.1% | ||
| Q1 25 | -12.5% | 25.5% | ||
| Q4 24 | -7.6% | 115.1% | ||
| Q3 24 | -7.7% | 24.7% | ||
| Q2 24 | -16.1% | 36.2% | ||
| Q1 24 | -21.4% | 30.0% |
| Q4 25 | — | 3.6% | ||
| Q3 25 | 1.7% | 1.1% | ||
| Q2 25 | 1.6% | 0.8% | ||
| Q1 25 | 3.2% | 1.7% | ||
| Q4 24 | 0.4% | 8.1% | ||
| Q3 24 | 5.5% | 2.9% | ||
| Q2 24 | 6.7% | 1.3% | ||
| Q1 24 | 2.7% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FAT
| Restaurant Sales | $96.6M | 69% |
| Royalty | $21.6M | 15% |
| Factory | $9.6M | 7% |
| Advertising | $9.1M | 7% |
| Franchisor | $1.5M | 1% |
| Other | $1.5M | 1% |
TMP
Segment breakdown not available.
