vs

Side-by-side financial comparison of FIRST BANCORP (FBNC) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

GRID DYNAMICS HOLDINGS, INC. is the larger business by last-quarter revenue ($104.1M vs $89.6M, roughly 1.2× FIRST BANCORP). FIRST BANCORP runs the higher net margin — 22.7% vs -1.4%, a 24.1% gap on every dollar of revenue. On growth, GRID DYNAMICS HOLDINGS, INC. posted the faster year-over-year revenue change (3.7% vs -7.3%).

First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

FBNC vs GDYN — Head-to-Head

Bigger by revenue
GDYN
GDYN
1.2× larger
GDYN
$104.1M
$89.6M
FBNC
Growing faster (revenue YoY)
GDYN
GDYN
+10.9% gap
GDYN
3.7%
-7.3%
FBNC
Higher net margin
FBNC
FBNC
24.1% more per $
FBNC
22.7%
-1.4%
GDYN

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
FBNC
FBNC
GDYN
GDYN
Revenue
$89.6M
$104.1M
Net Profit
$20.4M
$-1.5M
Gross Margin
34.8%
Operating Margin
29.0%
61.7%
Net Margin
22.7%
-1.4%
Revenue YoY
-7.3%
3.7%
Net Profit YoY
9.0%
-150.6%
EPS (diluted)
$0.49
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBNC
FBNC
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$106.2M
Q3 25
$89.6M
$104.2M
Q2 25
$111.0M
$101.1M
Q1 25
$105.8M
$100.4M
Q4 24
$100.3M
Q3 24
$96.6M
$87.4M
Q2 24
$95.7M
$83.0M
Net Profit
FBNC
FBNC
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$306.0K
Q3 25
$20.4M
$1.2M
Q2 25
$38.6M
$5.3M
Q1 25
$36.4M
$2.9M
Q4 24
$4.5M
Q3 24
$18.7M
$4.3M
Q2 24
$28.7M
$-817.0K
Gross Margin
FBNC
FBNC
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
FBNC
FBNC
GDYN
GDYN
Q1 26
61.7%
Q4 25
0.5%
Q3 25
29.0%
-0.2%
Q2 25
44.9%
-0.1%
Q1 25
44.2%
-2.0%
Q4 24
1.3%
Q3 24
23.4%
2.4%
Q2 24
38.5%
0.0%
Net Margin
FBNC
FBNC
GDYN
GDYN
Q1 26
-1.4%
Q4 25
0.3%
Q3 25
22.7%
1.1%
Q2 25
34.7%
5.2%
Q1 25
34.4%
2.9%
Q4 24
4.5%
Q3 24
19.3%
4.9%
Q2 24
30.0%
-1.0%
EPS (diluted)
FBNC
FBNC
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.01
Q3 25
$0.49
$0.01
Q2 25
$0.93
$0.06
Q1 25
$0.88
$0.03
Q4 24
$0.06
Q3 24
$0.45
$0.05
Q2 24
$0.70
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBNC
FBNC
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
$92.4M
Stockholders' EquityBook value
$1.6B
$530.1M
Total Assets
$12.8B
$605.0M
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBNC
FBNC
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Total Debt
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
Q3 25
$92.4M
Q2 25
$92.2M
Q1 25
$92.1M
Q4 24
Q3 24
$91.7M
Q2 24
$91.5M
Stockholders' Equity
FBNC
FBNC
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$542.1M
Q3 25
$1.6B
$537.7M
Q2 25
$1.6B
$532.2M
Q1 25
$1.5B
$517.4M
Q4 24
$517.8M
Q3 24
$1.5B
$400.2M
Q2 24
$1.4B
$388.4M
Total Assets
FBNC
FBNC
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$612.9M
Q3 25
$12.8B
$613.2M
Q2 25
$12.6B
$608.9M
Q1 25
$12.4B
$590.9M
Q4 24
$592.2M
Q3 24
$12.2B
$477.3M
Q2 24
$12.1B
$443.6M
Debt / Equity
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
Q3 25
0.06×
Q2 25
0.06×
Q1 25
0.06×
Q4 24
Q3 24
0.06×
Q2 24
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBNC
FBNC
GDYN
GDYN
Operating Cash FlowLast quarter
$49.7M
Free Cash FlowOCF − Capex
$48.2M
FCF MarginFCF / Revenue
53.8%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
2.44×
TTM Free Cash FlowTrailing 4 quarters
$182.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
$9.9M
Q3 25
$49.7M
$7.0M
Q2 25
$45.7M
$14.4M
Q1 25
$52.6M
$9.4M
Q4 24
$7.1M
Q3 24
$38.4M
$9.2M
Q2 24
$87.7M
$10.7M
Free Cash Flow
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
$6.1M
Q3 25
$48.2M
$2.9M
Q2 25
$44.3M
$10.2M
Q1 25
$52.4M
$6.0M
Q4 24
$4.4M
Q3 24
$38.0M
$5.9M
Q2 24
$87.6M
$8.0M
FCF Margin
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
5.7%
Q3 25
53.8%
2.8%
Q2 25
39.9%
10.1%
Q1 25
49.5%
6.0%
Q4 24
4.4%
Q3 24
39.3%
6.8%
Q2 24
91.6%
9.7%
Capex Intensity
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
3.6%
Q3 25
1.6%
3.9%
Q2 25
1.2%
4.1%
Q1 25
0.2%
3.3%
Q4 24
2.6%
Q3 24
0.5%
3.7%
Q2 24
0.1%
3.2%
Cash Conversion
FBNC
FBNC
GDYN
GDYN
Q1 26
Q4 25
32.34×
Q3 25
2.44×
5.92×
Q2 25
1.19×
2.73×
Q1 25
1.44×
3.21×
Q4 24
1.56×
Q3 24
2.06×
2.15×
Q2 24
3.06×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons