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Side-by-side financial comparison of FIRST BANCORP (FBNC) and PagerDuty, Inc. (PD). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $89.6M, roughly 1.4× FIRST BANCORP). PagerDuty, Inc. runs the higher net margin — 129.7% vs 22.7%, a 107.0% gap on every dollar of revenue. On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs -7.3%). FIRST BANCORP produced more free cash flow last quarter ($48.2M vs $24.1M).

First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

FBNC vs PD — Head-to-Head

Bigger by revenue
PD
PD
1.4× larger
PD
$124.5M
$89.6M
FBNC
Growing faster (revenue YoY)
PD
PD
+12.0% gap
PD
4.7%
-7.3%
FBNC
Higher net margin
PD
PD
107.0% more per $
PD
129.7%
22.7%
FBNC
More free cash flow
FBNC
FBNC
$24.1M more FCF
FBNC
$48.2M
$24.1M
PD

Income Statement — Q3 FY2025 vs Q3 FY2026

Metric
FBNC
FBNC
PD
PD
Revenue
$89.6M
$124.5M
Net Profit
$20.4M
$161.6M
Gross Margin
85.3%
Operating Margin
29.0%
6.5%
Net Margin
22.7%
129.7%
Revenue YoY
-7.3%
4.7%
Net Profit YoY
9.0%
2827.7%
EPS (diluted)
$0.49
$1.69

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBNC
FBNC
PD
PD
Q4 25
$124.5M
Q3 25
$89.6M
$123.4M
Q2 25
$111.0M
$119.8M
Q1 25
$105.8M
$121.4M
Q4 24
$118.9M
Q3 24
$96.6M
$115.9M
Q2 24
$95.7M
$111.2M
Q1 24
$92.2M
$111.1M
Net Profit
FBNC
FBNC
PD
PD
Q4 25
$161.6M
Q3 25
$20.4M
$9.6M
Q2 25
$38.6M
$-7.2M
Q1 25
$36.4M
$-8.8M
Q4 24
$-5.9M
Q3 24
$18.7M
$-10.9M
Q2 24
$28.7M
$-17.1M
Q1 24
$25.3M
$-28.2M
Gross Margin
FBNC
FBNC
PD
PD
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Q1 24
81.7%
Operating Margin
FBNC
FBNC
PD
PD
Q4 25
6.5%
Q3 25
29.0%
2.9%
Q2 25
44.9%
-8.6%
Q1 25
44.2%
-9.6%
Q4 24
-8.7%
Q3 24
23.4%
-13.8%
Q2 24
38.5%
-19.5%
Q1 24
34.5%
-30.1%
Net Margin
FBNC
FBNC
PD
PD
Q4 25
129.7%
Q3 25
22.7%
7.8%
Q2 25
34.7%
-6.0%
Q1 25
34.4%
-7.2%
Q4 24
-5.0%
Q3 24
19.3%
-9.4%
Q2 24
30.0%
-15.4%
Q1 24
27.4%
-25.3%
EPS (diluted)
FBNC
FBNC
PD
PD
Q4 25
$1.69
Q3 25
$0.49
$0.10
Q2 25
$0.93
$-0.07
Q1 25
$0.88
$-0.12
Q4 24
$-0.07
Q3 24
$0.45
$-0.14
Q2 24
$0.70
$-0.26
Q1 24
$0.61
$-0.34

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBNC
FBNC
PD
PD
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
$92.4M
Stockholders' EquityBook value
$1.6B
$320.5M
Total Assets
$12.8B
$1.0B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBNC
FBNC
PD
PD
Q4 25
$547.8M
Q3 25
$567.9M
Q2 25
$597.1M
Q1 25
$570.8M
Q4 24
$542.2M
Q3 24
$599.3M
Q2 24
$592.8M
Q1 24
$571.2M
Total Debt
FBNC
FBNC
PD
PD
Q4 25
Q3 25
$92.4M
Q2 25
$92.2M
Q1 25
$92.1M
$484.5M
Q4 24
Q3 24
$91.7M
Q2 24
$91.5M
Q1 24
$332.3M
$489.5M
Stockholders' Equity
FBNC
FBNC
PD
PD
Q4 25
$320.5M
Q3 25
$1.6B
$180.7M
Q2 25
$1.6B
$145.7M
Q1 25
$1.5B
$129.8M
Q4 24
$111.6M
Q3 24
$1.5B
$164.7M
Q2 24
$1.4B
$174.0M
Q1 24
$1.4B
$171.6M
Total Assets
FBNC
FBNC
PD
PD
Q4 25
$1.0B
Q3 25
$12.8B
$891.5M
Q2 25
$12.6B
$926.8M
Q1 25
$12.4B
$927.3M
Q4 24
$866.8M
Q3 24
$12.2B
$916.0M
Q2 24
$12.1B
$924.0M
Q1 24
$12.1B
$925.3M
Debt / Equity
FBNC
FBNC
PD
PD
Q4 25
Q3 25
0.06×
Q2 25
0.06×
Q1 25
0.06×
3.73×
Q4 24
Q3 24
0.06×
Q2 24
0.07×
Q1 24
0.24×
2.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBNC
FBNC
PD
PD
Operating Cash FlowLast quarter
$49.7M
$24.8M
Free Cash FlowOCF − Capex
$48.2M
$24.1M
FCF MarginFCF / Revenue
53.8%
19.3%
Capex IntensityCapex / Revenue
1.6%
0.6%
Cash ConversionOCF / Net Profit
2.44×
0.15×
TTM Free Cash FlowTrailing 4 quarters
$182.9M
$117.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBNC
FBNC
PD
PD
Q4 25
$24.8M
Q3 25
$49.7M
$34.0M
Q2 25
$45.7M
$30.7M
Q1 25
$52.6M
$31.4M
Q4 24
$22.1M
Q3 24
$38.4M
$35.8M
Q2 24
$87.7M
$28.6M
Q1 24
$-20.1M
$22.2M
Free Cash Flow
FBNC
FBNC
PD
PD
Q4 25
$24.1M
Q3 25
$48.2M
$33.1M
Q2 25
$44.3M
$30.2M
Q1 25
$52.4M
$30.3M
Q4 24
$21.5M
Q3 24
$38.0M
$35.1M
Q2 24
$87.6M
$28.2M
Q1 24
$-21.7M
$21.2M
FCF Margin
FBNC
FBNC
PD
PD
Q4 25
19.3%
Q3 25
53.8%
26.8%
Q2 25
39.9%
25.2%
Q1 25
49.5%
24.9%
Q4 24
18.1%
Q3 24
39.3%
30.3%
Q2 24
91.6%
25.4%
Q1 24
-23.6%
19.1%
Capex Intensity
FBNC
FBNC
PD
PD
Q4 25
0.6%
Q3 25
1.6%
0.7%
Q2 25
1.2%
0.4%
Q1 25
0.2%
0.9%
Q4 24
0.5%
Q3 24
0.5%
0.5%
Q2 24
0.1%
0.4%
Q1 24
1.8%
0.9%
Cash Conversion
FBNC
FBNC
PD
PD
Q4 25
0.15×
Q3 25
2.44×
3.55×
Q2 25
1.19×
Q1 25
1.44×
Q4 24
Q3 24
2.06×
Q2 24
3.06×
Q1 24
-0.80×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FBNC
FBNC

Segment breakdown not available.

PD
PD

US$88.8M71%
Non Us$35.7M29%

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