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Side-by-side financial comparison of FRANKLIN COVEY CO (FC) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.

FRANKLIN COVEY CO is the larger business by last-quarter revenue ($64.0M vs $41.3M, roughly 1.5× Northfield Bancorp, Inc.). FRANKLIN COVEY CO runs the higher net margin — -5.1% vs -1545.5%, a 1540.4% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs -7.3%). Northfield Bancorp, Inc. produced more free cash flow last quarter ($52.5M vs $-1.6M). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs 2.2%).

Franklin Covey Co., trading as FranklinCovey and based in Salt Lake City, Utah, is a coaching company which provides training and assessment services in the areas of leadership, individual effectiveness, and business execution for organizations and individuals. The company was formed on May 30, 1997, as a result of merger between Hyrum W. Smith's Franklin Quest and Stephen R. Covey's Covey Leadership Center. Among other products, the company has marketed the FranklinCovey planning system, mod...

Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.

FC vs NFBK — Head-to-Head

Bigger by revenue
FC
FC
1.5× larger
FC
$64.0M
$41.3M
NFBK
Growing faster (revenue YoY)
NFBK
NFBK
+20.0% gap
NFBK
12.7%
-7.3%
FC
Higher net margin
FC
FC
1540.4% more per $
FC
-5.1%
-1545.5%
NFBK
More free cash flow
NFBK
NFBK
$54.2M more FCF
NFBK
$52.5M
$-1.6M
FC
Faster 2-yr revenue CAGR
NFBK
NFBK
Annualised
NFBK
15.0%
2.2%
FC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FC
FC
NFBK
NFBK
Revenue
$64.0M
$41.3M
Net Profit
$-3.3M
$-27.4M
Gross Margin
75.5%
Operating Margin
-5.7%
-1263.3%
Net Margin
-5.1%
-1545.5%
Revenue YoY
-7.3%
12.7%
Net Profit YoY
-378.5%
-343.6%
EPS (diluted)
$-0.27
$-0.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FC
FC
NFBK
NFBK
Q4 25
$64.0M
$41.3M
Q3 25
$71.2M
$39.2M
Q2 25
$67.1M
$38.9M
Q1 25
$59.6M
$34.8M
Q4 24
$69.1M
$36.7M
Q3 24
$84.1M
$31.8M
Q2 24
$73.4M
$31.5M
Q1 24
$61.3M
$31.3M
Net Profit
FC
FC
NFBK
NFBK
Q4 25
$-3.3M
$-27.4M
Q3 25
$4.4M
$10.8M
Q2 25
$-1.4M
$9.6M
Q1 25
$-1.1M
$7.9M
Q4 24
$1.2M
$11.3M
Q3 24
$12.0M
$6.5M
Q2 24
$5.7M
$6.0M
Q1 24
$874.0K
$6.2M
Gross Margin
FC
FC
NFBK
NFBK
Q4 25
75.5%
Q3 25
75.5%
Q2 25
76.5%
Q1 25
76.7%
Q4 24
76.3%
Q3 24
78.1%
Q2 24
76.6%
Q1 24
76.4%
Operating Margin
FC
FC
NFBK
NFBK
Q4 25
-5.7%
-1263.3%
Q3 25
11.1%
37.7%
Q2 25
-3.3%
35.6%
Q1 25
-2.4%
31.0%
Q4 24
2.1%
38.0%
Q3 24
21.3%
27.9%
Q2 24
11.4%
29.1%
Q1 24
2.4%
27.2%
Net Margin
FC
FC
NFBK
NFBK
Q4 25
-5.1%
-1545.5%
Q3 25
6.1%
27.4%
Q2 25
-2.1%
24.6%
Q1 25
-1.8%
22.6%
Q4 24
1.7%
30.7%
Q3 24
14.2%
20.5%
Q2 24
7.8%
18.9%
Q1 24
1.4%
19.9%
EPS (diluted)
FC
FC
NFBK
NFBK
Q4 25
$-0.27
$-0.68
Q3 25
$0.34
$0.27
Q2 25
$-0.11
$0.24
Q1 25
$-0.08
$0.19
Q4 24
$0.09
$0.27
Q3 24
$0.89
$0.16
Q2 24
$0.43
$0.14
Q1 24
$0.06
$0.15

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FC
FC
NFBK
NFBK
Cash + ST InvestmentsLiquidity on hand
$17.5M
$164.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$54.0M
$690.1M
Total Assets
$221.3M
$5.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FC
FC
NFBK
NFBK
Q4 25
$17.5M
$164.0M
Q3 25
$31.7M
$131.7M
Q2 25
$33.7M
$97.6M
Q1 25
$40.4M
$101.7M
Q4 24
$53.3M
$167.7M
Q3 24
$48.7M
$232.9M
Q2 24
$36.6M
$153.5M
Q1 24
$40.9M
$238.8M
Total Debt
FC
FC
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
$666.4M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FC
FC
NFBK
NFBK
Q4 25
$54.0M
$690.1M
Q3 25
$66.9M
$719.6M
Q2 25
$65.6M
$710.3M
Q1 25
$72.5M
$711.1M
Q4 24
$80.6M
$704.7M
Q3 24
$83.1M
$699.6M
Q2 24
$72.2M
$693.0M
Q1 24
$70.8M
$698.4M
Total Assets
FC
FC
NFBK
NFBK
Q4 25
$221.3M
$5.8B
Q3 25
$242.9M
$5.7B
Q2 25
$218.3M
$5.7B
Q1 25
$221.3M
$5.7B
Q4 24
$239.9M
$5.7B
Q3 24
$261.5M
$5.7B
Q2 24
$221.0M
$5.7B
Q1 24
$221.9M
$5.9B
Debt / Equity
FC
FC
NFBK
NFBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
0.95×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FC
FC
NFBK
NFBK
Operating Cash FlowLast quarter
$98.0K
$53.7M
Free Cash FlowOCF − Capex
$-1.6M
$52.5M
FCF MarginFCF / Revenue
-2.5%
127.1%
Capex IntensityCapex / Revenue
2.7%
2.8%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$5.9M
$89.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FC
FC
NFBK
NFBK
Q4 25
$98.0K
$53.7M
Q3 25
$9.9M
$13.9M
Q2 25
$6.3M
$14.1M
Q1 25
$-1.4M
$9.4M
Q4 24
$14.1M
$31.1M
Q3 24
$21.9M
$14.0M
Q2 24
$8.2M
$6.9M
Q1 24
$12.8M
$4.2M
Free Cash Flow
FC
FC
NFBK
NFBK
Q4 25
$-1.6M
$52.5M
Q3 25
$5.7M
$13.6M
Q2 25
$4.5M
$13.9M
Q1 25
$-2.6M
$9.2M
Q4 24
$13.1M
$30.0M
Q3 24
$20.8M
$13.7M
Q2 24
$7.3M
$6.7M
Q1 24
$12.1M
$3.8M
FCF Margin
FC
FC
NFBK
NFBK
Q4 25
-2.5%
127.1%
Q3 25
8.0%
34.6%
Q2 25
6.7%
35.7%
Q1 25
-4.4%
26.3%
Q4 24
19.0%
81.6%
Q3 24
24.7%
43.2%
Q2 24
9.9%
21.1%
Q1 24
19.8%
12.1%
Capex Intensity
FC
FC
NFBK
NFBK
Q4 25
2.7%
2.8%
Q3 25
5.9%
0.8%
Q2 25
2.7%
0.6%
Q1 25
2.1%
0.7%
Q4 24
1.4%
3.1%
Q3 24
1.3%
0.7%
Q2 24
1.2%
0.8%
Q1 24
1.0%
1.4%
Cash Conversion
FC
FC
NFBK
NFBK
Q4 25
Q3 25
2.27×
1.29×
Q2 25
1.48×
Q1 25
1.20×
Q4 24
11.98×
2.76×
Q3 24
1.83×
2.14×
Q2 24
1.43×
1.16×
Q1 24
14.62×
0.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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