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Side-by-side financial comparison of FIRST COMMUNITY BANKSHARES INC (FCBC) and MITEK SYSTEMS INC (MITK). Click either name above to swap in a different company.
MITEK SYSTEMS INC is the larger business by last-quarter revenue ($44.2M vs $43.8M, roughly 1.0× FIRST COMMUNITY BANKSHARES INC). FIRST COMMUNITY BANKSHARES INC runs the higher net margin — 28.5% vs 6.3%, a 22.2% gap on every dollar of revenue. On growth, MITEK SYSTEMS INC posted the faster year-over-year revenue change (18.8% vs 5.1%). FIRST COMMUNITY BANKSHARES INC produced more free cash flow last quarter ($60.0M vs $6.6M). Over the past eight quarters, FIRST COMMUNITY BANKSHARES INC's revenue compounded faster (3.5% CAGR vs -2.9%).
First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.
Mitek Systems, Inc. is a software company that specializes in digital identity verification and mobile image processing using artificial intelligence. The company's software is used for depositing checks and opening bank accounts via mobile devices. It also verifies identity documents such as passports, ID cards, and driver's licenses by analyzing a selfie of an individual holding their ID, comparing their face to the photo on the document.
FCBC vs MITK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $43.8M | $44.2M |
| Net Profit | $12.5M | $2.8M |
| Gross Margin | — | — |
| Operating Margin | 36.8% | 12.3% |
| Net Margin | 28.5% | 6.3% |
| Revenue YoY | 5.1% | 18.8% |
| Net Profit YoY | -4.4% | 160.1% |
| EPS (diluted) | $0.67 | $0.06 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $43.8M | $44.2M | ||
| Q3 25 | $42.2M | $44.8M | ||
| Q2 25 | $41.0M | $45.7M | ||
| Q1 25 | $40.5M | $51.9M | ||
| Q4 24 | $41.7M | $37.3M | ||
| Q3 24 | $42.0M | $43.2M | ||
| Q2 24 | $41.3M | $45.0M | ||
| Q1 24 | $40.9M | $47.0M |
| Q4 25 | $12.5M | $2.8M | ||
| Q3 25 | $12.3M | $1.9M | ||
| Q2 25 | $12.2M | $2.4M | ||
| Q1 25 | $11.8M | $9.2M | ||
| Q4 24 | $13.0M | $-4.6M | ||
| Q3 24 | $13.0M | $8.6M | ||
| Q2 24 | $12.7M | $216.0K | ||
| Q1 24 | $12.8M | $282.0K |
| Q4 25 | 36.8% | 12.3% | ||
| Q3 25 | 37.7% | 10.5% | ||
| Q2 25 | 38.6% | 8.3% | ||
| Q1 25 | 37.7% | 21.9% | ||
| Q4 24 | 39.6% | -8.3% | ||
| Q3 24 | 39.3% | 17.8% | ||
| Q2 24 | 39.3% | 1.6% | ||
| Q1 24 | 40.3% | 1.5% |
| Q4 25 | 28.5% | 6.3% | ||
| Q3 25 | 29.1% | 4.2% | ||
| Q2 25 | 29.9% | 5.2% | ||
| Q1 25 | 29.2% | 17.6% | ||
| Q4 24 | 31.3% | -12.4% | ||
| Q3 24 | 31.0% | 19.8% | ||
| Q2 24 | 30.8% | 0.5% | ||
| Q1 24 | 31.4% | 0.6% |
| Q4 25 | $0.67 | $0.06 | ||
| Q3 25 | $0.67 | $0.04 | ||
| Q2 25 | $0.67 | $0.05 | ||
| Q1 25 | $0.64 | $0.20 | ||
| Q4 24 | $0.67 | $-0.10 | ||
| Q3 24 | $0.71 | $0.19 | ||
| Q2 24 | $0.71 | $0.00 | ||
| Q1 24 | $0.71 | $0.01 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $190.1M |
| Total DebtLower is stronger | — | $4.8M |
| Stockholders' EquityBook value | $500.5M | $233.7M |
| Total Assets | $3.3B | $446.5M |
| Debt / EquityLower = less leverage | — | 0.02× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $190.1M | ||
| Q3 25 | — | $193.0M | ||
| Q2 25 | — | $167.1M | ||
| Q1 25 | — | $136.2M | ||
| Q4 24 | — | $121.2M | ||
| Q3 24 | — | $130.3M | ||
| Q2 24 | — | $123.1M | ||
| Q1 24 | — | $123.9M |
| Q4 25 | — | $4.8M | ||
| Q3 25 | $0 | $4.3M | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $0 | $2.7M | ||
| Q2 24 | $0 | — | ||
| Q1 24 | $0 | — |
| Q4 25 | $500.5M | $233.7M | ||
| Q3 25 | $510.7M | $240.3M | ||
| Q2 25 | $502.8M | $237.6M | ||
| Q1 25 | $496.4M | $220.2M | ||
| Q4 24 | $526.4M | $200.9M | ||
| Q3 24 | $520.7M | $214.8M | ||
| Q2 24 | $508.9M | $209.6M | ||
| Q1 24 | $506.9M | $216.1M |
| Q4 25 | $3.3B | $446.5M | ||
| Q3 25 | $3.2B | $459.1M | ||
| Q2 25 | $3.2B | $446.7M | ||
| Q1 25 | $3.2B | $425.3M | ||
| Q4 24 | $3.3B | $396.0M | ||
| Q3 24 | $3.2B | $413.8M | ||
| Q2 24 | $3.2B | $409.2M | ||
| Q1 24 | $3.2B | $417.0M |
| Q4 25 | — | 0.02× | ||
| Q3 25 | 0.00× | 0.02× | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | 0.01× | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | 0.00× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $62.7M | $8.0M |
| Free Cash FlowOCF − Capex | $60.0M | $6.6M |
| FCF MarginFCF / Revenue | 137.0% | 14.9% |
| Capex IntensityCapex / Revenue | 6.3% | 3.2% |
| Cash ConversionOCF / Net Profit | 5.03× | 2.89× |
| TTM Free Cash FlowTrailing 4 quarters | $100.6M | $60.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $62.7M | $8.0M | ||
| Q3 25 | $18.9M | $19.5M | ||
| Q2 25 | $10.2M | $21.6M | ||
| Q1 25 | $13.2M | $13.7M | ||
| Q4 24 | $57.7M | $565.0K | ||
| Q3 24 | $11.4M | $21.1M | ||
| Q2 24 | $14.5M | $13.0M | ||
| Q1 24 | $16.9M | $7.1M |
| Q4 25 | $60.0M | $6.6M | ||
| Q3 25 | $18.5M | $19.2M | ||
| Q2 25 | $10.0M | $21.2M | ||
| Q1 25 | $12.1M | $13.5M | ||
| Q4 24 | $54.9M | $230.0K | ||
| Q3 24 | $10.9M | $20.8M | ||
| Q2 24 | $14.1M | $12.6M | ||
| Q1 24 | $15.2M | $6.6M |
| Q4 25 | 137.0% | 14.9% | ||
| Q3 25 | 43.9% | 42.9% | ||
| Q2 25 | 24.3% | 46.5% | ||
| Q1 25 | 29.8% | 26.0% | ||
| Q4 24 | 131.8% | 0.6% | ||
| Q3 24 | 26.0% | 48.2% | ||
| Q2 24 | 34.1% | 27.9% | ||
| Q1 24 | 37.1% | 14.0% |
| Q4 25 | 6.3% | 3.2% | ||
| Q3 25 | 1.0% | 0.6% | ||
| Q2 25 | 0.6% | 0.7% | ||
| Q1 25 | 2.8% | 0.4% | ||
| Q4 24 | 6.7% | 0.9% | ||
| Q3 24 | 1.2% | 0.7% | ||
| Q2 24 | 0.9% | 1.0% | ||
| Q1 24 | 4.4% | 1.0% |
| Q4 25 | 5.03× | 2.89× | ||
| Q3 25 | 1.54× | 10.46× | ||
| Q2 25 | 0.83× | 9.00× | ||
| Q1 25 | 1.12× | 1.50× | ||
| Q4 24 | 4.43× | — | ||
| Q3 24 | 0.88× | 2.46× | ||
| Q2 24 | 1.14× | 60.12× | ||
| Q1 24 | 1.32× | 25.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCBC
Segment breakdown not available.
MITK
| Fraud And Identity Solutions | $25.5M | 58% |
| License | $13.9M | 31% |
| Fraud And Identity Solutions Software License And Support | $3.9M | 9% |
| Professional Services And Other | $1.2M | 3% |