vs
Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Howard Hughes Holdings Inc. (HHH). Click either name above to swap in a different company.
Howard Hughes Holdings Inc. is the larger business by last-quarter revenue ($624.4M vs $501.3M, roughly 1.2× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 1.0%, a 19.8% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -33.2%). Over the past eight quarters, Howard Hughes Holdings Inc.'s revenue compounded faster (91.0% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Howard Hughes Holdings Inc., formerly the Howard Hughes Corporation, is a real estate development and management company based in The Woodlands, Texas. It was formed in 2010 as a spin-off from General Growth Properties (GGP). Most of its holdings are focused on several master-planned communities. It took its name from the original Howard Hughes Corporation, which had developed the planned community of Summerlin, Nevada, and later became a subsidiary of GGP.
FCFS vs HHH — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $624.4M |
| Net Profit | $104.2M | $6.0M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 4.2% |
| Net Margin | 20.8% | 1.0% |
| Revenue YoY | 21.2% | -33.2% |
| Net Profit YoY | 24.7% | -96.2% |
| EPS (diluted) | $2.35 | $0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $624.4M | ||
| Q3 25 | $411.0M | $390.2M | ||
| Q2 25 | $385.1M | $260.9M | ||
| Q1 25 | $371.1M | $199.3M | ||
| Q4 24 | $413.7M | $935.0M | ||
| Q3 24 | $363.1M | $327.1M | ||
| Q2 24 | $363.5M | $317.4M | ||
| Q1 24 | $366.8M | $171.1M |
| Q4 25 | $104.2M | $6.0M | ||
| Q3 25 | $82.8M | $119.5M | ||
| Q2 25 | $59.8M | $-12.1M | ||
| Q1 25 | $83.6M | $10.5M | ||
| Q4 24 | $83.5M | $156.3M | ||
| Q3 24 | $64.8M | $72.8M | ||
| Q2 24 | $49.1M | $21.1M | ||
| Q1 24 | $61.4M | $-52.5M |
| Q4 25 | 28.5% | 4.2% | ||
| Q3 25 | 27.4% | 48.6% | ||
| Q2 25 | 21.1% | 26.0% | ||
| Q1 25 | 30.0% | 24.0% | ||
| Q4 24 | 26.5% | 33.5% | ||
| Q3 24 | 23.5% | 60.6% | ||
| Q2 24 | 18.2% | 20.4% | ||
| Q1 24 | 22.3% | -9.8% |
| Q4 25 | 20.8% | 1.0% | ||
| Q3 25 | 20.1% | 30.6% | ||
| Q2 25 | 15.5% | -4.7% | ||
| Q1 25 | 22.5% | 5.3% | ||
| Q4 24 | 20.2% | 16.7% | ||
| Q3 24 | 17.9% | 22.2% | ||
| Q2 24 | 13.5% | 6.6% | ||
| Q1 24 | 16.7% | -30.7% |
| Q4 25 | $2.35 | $0.20 | ||
| Q3 25 | $1.86 | $2.02 | ||
| Q2 25 | $1.34 | $-0.22 | ||
| Q1 25 | $1.87 | $0.21 | ||
| Q4 24 | $1.86 | $3.14 | ||
| Q3 24 | $1.44 | $1.46 | ||
| Q2 24 | $1.08 | $0.42 | ||
| Q1 24 | $1.35 | $-1.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $1.5B |
| Total DebtLower is stronger | $2.2B | $5.1B |
| Stockholders' EquityBook value | $2.3B | $3.8B |
| Total Assets | $5.3B | $10.6B |
| Debt / EquityLower = less leverage | 0.98× | 1.35× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $1.5B | ||
| Q3 25 | $130.2M | $1.5B | ||
| Q2 25 | $101.5M | $1.4B | ||
| Q1 25 | $146.0M | $493.7M | ||
| Q4 24 | $175.1M | $596.1M | ||
| Q3 24 | $106.3M | $400.7M | ||
| Q2 24 | $113.7M | $436.8M | ||
| Q1 24 | $135.1M | $462.7M |
| Q4 25 | $2.2B | $5.1B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $5.1B | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $3.8B | ||
| Q3 25 | $2.2B | $3.8B | ||
| Q2 25 | $2.1B | $3.6B | ||
| Q1 25 | $2.1B | $2.8B | ||
| Q4 24 | $2.1B | $2.8B | ||
| Q3 24 | $2.0B | $2.6B | ||
| Q2 24 | $2.0B | $3.0B | ||
| Q1 24 | $2.0B | $2.9B |
| Q4 25 | $5.3B | $10.6B | ||
| Q3 25 | $5.2B | $10.7B | ||
| Q2 25 | $4.5B | $10.3B | ||
| Q1 25 | $4.4B | $9.3B | ||
| Q4 24 | $4.5B | $9.2B | ||
| Q3 24 | $4.4B | $9.4B | ||
| Q2 24 | $4.3B | $9.9B | ||
| Q1 24 | $4.2B | $9.6B |
| Q4 25 | 0.98× | 1.35× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 1.85× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $360.3M |
| Free Cash FlowOCF − Capex | — | $348.6M |
| FCF MarginFCF / Revenue | — | 55.8% |
| Capex IntensityCapex / Revenue | — | 1.9% |
| Cash ConversionOCF / Net Profit | 1.98× | 60.04× |
| TTM Free Cash FlowTrailing 4 quarters | — | $417.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $360.3M | ||
| Q3 25 | $135.8M | $149.8M | ||
| Q2 25 | $116.9M | $177.3M | ||
| Q1 25 | $126.6M | $-224.9M | ||
| Q4 24 | $198.1M | $337.1M | ||
| Q3 24 | $113.1M | $248.3M | ||
| Q2 24 | $106.2M | $-17.5M | ||
| Q1 24 | $122.5M | $-171.2M |
| Q4 25 | — | $348.6M | ||
| Q3 25 | — | $137.7M | ||
| Q2 25 | — | $169.7M | ||
| Q1 25 | — | $-238.4M | ||
| Q4 24 | — | $317.1M | ||
| Q3 24 | — | $238.7M | ||
| Q2 24 | — | $-25.1M | ||
| Q1 24 | — | $-182.0M |
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 35.3% | ||
| Q2 25 | — | 65.1% | ||
| Q1 25 | — | -119.6% | ||
| Q4 24 | — | 33.9% | ||
| Q3 24 | — | 73.0% | ||
| Q2 24 | — | -7.9% | ||
| Q1 24 | — | -106.4% |
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | 3.1% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 6.8% | ||
| Q4 24 | — | 2.1% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 2.4% | ||
| Q1 24 | — | 6.3% |
| Q4 25 | 1.98× | 60.04× | ||
| Q3 25 | 1.64× | 1.25× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | -21.35× | ||
| Q4 24 | 2.37× | 2.16× | ||
| Q3 24 | 1.74× | 3.41× | ||
| Q2 24 | 2.16× | -0.83× | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
HHH
| Transferred At Point In Time | $499.8M | 80% |
| Operating Assets Segment | $117.9M | 19% |
| Builder Price Participation | $12.9M | 2% |
