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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and KFORCE INC (KFRC). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $330.4M, roughly 1.5× KFORCE INC). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 2.4%, a 18.4% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 0.1%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -3.7%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.
FCFS vs KFRC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $330.4M |
| Net Profit | $104.2M | $7.9M |
| Gross Margin | — | 27.3% |
| Operating Margin | 28.5% | 3.6% |
| Net Margin | 20.8% | 2.4% |
| Revenue YoY | 21.2% | 0.1% |
| Net Profit YoY | 24.7% | -2.7% |
| EPS (diluted) | $2.35 | $0.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $330.4M | ||
| Q4 25 | $501.3M | $332.0M | ||
| Q3 25 | $411.0M | $332.6M | ||
| Q2 25 | $385.1M | $334.3M | ||
| Q1 25 | $371.1M | $330.0M | ||
| Q4 24 | $413.7M | $343.8M | ||
| Q3 24 | $363.1M | $353.3M | ||
| Q2 24 | $363.5M | $356.3M |
| Q1 26 | — | $7.9M | ||
| Q4 25 | $104.2M | $5.2M | ||
| Q3 25 | $82.8M | $11.1M | ||
| Q2 25 | $59.8M | $10.4M | ||
| Q1 25 | $83.6M | $8.1M | ||
| Q4 24 | $83.5M | $11.1M | ||
| Q3 24 | $64.8M | $14.2M | ||
| Q2 24 | $49.1M | $14.2M |
| Q1 26 | — | 27.3% | ||
| Q4 25 | — | 27.2% | ||
| Q3 25 | — | 27.7% | ||
| Q2 25 | — | 27.1% | ||
| Q1 25 | — | 26.7% | ||
| Q4 24 | — | 27.0% | ||
| Q3 24 | — | 27.9% | ||
| Q2 24 | — | 27.8% |
| Q1 26 | — | 3.6% | ||
| Q4 25 | 28.5% | 2.6% | ||
| Q3 25 | 27.4% | 4.5% | ||
| Q2 25 | 21.1% | 4.5% | ||
| Q1 25 | 30.0% | 3.5% | ||
| Q4 24 | 26.5% | 4.5% | ||
| Q3 24 | 23.5% | 5.3% | ||
| Q2 24 | 18.2% | 5.5% |
| Q1 26 | — | 2.4% | ||
| Q4 25 | 20.8% | 1.6% | ||
| Q3 25 | 20.1% | 3.3% | ||
| Q2 25 | 15.5% | 3.1% | ||
| Q1 25 | 22.5% | 2.5% | ||
| Q4 24 | 20.2% | 3.2% | ||
| Q3 24 | 17.9% | 4.0% | ||
| Q2 24 | 13.5% | 4.0% |
| Q1 26 | — | $0.46 | ||
| Q4 25 | $2.35 | $0.29 | ||
| Q3 25 | $1.86 | $0.63 | ||
| Q2 25 | $1.34 | $0.59 | ||
| Q1 25 | $1.87 | $0.45 | ||
| Q4 24 | $1.86 | $0.60 | ||
| Q3 24 | $1.44 | $0.75 | ||
| Q2 24 | $1.08 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $1.3M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $117.4M |
| Total Assets | $5.3B | $384.8M |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $125.2M | $2.1M | ||
| Q3 25 | $130.2M | $1.3M | ||
| Q2 25 | $101.5M | $2.5M | ||
| Q1 25 | $146.0M | $444.0K | ||
| Q4 24 | $175.1M | $349.0K | ||
| Q3 24 | $106.3M | $127.0K | ||
| Q2 24 | $113.7M | $110.0K |
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
| Q1 26 | — | $117.4M | ||
| Q4 25 | $2.3B | $124.6M | ||
| Q3 25 | $2.2B | $132.1M | ||
| Q2 25 | $2.1B | $134.4M | ||
| Q1 25 | $2.1B | $138.0M | ||
| Q4 24 | $2.1B | $154.6M | ||
| Q3 24 | $2.0B | $167.4M | ||
| Q2 24 | $2.0B | $166.6M |
| Q1 26 | — | $384.8M | ||
| Q4 25 | $5.3B | $365.6M | ||
| Q3 25 | $5.2B | $374.2M | ||
| Q2 25 | $4.5B | $373.6M | ||
| Q1 25 | $4.4B | $368.2M | ||
| Q4 24 | $4.5B | $357.8M | ||
| Q3 24 | $4.4B | $369.9M | ||
| Q2 24 | $4.3B | $362.7M |
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | $-7.4M |
| FCF MarginFCF / Revenue | — | -2.2% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $19.7M | ||
| Q3 25 | $135.8M | $23.3M | ||
| Q2 25 | $116.9M | $18.4M | ||
| Q1 25 | $126.6M | $249.0K | ||
| Q4 24 | $198.1M | $21.8M | ||
| Q3 24 | $113.1M | $31.0M | ||
| Q2 24 | $106.2M | $20.9M |
| Q1 26 | — | $-7.4M | ||
| Q4 25 | — | $16.7M | ||
| Q3 25 | — | $19.8M | ||
| Q2 25 | — | $14.2M | ||
| Q1 25 | — | $-3.9M | ||
| Q4 24 | — | $20.9M | ||
| Q3 24 | — | $27.5M | ||
| Q2 24 | — | $17.8M |
| Q1 26 | — | -2.2% | ||
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 6.0% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | -1.2% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 5.0% |
| Q1 26 | — | 1.0% | ||
| Q4 25 | — | 0.9% | ||
| Q3 25 | — | 1.1% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.9% |
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 3.82× | ||
| Q3 25 | 1.64× | 2.11× | ||
| Q2 25 | 1.95× | 1.76× | ||
| Q1 25 | 1.51× | 0.03× | ||
| Q4 24 | 2.37× | 1.97× | ||
| Q3 24 | 1.74× | 2.18× | ||
| Q2 24 | 2.16× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
KFRC
Segment breakdown not available.
