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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and LCI INDUSTRIES (LCII). Click either name above to swap in a different company.
LCI INDUSTRIES is the larger business by last-quarter revenue ($932.7M vs $501.3M, roughly 1.9× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 2.0%, a 18.8% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 16.1%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -1.8%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Lucky Core Industries Limited, formerly known as ICI Pakistan, is a Pakistani conglomerate company headquartered in Karachi. It manufactures polyester, pharmaceutical, agrochemical, soda ash, and veterinary medicine.
FCFS vs LCII — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $932.7M |
| Net Profit | $104.2M | $18.7M |
| Gross Margin | — | 22.1% |
| Operating Margin | 28.5% | 3.8% |
| Net Margin | 20.8% | 2.0% |
| Revenue YoY | 21.2% | 16.1% |
| Net Profit YoY | 24.7% | 95.7% |
| EPS (diluted) | $2.35 | $0.79 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $932.7M | ||
| Q3 25 | $411.0M | $1.0B | ||
| Q2 25 | $385.1M | $1.1B | ||
| Q1 25 | $371.1M | $1.0B | ||
| Q4 24 | $413.7M | $803.1M | ||
| Q3 24 | $363.1M | $915.5M | ||
| Q2 24 | $363.5M | $1.1B | ||
| Q1 24 | $366.8M | $968.0M |
| Q4 25 | $104.2M | $18.7M | ||
| Q3 25 | $82.8M | $62.5M | ||
| Q2 25 | $59.8M | $57.6M | ||
| Q1 25 | $83.6M | $49.4M | ||
| Q4 24 | $83.5M | $9.5M | ||
| Q3 24 | $64.8M | $35.6M | ||
| Q2 24 | $49.1M | $61.2M | ||
| Q1 24 | $61.4M | $36.5M |
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 24.4% | ||
| Q2 25 | — | 24.4% | ||
| Q1 25 | — | 24.1% | ||
| Q4 24 | — | 21.1% | ||
| Q3 24 | — | 24.0% | ||
| Q2 24 | — | 25.3% | ||
| Q1 24 | — | 23.1% |
| Q4 25 | 28.5% | 3.8% | ||
| Q3 25 | 27.4% | 7.3% | ||
| Q2 25 | 21.1% | 7.9% | ||
| Q1 25 | 30.0% | 7.8% | ||
| Q4 24 | 26.5% | 2.0% | ||
| Q3 24 | 23.5% | 5.9% | ||
| Q2 24 | 18.2% | 8.6% | ||
| Q1 24 | 22.3% | 6.0% |
| Q4 25 | 20.8% | 2.0% | ||
| Q3 25 | 20.1% | 6.0% | ||
| Q2 25 | 15.5% | 5.2% | ||
| Q1 25 | 22.5% | 4.7% | ||
| Q4 24 | 20.2% | 1.2% | ||
| Q3 24 | 17.9% | 3.9% | ||
| Q2 24 | 13.5% | 5.8% | ||
| Q1 24 | 16.7% | 3.8% |
| Q4 25 | $2.35 | $0.79 | ||
| Q3 25 | $1.86 | $2.55 | ||
| Q2 25 | $1.34 | $2.29 | ||
| Q1 25 | $1.87 | $1.94 | ||
| Q4 24 | $1.86 | $0.37 | ||
| Q3 24 | $1.44 | $1.39 | ||
| Q2 24 | $1.08 | $2.40 | ||
| Q1 24 | $1.35 | $1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $222.6M |
| Total DebtLower is stronger | $2.2B | $945.2M |
| Stockholders' EquityBook value | $2.3B | $1.4B |
| Total Assets | $5.3B | $3.2B |
| Debt / EquityLower = less leverage | 0.98× | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $222.6M | ||
| Q3 25 | $130.2M | $199.7M | ||
| Q2 25 | $101.5M | $191.9M | ||
| Q1 25 | $146.0M | $231.2M | ||
| Q4 24 | $175.1M | $165.8M | ||
| Q3 24 | $106.3M | $161.2M | ||
| Q2 24 | $113.7M | $130.4M | ||
| Q1 24 | $135.1M | $22.6M |
| Q4 25 | $2.2B | $945.2M | ||
| Q3 25 | $2.2B | $947.8M | ||
| Q2 25 | $1.7B | $948.0M | ||
| Q1 25 | $1.7B | $938.3M | ||
| Q4 24 | $1.7B | $757.3M | ||
| Q3 24 | $1.7B | $822.5M | ||
| Q2 24 | $1.7B | $829.7M | ||
| Q1 24 | $1.5B | $855.3M |
| Q4 25 | $2.3B | $1.4B | ||
| Q3 25 | $2.2B | $1.4B | ||
| Q2 25 | $2.1B | $1.4B | ||
| Q1 25 | $2.1B | $1.4B | ||
| Q4 24 | $2.1B | $1.4B | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $2.0B | $1.4B | ||
| Q1 24 | $2.0B | $1.4B |
| Q4 25 | $5.3B | $3.2B | ||
| Q3 25 | $5.2B | $3.2B | ||
| Q2 25 | $4.5B | $3.2B | ||
| Q1 25 | $4.4B | $3.1B | ||
| Q4 24 | $4.5B | $2.9B | ||
| Q3 24 | $4.4B | $3.0B | ||
| Q2 24 | $4.3B | $3.0B | ||
| Q1 24 | $4.2B | $3.0B |
| Q4 25 | 0.98× | 0.69× | ||
| Q3 25 | 1.01× | 0.70× | ||
| Q2 25 | 0.79× | 0.68× | ||
| Q1 25 | 0.83× | 0.69× | ||
| Q4 24 | 0.85× | 0.55× | ||
| Q3 24 | 0.87× | 0.58× | ||
| Q2 24 | 0.85× | 0.60× | ||
| Q1 24 | 0.75× | 0.63× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $78.9M |
| Free Cash FlowOCF − Capex | — | $64.3M |
| FCF MarginFCF / Revenue | — | 6.9% |
| Capex IntensityCapex / Revenue | — | 1.6% |
| Cash ConversionOCF / Net Profit | 1.98× | 4.22× |
| TTM Free Cash FlowTrailing 4 quarters | — | $278.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $78.9M | ||
| Q3 25 | $135.8M | $97.2M | ||
| Q2 25 | $116.9M | $112.2M | ||
| Q1 25 | $126.6M | $42.7M | ||
| Q4 24 | $198.1M | $106.6M | ||
| Q3 24 | $113.1M | $78.4M | ||
| Q2 24 | $106.2M | $192.9M | ||
| Q1 24 | $122.5M | $-7.7M |
| Q4 25 | — | $64.3M | ||
| Q3 25 | — | $80.9M | ||
| Q2 25 | — | $99.5M | ||
| Q1 25 | — | $33.7M | ||
| Q4 24 | — | $95.7M | ||
| Q3 24 | — | $68.3M | ||
| Q2 24 | — | $180.2M | ||
| Q1 24 | — | $-16.3M |
| Q4 25 | — | 6.9% | ||
| Q3 25 | — | 7.8% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 11.9% | ||
| Q3 24 | — | 7.5% | ||
| Q2 24 | — | 17.1% | ||
| Q1 24 | — | -1.7% |
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 0.9% | ||
| Q4 24 | — | 1.4% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% | ||
| Q1 24 | — | 0.9% |
| Q4 25 | 1.98× | 4.22× | ||
| Q3 25 | 1.64× | 1.55× | ||
| Q2 25 | 1.95× | 1.95× | ||
| Q1 25 | 1.51× | 0.86× | ||
| Q4 24 | 2.37× | 11.17× | ||
| Q3 24 | 1.74× | 2.20× | ||
| Q2 24 | 2.16× | 3.15× | ||
| Q1 24 | 2.00× | -0.21× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
LCII
| Travel Trailer And Fifth Wheels | $378.4M | 41% |
| Chassis Chassis Partsand Slideout Mechanisms | $206.1M | 22% |
| Furnitureand Mattresses | $120.4M | 13% |
| Appliances | $69.9M | 7% |
| Other Products | $69.1M | 7% |
| Axlesand Suspension Solutions | $62.3M | 7% |
| Motorhomes | $34.2M | 4% |
