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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Magnera Corp (MAGN). Click either name above to swap in a different company.
Magnera Corp is the larger business by last-quarter revenue ($792.0M vs $501.3M, roughly 1.6× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs -4.3%, a 25.1% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 12.8%). Over the past eight quarters, Magnera Corp's revenue compounded faster (54.9% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
FCFS vs MAGN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $792.0M |
| Net Profit | $104.2M | $-34.0M |
| Gross Margin | — | 12.2% |
| Operating Margin | 28.5% | 1.8% |
| Net Margin | 20.8% | -4.3% |
| Revenue YoY | 21.2% | 12.8% |
| Net Profit YoY | 24.7% | 43.3% |
| EPS (diluted) | $2.35 | $-0.95 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $792.0M | ||
| Q3 25 | $411.0M | — | ||
| Q2 25 | $385.1M | $839.0M | ||
| Q1 25 | $371.1M | $824.0M | ||
| Q4 24 | $413.7M | $702.0M | ||
| Q3 24 | $363.1M | $332.1M | ||
| Q2 24 | $363.5M | $556.0M | ||
| Q1 24 | $366.8M | $558.0M |
| Q4 25 | $104.2M | $-34.0M | ||
| Q3 25 | $82.8M | — | ||
| Q2 25 | $59.8M | $-18.0M | ||
| Q1 25 | $83.6M | $-41.0M | ||
| Q4 24 | $83.5M | $-60.0M | ||
| Q3 24 | $64.8M | $-15.2M | ||
| Q2 24 | $49.1M | $19.0M | ||
| Q1 24 | $61.4M | $14.0M |
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 10.7% | ||
| Q1 25 | — | 10.7% | ||
| Q4 24 | — | 10.1% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 6.6% | ||
| Q1 24 | — | 6.2% |
| Q4 25 | 28.5% | 1.8% | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | 1.5% | ||
| Q1 25 | 30.0% | 0.5% | ||
| Q4 24 | 26.5% | -3.1% | ||
| Q3 24 | 23.5% | 0.9% | ||
| Q2 24 | 18.2% | 3.1% | ||
| Q1 24 | 22.3% | 3.8% |
| Q4 25 | 20.8% | -4.3% | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 15.5% | -2.1% | ||
| Q1 25 | 22.5% | -5.0% | ||
| Q4 24 | 20.2% | -8.5% | ||
| Q3 24 | 17.9% | -4.6% | ||
| Q2 24 | 13.5% | 3.4% | ||
| Q1 24 | 16.7% | 2.5% |
| Q4 25 | $2.35 | $-0.95 | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | $-0.51 | ||
| Q1 25 | $1.87 | $-1.15 | ||
| Q4 24 | $1.86 | $-1.69 | ||
| Q3 24 | $1.44 | $-0.33 | ||
| Q2 24 | $1.08 | $0.60 | ||
| Q1 24 | $1.35 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $264.0M |
| Total DebtLower is stronger | $2.2B | $1.9B |
| Stockholders' EquityBook value | $2.3B | $1.0B |
| Total Assets | $5.3B | $3.9B |
| Debt / EquityLower = less leverage | 0.98× | 1.86× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $264.0M | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | $276.0M | ||
| Q1 25 | $146.0M | $282.0M | ||
| Q4 24 | $175.1M | $215.0M | ||
| Q3 24 | $106.3M | $230.0M | ||
| Q2 24 | $113.7M | $33.9M | ||
| Q1 24 | $135.1M | $30.2M |
| Q4 25 | $2.2B | $1.9B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | $2.0B | ||
| Q1 25 | $1.7B | $2.0B | ||
| Q4 24 | $1.7B | $2.0B | ||
| Q3 24 | $1.7B | $2.0B | ||
| Q2 24 | $1.7B | $877.4M | ||
| Q1 24 | $1.5B | $884.7M |
| Q4 25 | $2.3B | $1.0B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | $1.1B | ||
| Q1 25 | $2.1B | $1.1B | ||
| Q4 24 | $2.1B | $1.1B | ||
| Q3 24 | $2.0B | $2.1B | ||
| Q2 24 | $2.0B | $2.4B | ||
| Q1 24 | $2.0B | $2.4B |
| Q4 25 | $5.3B | $3.9B | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $4.5B | $4.1B | ||
| Q1 25 | $4.4B | $4.1B | ||
| Q4 24 | $4.5B | $4.0B | ||
| Q3 24 | $4.4B | $2.8B | ||
| Q2 24 | $4.3B | $1.5B | ||
| Q1 24 | $4.2B | $1.5B |
| Q4 25 | 0.98× | 1.86× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | 1.77× | ||
| Q1 25 | 0.83× | 1.83× | ||
| Q4 24 | 0.85× | 1.80× | ||
| Q3 24 | 0.87× | 0.91× | ||
| Q2 24 | 0.85× | 0.37× | ||
| Q1 24 | 0.75× | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $2.0M |
| Free Cash FlowOCF − Capex | — | $-13.0M |
| FCF MarginFCF / Revenue | — | -1.6% |
| Capex IntensityCapex / Revenue | — | 1.9% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $2.0M | ||
| Q3 25 | $135.8M | — | ||
| Q2 25 | $116.9M | $0 | ||
| Q1 25 | $126.6M | $65.0M | ||
| Q4 24 | $198.1M | $-58.0M | ||
| Q3 24 | $113.1M | $12.2M | ||
| Q2 24 | $106.2M | $38.0M | ||
| Q1 24 | $122.5M | $20.0M |
| Q4 25 | — | $-13.0M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $42.0M | ||
| Q4 24 | — | $-74.0M | ||
| Q3 24 | — | $3.6M | ||
| Q2 24 | — | $23.0M | ||
| Q1 24 | — | $12.5M |
| Q4 25 | — | -1.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 5.1% | ||
| Q4 24 | — | -10.5% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 4.1% | ||
| Q1 24 | — | 2.2% |
| Q4 25 | — | 1.9% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 1.3% |
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 2.00× | ||
| Q1 24 | 2.00× | 1.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MAGN
| Other | $451.0M | 57% |
| United States And Canada | $341.0M | 43% |
