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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and QUINSTREET, INC (QNST). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $287.8M, roughly 1.7× QUINSTREET, INC). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 17.4%, a 3.3% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 1.9%). Over the past eight quarters, QUINSTREET, INC's revenue compounded faster (53.2% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
QUINSTREET, INCQNSTEarnings & Financial Report
QuinStreet, Inc. is a publicly traded online marketing company based in Foster City, California. The company helps generate web traffic for clients by acquiring popular domain names.
FCFS vs QNST — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $287.8M |
| Net Profit | $104.2M | $50.2M |
| Gross Margin | — | 9.6% |
| Operating Margin | 28.5% | 0.4% |
| Net Margin | 20.8% | 17.4% |
| Revenue YoY | 21.2% | 1.9% |
| Net Profit YoY | 24.7% | 3342.5% |
| EPS (diluted) | $2.35 | $0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $287.8M | ||
| Q3 25 | $411.0M | $285.9M | ||
| Q2 25 | $385.1M | — | ||
| Q1 25 | $371.1M | $269.8M | ||
| Q4 24 | $413.7M | $282.6M | ||
| Q3 24 | $363.1M | $279.2M | ||
| Q2 24 | $363.5M | $198.3M | ||
| Q1 24 | $366.8M | $168.6M |
| Q4 25 | $104.2M | $50.2M | ||
| Q3 25 | $82.8M | $4.5M | ||
| Q2 25 | $59.8M | — | ||
| Q1 25 | $83.6M | $4.4M | ||
| Q4 24 | $83.5M | $-1.5M | ||
| Q3 24 | $64.8M | $-1.4M | ||
| Q2 24 | $49.1M | $-2.2M | ||
| Q1 24 | $61.4M | $-7.0M |
| Q4 25 | — | 9.6% | ||
| Q3 25 | — | 9.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 9.5% | ||
| Q3 24 | — | 10.2% | ||
| Q2 24 | — | 8.8% | ||
| Q1 24 | — | 8.5% |
| Q4 25 | 28.5% | 0.4% | ||
| Q3 25 | 27.4% | 1.7% | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 30.0% | 1.8% | ||
| Q4 24 | 26.5% | -0.5% | ||
| Q3 24 | 23.5% | -0.4% | ||
| Q2 24 | 18.2% | -0.7% | ||
| Q1 24 | 22.3% | -3.2% |
| Q4 25 | 20.8% | 17.4% | ||
| Q3 25 | 20.1% | 1.6% | ||
| Q2 25 | 15.5% | — | ||
| Q1 25 | 22.5% | 1.6% | ||
| Q4 24 | 20.2% | -0.5% | ||
| Q3 24 | 17.9% | -0.5% | ||
| Q2 24 | 13.5% | -1.1% | ||
| Q1 24 | 16.7% | -4.2% |
| Q4 25 | $2.35 | $0.87 | ||
| Q3 25 | $1.86 | $0.08 | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | $0.08 | ||
| Q4 24 | $1.86 | $-0.03 | ||
| Q3 24 | $1.44 | $-0.02 | ||
| Q2 24 | $1.08 | $-0.04 | ||
| Q1 24 | $1.35 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $107.0M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $294.4M |
| Total Assets | $5.3B | $493.0M |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $107.0M | ||
| Q3 25 | $130.2M | $101.3M | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | $81.8M | ||
| Q4 24 | $175.1M | $57.8M | ||
| Q3 24 | $106.3M | $25.0M | ||
| Q2 24 | $113.7M | $50.5M | ||
| Q1 24 | $135.1M | $39.6M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $294.4M | ||
| Q3 25 | $2.2B | $246.7M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | $235.5M | ||
| Q4 24 | $2.1B | $224.3M | ||
| Q3 24 | $2.0B | $219.8M | ||
| Q2 24 | $2.0B | $216.8M | ||
| Q1 24 | $2.0B | $215.0M |
| Q4 25 | $5.3B | $493.0M | ||
| Q3 25 | $5.2B | $442.6M | ||
| Q2 25 | $4.5B | — | ||
| Q1 25 | $4.4B | $417.2M | ||
| Q4 24 | $4.5B | $409.6M | ||
| Q3 24 | $4.4B | $401.2M | ||
| Q2 24 | $4.3B | $368.5M | ||
| Q1 24 | $4.2B | $349.3M |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $21.6M |
| Free Cash FlowOCF − Capex | — | $20.7M |
| FCF MarginFCF / Revenue | — | 7.2% |
| Capex IntensityCapex / Revenue | — | 0.3% |
| Cash ConversionOCF / Net Profit | 1.98× | 0.43× |
| TTM Free Cash FlowTrailing 4 quarters | — | $106.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $21.6M | ||
| Q3 25 | $135.8M | $19.6M | ||
| Q2 25 | $116.9M | — | ||
| Q1 25 | $126.6M | $30.1M | ||
| Q4 24 | $198.1M | $38.7M | ||
| Q3 24 | $113.1M | $-13.7M | ||
| Q2 24 | $106.2M | $16.6M | ||
| Q1 24 | $122.5M | $4.1M |
| Q4 25 | — | $20.7M | ||
| Q3 25 | — | $18.4M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $29.5M | ||
| Q4 24 | — | $38.2M | ||
| Q3 24 | — | $-14.1M | ||
| Q2 24 | — | $15.4M | ||
| Q1 24 | — | $2.9M |
| Q4 25 | — | 7.2% | ||
| Q3 25 | — | 6.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 10.9% | ||
| Q4 24 | — | 13.5% | ||
| Q3 24 | — | -5.1% | ||
| Q2 24 | — | 7.8% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.4% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.7% |
| Q4 25 | 1.98× | 0.43× | ||
| Q3 25 | 1.64× | 4.32× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | 6.82× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
QNST
| Financial Service | $216.8M | 75% |
| Home Services And Other Revenue | $71.0M | 25% |
