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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Simpson Manufacturing Co., Inc. (SSD). Click either name above to swap in a different company.
Simpson Manufacturing Co., Inc. is the larger business by last-quarter revenue ($588.0M vs $501.3M, roughly 1.2× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 15.0%, a 5.8% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 9.1%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -0.8%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Simpson Manufacturing Company is a leading building materials manufacturer in the United States that produces structural connectors, fasteners, anchors, and products for new construction and retrofitting.
FCFS vs SSD — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $588.0M |
| Net Profit | $104.2M | $88.2M |
| Gross Margin | — | 45.2% |
| Operating Margin | 28.5% | 19.5% |
| Net Margin | 20.8% | 15.0% |
| Revenue YoY | 21.2% | 9.1% |
| Net Profit YoY | 24.7% | 13.3% |
| EPS (diluted) | $2.35 | $2.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $588.0M | ||
| Q4 25 | $501.3M | $539.3M | ||
| Q3 25 | $411.0M | $623.5M | ||
| Q2 25 | $385.1M | $631.1M | ||
| Q1 25 | $371.1M | $538.9M | ||
| Q4 24 | $413.7M | $517.4M | ||
| Q3 24 | $363.1M | $587.2M | ||
| Q2 24 | $363.5M | $597.0M |
| Q1 26 | — | $88.2M | ||
| Q4 25 | $104.2M | $56.2M | ||
| Q3 25 | $82.8M | $107.4M | ||
| Q2 25 | $59.8M | $103.5M | ||
| Q1 25 | $83.6M | $77.9M | ||
| Q4 24 | $83.5M | $55.4M | ||
| Q3 24 | $64.8M | $93.5M | ||
| Q2 24 | $49.1M | $97.8M |
| Q1 26 | — | 45.2% | ||
| Q4 25 | — | 43.4% | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 46.7% | ||
| Q1 25 | — | 46.8% | ||
| Q4 24 | — | 44.0% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | — | 46.7% |
| Q1 26 | — | 19.5% | ||
| Q4 25 | 28.5% | 13.9% | ||
| Q3 25 | 27.4% | 22.6% | ||
| Q2 25 | 21.1% | 22.2% | ||
| Q1 25 | 30.0% | 19.0% | ||
| Q4 24 | 26.5% | 14.8% | ||
| Q3 24 | 23.5% | 21.3% | ||
| Q2 24 | 18.2% | 22.1% |
| Q1 26 | — | 15.0% | ||
| Q4 25 | 20.8% | 10.4% | ||
| Q3 25 | 20.1% | 17.2% | ||
| Q2 25 | 15.5% | 16.4% | ||
| Q1 25 | 22.5% | 14.5% | ||
| Q4 24 | 20.2% | 10.7% | ||
| Q3 24 | 17.9% | 15.9% | ||
| Q2 24 | 13.5% | 16.4% |
| Q1 26 | — | $2.13 | ||
| Q4 25 | $2.35 | $1.34 | ||
| Q3 25 | $1.86 | $2.58 | ||
| Q2 25 | $1.34 | $2.47 | ||
| Q1 25 | $1.87 | $1.85 | ||
| Q4 24 | $1.86 | $1.31 | ||
| Q3 24 | $1.44 | $2.21 | ||
| Q2 24 | $1.08 | $2.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $341.0M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $2.1B |
| Total Assets | $5.3B | $3.0B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $341.0M | ||
| Q4 25 | $125.2M | $384.1M | ||
| Q3 25 | $130.2M | $297.3M | ||
| Q2 25 | $101.5M | $190.4M | ||
| Q1 25 | $146.0M | $150.3M | ||
| Q4 24 | $175.1M | $239.4M | ||
| Q3 24 | $106.3M | $339.4M | ||
| Q2 24 | $113.7M | $354.9M |
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $300.0M | ||
| Q3 25 | $2.2B | $371.3M | ||
| Q2 25 | $1.7B | $376.9M | ||
| Q1 25 | $1.7B | $382.5M | ||
| Q4 24 | $1.7B | $388.1M | ||
| Q3 24 | $1.7B | $393.8M | ||
| Q2 24 | $1.7B | $399.4M |
| Q1 26 | — | $2.1B | ||
| Q4 25 | $2.3B | $2.0B | ||
| Q3 25 | $2.2B | $2.0B | ||
| Q2 25 | $2.1B | $1.9B | ||
| Q1 25 | $2.1B | $1.9B | ||
| Q4 24 | $2.1B | $1.8B | ||
| Q3 24 | $2.0B | $1.9B | ||
| Q2 24 | $2.0B | $1.8B |
| Q1 26 | — | $3.0B | ||
| Q4 25 | $5.3B | $3.1B | ||
| Q3 25 | $5.2B | $3.0B | ||
| Q2 25 | $4.5B | $3.0B | ||
| Q1 25 | $4.4B | $2.8B | ||
| Q4 24 | $4.5B | $2.7B | ||
| Q3 24 | $4.4B | $2.9B | ||
| Q2 24 | $4.3B | $2.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | 0.15× | ||
| Q3 25 | 1.01× | 0.19× | ||
| Q2 25 | 0.79× | 0.20× | ||
| Q1 25 | 0.83× | 0.21× | ||
| Q4 24 | 0.85× | 0.21× | ||
| Q3 24 | 0.87× | 0.21× | ||
| Q2 24 | 0.85× | 0.23× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $155.7M | ||
| Q3 25 | $135.8M | $170.2M | ||
| Q2 25 | $116.9M | $125.2M | ||
| Q1 25 | $126.6M | $7.6M | ||
| Q4 24 | $198.1M | $115.8M | ||
| Q3 24 | $113.1M | $103.3M | ||
| Q2 24 | $106.2M | $111.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | $119.0M | ||
| Q3 25 | — | $133.9M | ||
| Q2 25 | — | $87.3M | ||
| Q1 25 | — | $-42.6M | ||
| Q4 24 | — | $60.3M | ||
| Q3 24 | — | $58.1M | ||
| Q2 24 | — | $70.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | 22.1% | ||
| Q3 25 | — | 21.5% | ||
| Q2 25 | — | 13.8% | ||
| Q1 25 | — | -7.9% | ||
| Q4 24 | — | 11.7% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 11.9% |
| Q1 26 | — | — | ||
| Q4 25 | — | 6.8% | ||
| Q3 25 | — | 5.8% | ||
| Q2 25 | — | 6.0% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 6.7% |
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 2.77× | ||
| Q3 25 | 1.64× | 1.58× | ||
| Q2 25 | 1.95× | 1.21× | ||
| Q1 25 | 1.51× | 0.10× | ||
| Q4 24 | 2.37× | 2.09× | ||
| Q3 24 | 1.74× | 1.10× | ||
| Q2 24 | 2.16× | 1.14× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SSD
Segment breakdown not available.
