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Side-by-side financial comparison of FIRST CITIZENS BANCSHARES INC (FCNCA) and FRESH DEL MONTE PRODUCE INC (FDP). Click either name above to swap in a different company.

FIRST CITIZENS BANCSHARES INC is the larger business by last-quarter revenue ($1.1B vs $1.0B, roughly 1.0× FRESH DEL MONTE PRODUCE INC). FIRST CITIZENS BANCSHARES INC runs the higher net margin — 49.1% vs 1.0%, a 48.1% gap on every dollar of revenue. On growth, FIRST CITIZENS BANCSHARES INC posted the faster year-over-year revenue change (3.5% vs -4.9%). Over the past eight quarters, FRESH DEL MONTE PRODUCE INC's revenue compounded faster (-4.3% CAGR vs -33.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Fresh Del Monte Produce Incorporated is one of the world’s leading vertically integrated producers, distributors, and marketers of prepared, fresh and fresh-cut fruits and vegetables. Incorporated in George Town, Cayman Islands, its US executive office is located at 241 Sevilla Avenue, Coral Gables, Florida.

FCNCA vs FDP — Head-to-Head

Bigger by revenue
FCNCA
FCNCA
1.0× larger
FCNCA
$1.1B
$1.0B
FDP
Growing faster (revenue YoY)
FCNCA
FCNCA
+8.4% gap
FCNCA
3.5%
-4.9%
FDP
Higher net margin
FCNCA
FCNCA
48.1% more per $
FCNCA
49.1%
1.0%
FDP
Faster 2-yr revenue CAGR
FDP
FDP
Annualised
FDP
-4.3%
-33.5%
FCNCA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FCNCA
FCNCA
FDP
FDP
Revenue
$1.1B
$1.0B
Net Profit
$534.0M
$10.7M
Gross Margin
8.5%
Operating Margin
1.9%
Net Margin
49.1%
1.0%
Revenue YoY
3.5%
-4.9%
Net Profit YoY
10.6%
-67.8%
EPS (diluted)
$42.63
$0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCNCA
FCNCA
FDP
FDP
Q1 26
$1.1B
$1.0B
Q4 25
$2.4B
$1.0B
Q3 25
$2.4B
$1.0B
Q2 25
$2.4B
$1.2B
Q1 25
$2.3B
$1.1B
Q4 24
$2.4B
$1.0B
Q3 24
$2.4B
$1.0B
Q2 24
$2.5B
$1.1B
Net Profit
FCNCA
FCNCA
FDP
FDP
Q1 26
$534.0M
$10.7M
Q4 25
$580.0M
$32.3M
Q3 25
$568.0M
$-29.1M
Q2 25
$575.0M
$56.8M
Q1 25
$483.0M
$31.1M
Q4 24
$700.0M
$20.3M
Q3 24
$639.0M
$42.1M
Q2 24
$707.0M
$53.6M
Gross Margin
FCNCA
FCNCA
FDP
FDP
Q1 26
8.5%
Q4 25
10.4%
Q3 25
7.9%
Q2 25
10.2%
Q1 25
8.4%
Q4 24
6.8%
Q3 24
9.2%
Q2 24
9.9%
Operating Margin
FCNCA
FCNCA
FDP
FDP
Q1 26
1.9%
Q4 25
33.3%
4.5%
Q3 25
30.9%
-2.1%
Q2 25
31.9%
5.8%
Q1 25
28.3%
4.1%
Q4 24
30.6%
3.0%
Q3 24
35.7%
5.3%
Q2 24
39.8%
6.0%
Net Margin
FCNCA
FCNCA
FDP
FDP
Q1 26
49.1%
1.0%
Q4 25
23.8%
3.2%
Q3 25
23.3%
-2.8%
Q2 25
24.2%
4.8%
Q1 25
21.0%
2.8%
Q4 24
29.1%
2.0%
Q3 24
26.1%
4.1%
Q2 24
28.7%
4.7%
EPS (diluted)
FCNCA
FCNCA
FDP
FDP
Q1 26
$42.63
$0.21
Q4 25
$45.33
$0.67
Q3 25
$43.08
$-0.61
Q2 25
$42.36
$1.18
Q1 25
$34.47
$0.64
Q4 24
$49.19
$0.41
Q3 24
$43.42
$0.88
Q2 24
$47.54
$1.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCNCA
FCNCA
FDP
FDP
Cash + ST InvestmentsLiquidity on hand
$66.3M
Total DebtLower is stronger
$34.0B
$451.5M
Stockholders' EquityBook value
$22.0B
$2.0B
Total Assets
$236.0B
$3.4B
Debt / EquityLower = less leverage
1.54×
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCNCA
FCNCA
FDP
FDP
Q1 26
$66.3M
Q4 25
$35.7M
Q3 25
$97.2M
Q2 25
$85.5M
Q1 25
$34.4M
Q4 24
$32.6M
Q3 24
$50.8M
Q2 24
$37.8M
Total Debt
FCNCA
FCNCA
FDP
FDP
Q1 26
$34.0B
$451.5M
Q4 25
$35.8B
$176.2M
Q3 25
$38.3B
$176.7M
Q2 25
$37.6B
$205.2M
Q1 25
$38.0B
$237.4M
Q4 24
$36.7B
$248.9M
Q3 24
$36.8B
$274.8M
Q2 24
$37.1B
$290.4M
Stockholders' Equity
FCNCA
FCNCA
FDP
FDP
Q1 26
$22.0B
$2.0B
Q4 25
$22.2B
$2.0B
Q3 25
$22.0B
$2.0B
Q2 25
$22.3B
$2.1B
Q1 25
$22.3B
$2.0B
Q4 24
$22.2B
$2.0B
Q3 24
$22.8B
$2.0B
Q2 24
$22.5B
$2.0B
Total Assets
FCNCA
FCNCA
FDP
FDP
Q1 26
$236.0B
$3.4B
Q4 25
$229.7B
$3.1B
Q3 25
$233.5B
$3.1B
Q2 25
$229.7B
$3.2B
Q1 25
$228.8B
$3.2B
Q4 24
$223.7B
$3.1B
Q3 24
$220.6B
$3.2B
Q2 24
$219.8B
$3.1B
Debt / Equity
FCNCA
FCNCA
FDP
FDP
Q1 26
1.54×
0.22×
Q4 25
1.61×
0.09×
Q3 25
1.74×
0.09×
Q2 25
1.69×
0.10×
Q1 25
1.70×
0.12×
Q4 24
1.65×
0.13×
Q3 24
1.61×
0.14×
Q2 24
1.65×
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCNCA
FCNCA
FDP
FDP
Operating Cash FlowLast quarter
$44.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
4.12×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCNCA
FCNCA
FDP
FDP
Q1 26
$44.1M
Q4 25
$1.1B
$10.9M
Q3 25
$916.0M
$75.0M
Q2 25
$859.0M
$113.1M
Q1 25
$98.0M
$46.1M
Q4 24
$1.1B
$-4.7M
Q3 24
$991.0M
$43.5M
Q2 24
$417.0M
$125.0M
Free Cash Flow
FCNCA
FCNCA
FDP
FDP
Q1 26
Q4 25
$807.0M
$-17.2M
Q3 25
$678.0M
$60.9M
Q2 25
$733.0M
$101.5M
Q1 25
$-5.0M
$36.1M
Q4 24
$991.0M
$-22.3M
Q3 24
$885.0M
$30.1M
Q2 24
$316.0M
$117.0M
FCF Margin
FCNCA
FCNCA
FDP
FDP
Q1 26
Q4 25
33.1%
-1.7%
Q3 25
27.9%
6.0%
Q2 25
30.9%
8.6%
Q1 25
-0.2%
3.3%
Q4 24
41.2%
-2.2%
Q3 24
36.2%
3.0%
Q2 24
12.8%
10.3%
Capex Intensity
FCNCA
FCNCA
FDP
FDP
Q1 26
1.4%
Q4 25
10.0%
2.8%
Q3 25
9.8%
1.4%
Q2 25
5.3%
1.0%
Q1 25
4.5%
0.9%
Q4 24
5.3%
1.7%
Q3 24
4.3%
1.3%
Q2 24
4.1%
0.7%
Cash Conversion
FCNCA
FCNCA
FDP
FDP
Q1 26
4.12×
Q4 25
1.81×
0.34×
Q3 25
1.61×
Q2 25
1.49×
1.99×
Q1 25
0.20×
1.48×
Q4 24
1.60×
-0.23×
Q3 24
1.55×
1.03×
Q2 24
0.59×
2.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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