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Side-by-side financial comparison of FIRST CITIZENS BANCSHARES INC (FCNCA) and Masco (MAS). Click either name above to swap in a different company.

Masco is the larger business by last-quarter revenue ($1.9B vs $1.1B, roughly 1.8× FIRST CITIZENS BANCSHARES INC). FIRST CITIZENS BANCSHARES INC runs the higher net margin — 49.1% vs 11.9%, a 37.2% gap on every dollar of revenue. On growth, Masco posted the faster year-over-year revenue change (6.5% vs 3.5%). Over the past eight quarters, Masco's revenue compounded faster (-4.2% CAGR vs -33.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Masco Corporation is an American manufacturer of products for the home improvement and new home construction markets. Comprising more than 20 companies, the Masco conglomerate operates nearly 60 manufacturing facilities in the United States and over 20 in other parts of the world. Since 1969 it trades on the NYSE. Under the leadership of Richard Manoogian, the company grew exponentially and subsequently joined the Fortune 500 list of largest U.S. corporations.

FCNCA vs MAS — Head-to-Head

Bigger by revenue
MAS
MAS
1.8× larger
MAS
$1.9B
$1.1B
FCNCA
Growing faster (revenue YoY)
MAS
MAS
+3.0% gap
MAS
6.5%
3.5%
FCNCA
Higher net margin
FCNCA
FCNCA
37.2% more per $
FCNCA
49.1%
11.9%
MAS
Faster 2-yr revenue CAGR
MAS
MAS
Annualised
MAS
-4.2%
-33.5%
FCNCA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FCNCA
FCNCA
MAS
MAS
Revenue
$1.1B
$1.9B
Net Profit
$534.0M
$228.0M
Gross Margin
35.8%
Operating Margin
16.5%
Net Margin
49.1%
11.9%
Revenue YoY
3.5%
6.5%
Net Profit YoY
10.6%
14.5%
EPS (diluted)
$42.63

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCNCA
FCNCA
MAS
MAS
Q1 26
$1.1B
$1.9B
Q4 25
$2.4B
$1.8B
Q3 25
$2.4B
$1.9B
Q2 25
$2.4B
$2.1B
Q1 25
$2.3B
$1.8B
Q4 24
$2.4B
$1.8B
Q3 24
$2.4B
$2.0B
Q2 24
$2.5B
$2.1B
Net Profit
FCNCA
FCNCA
MAS
MAS
Q1 26
$534.0M
$228.0M
Q4 25
$580.0M
$165.0M
Q3 25
$568.0M
$189.0M
Q2 25
$575.0M
$270.0M
Q1 25
$483.0M
$186.0M
Q4 24
$700.0M
$182.0M
Q3 24
$639.0M
$167.0M
Q2 24
$707.0M
$258.0M
Gross Margin
FCNCA
FCNCA
MAS
MAS
Q1 26
35.8%
Q4 25
33.9%
Q3 25
34.2%
Q2 25
37.6%
Q1 25
35.8%
Q4 24
34.8%
Q3 24
36.6%
Q2 24
37.5%
Operating Margin
FCNCA
FCNCA
MAS
MAS
Q1 26
16.5%
Q4 25
33.3%
13.8%
Q3 25
30.9%
15.8%
Q2 25
31.9%
20.1%
Q1 25
28.3%
15.9%
Q4 24
30.6%
15.9%
Q3 24
35.7%
18.0%
Q2 24
39.8%
19.0%
Net Margin
FCNCA
FCNCA
MAS
MAS
Q1 26
49.1%
11.9%
Q4 25
23.8%
9.2%
Q3 25
23.3%
9.9%
Q2 25
24.2%
13.2%
Q1 25
21.0%
10.3%
Q4 24
29.1%
10.0%
Q3 24
26.1%
8.4%
Q2 24
28.7%
12.3%
EPS (diluted)
FCNCA
FCNCA
MAS
MAS
Q1 26
$42.63
Q4 25
$45.33
$0.81
Q3 25
$43.08
$0.90
Q2 25
$42.36
$1.28
Q1 25
$34.47
$0.87
Q4 24
$49.19
$0.85
Q3 24
$43.42
$0.77
Q2 24
$47.54
$1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCNCA
FCNCA
MAS
MAS
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$34.0B
$2.9B
Stockholders' EquityBook value
$22.0B
$27.0M
Total Assets
$236.0B
$5.2B
Debt / EquityLower = less leverage
1.54×
109.07×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCNCA
FCNCA
MAS
MAS
Q1 26
Q4 25
$647.0M
Q3 25
$559.0M
Q2 25
$390.0M
Q1 25
$377.0M
Q4 24
$634.0M
Q3 24
$646.0M
Q2 24
$398.0M
Total Debt
FCNCA
FCNCA
MAS
MAS
Q1 26
$34.0B
$2.9B
Q4 25
$35.8B
$2.9B
Q3 25
$38.3B
Q2 25
$37.6B
Q1 25
$38.0B
Q4 24
$36.7B
$2.9B
Q3 24
$36.8B
Q2 24
$37.1B
Stockholders' Equity
FCNCA
FCNCA
MAS
MAS
Q1 26
$22.0B
$27.0M
Q4 25
$22.2B
$-185.0M
Q3 25
$22.0B
$-78.0M
Q2 25
$22.3B
$-84.0M
Q1 25
$22.3B
$-254.0M
Q4 24
$22.2B
$-279.0M
Q3 24
$22.8B
$-88.0M
Q2 24
$22.5B
$-26.0M
Total Assets
FCNCA
FCNCA
MAS
MAS
Q1 26
$236.0B
$5.2B
Q4 25
$229.7B
$5.2B
Q3 25
$233.5B
$5.3B
Q2 25
$229.7B
$5.3B
Q1 25
$228.8B
$5.1B
Q4 24
$223.7B
$5.0B
Q3 24
$220.6B
$5.3B
Q2 24
$219.8B
$5.4B
Debt / Equity
FCNCA
FCNCA
MAS
MAS
Q1 26
1.54×
109.07×
Q4 25
1.61×
Q3 25
1.74×
Q2 25
1.69×
Q1 25
1.70×
Q4 24
1.65×
Q3 24
1.61×
Q2 24
1.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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