vs

Side-by-side financial comparison of FIRST CITIZENS BANCSHARES INC (FCNCA) and Sensata Technologies Holding plc (ST). Click either name above to swap in a different company.

FIRST CITIZENS BANCSHARES INC is the larger business by last-quarter revenue ($1.1B vs $934.8M, roughly 1.2× Sensata Technologies Holding plc). FIRST CITIZENS BANCSHARES INC runs the higher net margin — 49.1% vs 9.3%, a 39.8% gap on every dollar of revenue. On growth, FIRST CITIZENS BANCSHARES INC posted the faster year-over-year revenue change (3.5% vs 2.6%). Over the past eight quarters, Sensata Technologies Holding plc's revenue compounded faster (-5.0% CAGR vs -33.5%).

Citizens Financial Group, Inc. is an American bank holding company, headquartered in Providence, Rhode Island. The company owns the bank Citizens Bank, N.A., which operates in the U.S. states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Rhode Island, Vermont, and Virginia, as well as Washington, DC.

Sensata Technologies Holding plc is a global industrial technology company that designs, manufactures and sells a broad portfolio of sensing, electrical protection and control solutions. Its products serve automotive, industrial, aerospace, HVAC, telecommunications and heavy vehicle end markets, catering to manufacturing and enterprise clients across the world.

FCNCA vs ST — Head-to-Head

Bigger by revenue
FCNCA
FCNCA
1.2× larger
FCNCA
$1.1B
$934.8M
ST
Growing faster (revenue YoY)
FCNCA
FCNCA
+0.9% gap
FCNCA
3.5%
2.6%
ST
Higher net margin
FCNCA
FCNCA
39.8% more per $
FCNCA
49.1%
9.3%
ST
Faster 2-yr revenue CAGR
ST
ST
Annualised
ST
-5.0%
-33.5%
FCNCA

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FCNCA
FCNCA
ST
ST
Revenue
$1.1B
$934.8M
Net Profit
$534.0M
$87.1M
Gross Margin
30.6%
Operating Margin
15.1%
Net Margin
49.1%
9.3%
Revenue YoY
3.5%
2.6%
Net Profit YoY
10.6%
24.6%
EPS (diluted)
$42.63
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCNCA
FCNCA
ST
ST
Q1 26
$1.1B
$934.8M
Q4 25
$2.4B
$917.9M
Q3 25
$2.4B
$932.0M
Q2 25
$2.4B
$943.4M
Q1 25
$2.3B
$911.3M
Q4 24
$2.4B
$907.7M
Q3 24
$2.4B
$982.8M
Q2 24
$2.5B
$1.0B
Net Profit
FCNCA
FCNCA
ST
ST
Q1 26
$534.0M
$87.1M
Q4 25
$580.0M
$63.2M
Q3 25
$568.0M
$-162.5M
Q2 25
$575.0M
$60.7M
Q1 25
$483.0M
$69.9M
Q4 24
$700.0M
$5.8M
Q3 24
$639.0M
$-25.0M
Q2 24
$707.0M
$71.7M
Gross Margin
FCNCA
FCNCA
ST
ST
Q1 26
30.6%
Q4 25
29.0%
Q3 25
27.8%
Q2 25
30.3%
Q1 25
29.9%
Q4 24
27.1%
Q3 24
28.6%
Q2 24
30.0%
Operating Margin
FCNCA
FCNCA
ST
ST
Q1 26
15.1%
Q4 25
33.3%
10.9%
Q3 25
30.9%
-13.2%
Q2 25
31.9%
14.6%
Q1 25
28.3%
13.4%
Q4 24
30.6%
8.1%
Q3 24
35.7%
-20.3%
Q2 24
39.8%
12.5%
Net Margin
FCNCA
FCNCA
ST
ST
Q1 26
49.1%
9.3%
Q4 25
23.8%
6.9%
Q3 25
23.3%
-17.4%
Q2 25
24.2%
6.4%
Q1 25
21.0%
7.7%
Q4 24
29.1%
0.6%
Q3 24
26.1%
-2.5%
Q2 24
28.7%
6.9%
EPS (diluted)
FCNCA
FCNCA
ST
ST
Q1 26
$42.63
$0.59
Q4 25
$45.33
$0.45
Q3 25
$43.08
$-1.12
Q2 25
$42.36
$0.41
Q1 25
$34.47
$0.47
Q4 24
$49.19
$0.05
Q3 24
$43.42
$-0.17
Q2 24
$47.54
$0.47

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCNCA
FCNCA
ST
ST
Cash + ST InvestmentsLiquidity on hand
$635.1M
Total DebtLower is stronger
$34.0B
Stockholders' EquityBook value
$22.0B
$2.9B
Total Assets
$236.0B
$6.8B
Debt / EquityLower = less leverage
1.54×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCNCA
FCNCA
ST
ST
Q1 26
$635.1M
Q4 25
$573.0M
Q3 25
$791.3M
Q2 25
$661.8M
Q1 25
$588.1M
Q4 24
$593.7M
Q3 24
$506.2M
Q2 24
$1.0B
Total Debt
FCNCA
FCNCA
ST
ST
Q1 26
$34.0B
Q4 25
$35.8B
$2.8B
Q3 25
$38.3B
Q2 25
$37.6B
Q1 25
$38.0B
Q4 24
$36.7B
$3.2B
Q3 24
$36.8B
Q2 24
$37.1B
Stockholders' Equity
FCNCA
FCNCA
ST
ST
Q1 26
$22.0B
$2.9B
Q4 25
$22.2B
$2.8B
Q3 25
$22.0B
$2.7B
Q2 25
$22.3B
$2.9B
Q1 25
$22.3B
$2.8B
Q4 24
$22.2B
$2.9B
Q3 24
$22.8B
$3.0B
Q2 24
$22.5B
$3.0B
Total Assets
FCNCA
FCNCA
ST
ST
Q1 26
$236.0B
$6.8B
Q4 25
$229.7B
$6.8B
Q3 25
$233.5B
$7.1B
Q2 25
$229.7B
$7.3B
Q1 25
$228.8B
$7.2B
Q4 24
$223.7B
$7.1B
Q3 24
$220.6B
$7.3B
Q2 24
$219.8B
$8.2B
Debt / Equity
FCNCA
FCNCA
ST
ST
Q1 26
1.54×
Q4 25
1.61×
1.02×
Q3 25
1.74×
Q2 25
1.69×
Q1 25
1.70×
Q4 24
1.65×
1.11×
Q3 24
1.61×
Q2 24
1.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCNCA
FCNCA
ST
ST
Operating Cash FlowLast quarter
$122.5M
Free Cash FlowOCF − Capex
$104.6M
FCF MarginFCF / Revenue
11.2%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.41×
TTM Free Cash FlowTrailing 4 quarters
$508.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCNCA
FCNCA
ST
ST
Q1 26
$122.5M
Q4 25
$1.1B
$201.5M
Q3 25
$916.0M
$159.9M
Q2 25
$859.0M
$140.9M
Q1 25
$98.0M
$119.2M
Q4 24
$1.1B
$170.7M
Q3 24
$991.0M
$130.9M
Q2 24
$417.0M
$143.5M
Free Cash Flow
FCNCA
FCNCA
ST
ST
Q1 26
$104.6M
Q4 25
$807.0M
$151.9M
Q3 25
$678.0M
$136.2M
Q2 25
$733.0M
$115.5M
Q1 25
$-5.0M
$86.6M
Q4 24
$991.0M
$138.9M
Q3 24
$885.0M
$91.3M
Q2 24
$316.0M
$98.4M
FCF Margin
FCNCA
FCNCA
ST
ST
Q1 26
11.2%
Q4 25
33.1%
16.6%
Q3 25
27.9%
14.6%
Q2 25
30.9%
12.2%
Q1 25
-0.2%
9.5%
Q4 24
41.2%
15.3%
Q3 24
36.2%
9.3%
Q2 24
12.8%
9.5%
Capex Intensity
FCNCA
FCNCA
ST
ST
Q1 26
Q4 25
10.0%
5.4%
Q3 25
9.8%
2.5%
Q2 25
5.3%
2.7%
Q1 25
4.5%
3.6%
Q4 24
5.3%
3.5%
Q3 24
4.3%
4.0%
Q2 24
4.1%
4.4%
Cash Conversion
FCNCA
FCNCA
ST
ST
Q1 26
1.41×
Q4 25
1.81×
3.19×
Q3 25
1.61×
Q2 25
1.49×
2.32×
Q1 25
0.20×
1.70×
Q4 24
1.60×
29.50×
Q3 24
1.55×
Q2 24
0.59×
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons