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Side-by-side financial comparison of FIDELITY D & D BANCORP INC (FDBC) and INTEST CORP (INTT). Click either name above to swap in a different company.

INTEST CORP is the larger business by last-quarter revenue ($32.8M vs $24.4M, roughly 1.3× FIDELITY D & D BANCORP INC). FIDELITY D & D BANCORP INC runs the higher net margin — 32.5% vs 3.8%, a 28.8% gap on every dollar of revenue. On growth, FIDELITY D & D BANCORP INC posted the faster year-over-year revenue change (15.0% vs -10.3%). FIDELITY D & D BANCORP INC produced more free cash flow last quarter ($24.8M vs $-1.6M). Over the past eight quarters, FIDELITY D & D BANCORP INC's revenue compounded faster (11.8% CAGR vs 4.9%).

Fidelity D & D Bancorp Inc is a US-based regional bank holding company primarily operating in northeastern Pennsylvania. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loans, mortgage lending, and wealth management solutions, catering to individual consumers, small businesses and local community clients.

INTTEST Corp designs, manufactures and distributes precision test and process control solutions for the global semiconductor manufacturing ecosystem. Its offerings include thermal management systems, test interface hardware, and wafer handling tools, serving semiconductor fabs, chip design firms, and automotive and industrial electronics end segments.

FDBC vs INTT — Head-to-Head

Bigger by revenue
INTT
INTT
1.3× larger
INTT
$32.8M
$24.4M
FDBC
Growing faster (revenue YoY)
FDBC
FDBC
+25.3% gap
FDBC
15.0%
-10.3%
INTT
Higher net margin
FDBC
FDBC
28.8% more per $
FDBC
32.5%
3.8%
INTT
More free cash flow
FDBC
FDBC
$26.4M more FCF
FDBC
$24.8M
$-1.6M
INTT
Faster 2-yr revenue CAGR
FDBC
FDBC
Annualised
FDBC
11.8%
4.9%
INTT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FDBC
FDBC
INTT
INTT
Revenue
$24.4M
$32.8M
Net Profit
$7.9M
$1.2M
Gross Margin
45.4%
Operating Margin
37.7%
3.9%
Net Margin
32.5%
3.8%
Revenue YoY
15.0%
-10.3%
Net Profit YoY
36.1%
-17.4%
EPS (diluted)
$1.29
$0.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FDBC
FDBC
INTT
INTT
Q4 25
$24.4M
$32.8M
Q3 25
$23.5M
$26.2M
Q2 25
$23.3M
$28.1M
Q1 25
$22.0M
$26.6M
Q4 24
$21.2M
$36.6M
Q3 24
$20.4M
$30.3M
Q2 24
$19.7M
$34.0M
Q1 24
$19.5M
$29.8M
Net Profit
FDBC
FDBC
INTT
INTT
Q4 25
$7.9M
$1.2M
Q3 25
$7.3M
$-938.0K
Q2 25
$6.9M
$-503.0K
Q1 25
$6.0M
$-2.3M
Q4 24
$5.8M
$1.5M
Q3 24
$5.0M
$495.0K
Q2 24
$4.9M
$230.0K
Q1 24
$5.1M
$662.0K
Gross Margin
FDBC
FDBC
INTT
INTT
Q4 25
45.4%
Q3 25
41.9%
Q2 25
42.6%
Q1 25
41.5%
Q4 24
39.7%
Q3 24
46.3%
Q2 24
40.6%
Q1 24
43.8%
Operating Margin
FDBC
FDBC
INTT
INTT
Q4 25
37.7%
3.9%
Q3 25
36.5%
-4.5%
Q2 25
35.5%
-3.3%
Q1 25
32.2%
-10.8%
Q4 24
31.4%
5.7%
Q3 24
28.2%
1.6%
Q2 24
28.9%
1.0%
Q1 24
29.5%
1.6%
Net Margin
FDBC
FDBC
INTT
INTT
Q4 25
32.5%
3.8%
Q3 25
31.2%
-3.6%
Q2 25
29.7%
-1.8%
Q1 25
27.2%
-8.7%
Q4 24
27.5%
4.1%
Q3 24
24.3%
1.6%
Q2 24
25.0%
0.7%
Q1 24
25.9%
2.2%
EPS (diluted)
FDBC
FDBC
INTT
INTT
Q4 25
$1.29
$0.10
Q3 25
$1.27
$-0.08
Q2 25
$1.27
$-0.04
Q1 25
$1.03
$-0.19
Q4 24
$1.00
$0.13
Q3 24
$0.86
$0.04
Q2 24
$0.86
$0.02
Q1 24
$0.88
$0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FDBC
FDBC
INTT
INTT
Cash + ST InvestmentsLiquidity on hand
$148.1M
$14.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$238.9M
$103.6M
Total Assets
$2.7B
$151.3M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FDBC
FDBC
INTT
INTT
Q4 25
$148.1M
$14.2M
Q3 25
$142.2M
$16.2M
Q2 25
$165.5M
$19.2M
Q1 25
$211.2M
$22.0M
Q4 24
$83.4M
$19.8M
Q3 24
$120.2M
$18.0M
Q2 24
$78.1M
$20.4M
Q1 24
$72.7M
$27.3M
Total Debt
FDBC
FDBC
INTT
INTT
Q4 25
Q3 25
$4.9M
Q2 25
$5.9M
Q1 25
$6.9M
Q4 24
$7.9M
Q3 24
$9.0M
Q2 24
$10.0M
Q1 24
$11.0M
Stockholders' Equity
FDBC
FDBC
INTT
INTT
Q4 25
$238.9M
$103.6M
Q3 25
$229.2M
$101.9M
Q2 25
$217.9M
$102.6M
Q1 25
$211.7M
$99.4M
Q4 24
$204.0M
$99.8M
Q3 24
$207.3M
$100.4M
Q2 24
$195.7M
$99.5M
Q1 24
$191.6M
$99.3M
Total Assets
FDBC
FDBC
INTT
INTT
Q4 25
$2.7B
$151.3M
Q3 25
$2.7B
$148.3M
Q2 25
$2.7B
$149.7M
Q1 25
$2.7B
$148.0M
Q4 24
$2.6B
$152.3M
Q3 24
$2.6B
$158.4M
Q2 24
$2.5B
$160.6M
Q1 24
$2.5B
$159.5M
Debt / Equity
FDBC
FDBC
INTT
INTT
Q4 25
Q3 25
0.05×
Q2 25
0.06×
Q1 25
0.07×
Q4 24
0.08×
Q3 24
0.09×
Q2 24
0.10×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FDBC
FDBC
INTT
INTT
Operating Cash FlowLast quarter
$42.4M
$-1.0M
Free Cash FlowOCF − Capex
$24.8M
$-1.6M
FCF MarginFCF / Revenue
101.7%
-4.7%
Capex IntensityCapex / Revenue
71.9%
1.6%
Cash ConversionOCF / Net Profit
5.34×
-0.82×
TTM Free Cash FlowTrailing 4 quarters
$45.4M
$5.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FDBC
FDBC
INTT
INTT
Q4 25
$42.4M
$-1.0M
Q3 25
$8.4M
$3.5M
Q2 25
$12.6M
$-688.0K
Q1 25
$11.7M
$5.5M
Q4 24
$29.6M
$2.6M
Q3 24
$9.1M
$4.2M
Q2 24
$8.7M
$-5.1M
Q1 24
$5.3M
$2.1M
Free Cash Flow
FDBC
FDBC
INTT
INTT
Q4 25
$24.8M
$-1.6M
Q3 25
$2.2M
$3.1M
Q2 25
$6.9M
$-1.1M
Q1 25
$11.5M
$5.3M
Q4 24
$24.9M
$2.4M
Q3 24
$7.8M
$3.7M
Q2 24
$7.2M
$-5.4M
Q1 24
$4.0M
$1.7M
FCF Margin
FDBC
FDBC
INTT
INTT
Q4 25
101.7%
-4.7%
Q3 25
9.3%
11.8%
Q2 25
29.6%
-4.1%
Q1 25
52.3%
19.9%
Q4 24
117.3%
6.6%
Q3 24
38.1%
12.4%
Q2 24
36.6%
-15.9%
Q1 24
20.7%
5.8%
Capex Intensity
FDBC
FDBC
INTT
INTT
Q4 25
71.9%
1.6%
Q3 25
26.5%
1.6%
Q2 25
24.4%
1.6%
Q1 25
0.8%
0.9%
Q4 24
22.0%
0.4%
Q3 24
6.3%
1.7%
Q2 24
7.5%
0.9%
Q1 24
6.7%
1.1%
Cash Conversion
FDBC
FDBC
INTT
INTT
Q4 25
5.34×
-0.82×
Q3 25
1.15×
Q2 25
1.82×
Q1 25
1.95×
Q4 24
5.07×
1.72×
Q3 24
1.83×
8.58×
Q2 24
1.76×
-22.13×
Q1 24
1.05×
3.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FDBC
FDBC

Segment breakdown not available.

INTT
INTT

Environmental Technologies$8.3M25%
Semiconductor Market$6.9M21%
Thermal Testing Products$6.4M19%
Service And Other Products$4.8M15%
Oem Integrators And Distributor$3.5M11%
Semiconductor Production Test Products$3.0M9%

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