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Side-by-side financial comparison of FIDELITY D & D BANCORP INC (FDBC) and Workhorse Group Inc. (WKHS). Click either name above to swap in a different company.

FIDELITY D & D BANCORP INC is the larger business by last-quarter revenue ($24.4M vs $12.5M, roughly 1.9× Workhorse Group Inc.). FIDELITY D & D BANCORP INC runs the higher net margin — 32.5% vs -166.5%, a 199.0% gap on every dollar of revenue. On growth, Workhorse Group Inc. posted the faster year-over-year revenue change (432.0% vs 15.0%). FIDELITY D & D BANCORP INC produced more free cash flow last quarter ($24.8M vs $-11.1M). Over the past eight quarters, Workhorse Group Inc.'s revenue compounded faster (205.7% CAGR vs 11.8%).

Fidelity D & D Bancorp Inc is a US-based regional bank holding company primarily operating in northeastern Pennsylvania. It offers a full range of retail and commercial banking services including deposit accounts, consumer and business loans, mortgage lending, and wealth management solutions, catering to individual consumers, small businesses and local community clients.

Workhorse Group is an original equipment manufacturer and technology company headquartered in Sharonville, Ohio, USA. In 2025, it merged its operations with those of Motiv Electric Trucks, forming a new entity known as Workhorse.

FDBC vs WKHS — Head-to-Head

Bigger by revenue
FDBC
FDBC
1.9× larger
FDBC
$24.4M
$12.5M
WKHS
Growing faster (revenue YoY)
WKHS
WKHS
+417.0% gap
WKHS
432.0%
15.0%
FDBC
Higher net margin
FDBC
FDBC
199.0% more per $
FDBC
32.5%
-166.5%
WKHS
More free cash flow
FDBC
FDBC
$36.0M more FCF
FDBC
$24.8M
$-11.1M
WKHS
Faster 2-yr revenue CAGR
WKHS
WKHS
Annualised
WKHS
205.7%
11.8%
FDBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FDBC
FDBC
WKHS
WKHS
Revenue
$24.4M
$12.5M
Net Profit
$7.9M
$-20.8M
Gross Margin
80.4%
Operating Margin
37.7%
-28.6%
Net Margin
32.5%
-166.5%
Revenue YoY
15.0%
432.0%
Net Profit YoY
36.1%
-171.8%
EPS (diluted)
$1.29
$0.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FDBC
FDBC
WKHS
WKHS
Q4 25
$24.4M
$12.5M
Q3 25
$23.5M
$2.4M
Q2 25
$23.3M
$5.7M
Q1 25
$22.0M
$640.9K
Q4 24
$21.2M
$2.4M
Q3 24
$20.4M
$2.5M
Q2 24
$19.7M
$842.4K
Q1 24
$19.5M
$1.3M
Net Profit
FDBC
FDBC
WKHS
WKHS
Q4 25
$7.9M
$-20.8M
Q3 25
$7.3M
$-7.8M
Q2 25
$6.9M
$-14.8M
Q1 25
$6.0M
$-20.6M
Q4 24
$5.8M
$29.0M
Q3 24
$5.0M
$-25.1M
Q2 24
$4.9M
$-26.3M
Q1 24
$5.1M
$-29.2M
Gross Margin
FDBC
FDBC
WKHS
WKHS
Q4 25
80.4%
Q3 25
-323.2%
Q2 25
-130.2%
Q1 25
Q4 24
Q3 24
-164.7%
Q2 24
Q1 24
Operating Margin
FDBC
FDBC
WKHS
WKHS
Q4 25
37.7%
-28.6%
Q3 25
36.5%
-694.2%
Q2 25
35.5%
-255.3%
Q1 25
32.2%
-2002.9%
Q4 24
31.4%
Q3 24
28.2%
-564.5%
Q2 24
28.9%
-2435.6%
Q1 24
29.5%
-1771.6%
Net Margin
FDBC
FDBC
WKHS
WKHS
Q4 25
32.5%
-166.5%
Q3 25
31.2%
-328.2%
Q2 25
29.7%
-260.7%
Q1 25
27.2%
-3221.0%
Q4 24
27.5%
1233.7%
Q3 24
24.3%
-1001.5%
Q2 24
25.0%
-3124.3%
Q1 24
25.9%
-2177.0%
EPS (diluted)
FDBC
FDBC
WKHS
WKHS
Q4 25
$1.29
$0.09
Q3 25
$1.27
$-0.50
Q2 25
$1.27
$-1.67
Q1 25
$1.03
$-4.68
Q4 24
$1.00
$51.11
Q3 24
$0.86
$-0.98
Q2 24
$0.86
$-17.45
Q1 24
$0.88
$-24.09

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FDBC
FDBC
WKHS
WKHS
Cash + ST InvestmentsLiquidity on hand
$148.1M
$12.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$238.9M
$43.0M
Total Assets
$2.7B
$117.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FDBC
FDBC
WKHS
WKHS
Q4 25
$148.1M
$12.9M
Q3 25
$142.2M
$12.7M
Q2 25
$165.5M
$2.2M
Q1 25
$211.2M
$2.6M
Q4 24
$83.4M
$6.6M
Q3 24
$120.2M
$3.2M
Q2 24
$78.1M
$5.3M
Q1 24
$72.7M
$6.7M
Stockholders' Equity
FDBC
FDBC
WKHS
WKHS
Q4 25
$238.9M
$43.0M
Q3 25
$229.2M
$32.1M
Q2 25
$217.9M
$22.3M
Q1 25
$211.7M
$31.4M
Q4 24
$204.0M
$-40.8M
Q3 24
$207.3M
$47.3M
Q2 24
$195.7M
$58.6M
Q1 24
$191.6M
$67.4M
Total Assets
FDBC
FDBC
WKHS
WKHS
Q4 25
$2.7B
$117.9M
Q3 25
$2.7B
$116.7M
Q2 25
$2.7B
$99.3M
Q1 25
$2.7B
$115.5M
Q4 24
$2.6B
$37.4M
Q3 24
$2.6B
$101.4M
Q2 24
$2.5B
$105.4M
Q1 24
$2.5B
$113.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FDBC
FDBC
WKHS
WKHS
Operating Cash FlowLast quarter
$42.4M
$-10.5M
Free Cash FlowOCF − Capex
$24.8M
$-11.1M
FCF MarginFCF / Revenue
101.7%
-89.0%
Capex IntensityCapex / Revenue
71.9%
4.8%
Cash ConversionOCF / Net Profit
5.34×
TTM Free Cash FlowTrailing 4 quarters
$45.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FDBC
FDBC
WKHS
WKHS
Q4 25
$42.4M
$-10.5M
Q3 25
$8.4M
Q2 25
$12.6M
Q1 25
$11.7M
$-8.2M
Q4 24
$29.6M
$2.0M
Q3 24
$9.1M
Q2 24
$8.7M
$-12.1M
Q1 24
$5.3M
$-18.0M
Free Cash Flow
FDBC
FDBC
WKHS
WKHS
Q4 25
$24.8M
$-11.1M
Q3 25
$2.2M
Q2 25
$6.9M
Q1 25
$11.5M
$-8.2M
Q4 24
$24.9M
$1.2M
Q3 24
$7.8M
Q2 24
$7.2M
$-12.8M
Q1 24
$4.0M
$-21.0M
FCF Margin
FDBC
FDBC
WKHS
WKHS
Q4 25
101.7%
-89.0%
Q3 25
9.3%
Q2 25
29.6%
Q1 25
52.3%
-1275.0%
Q4 24
117.3%
52.2%
Q3 24
38.1%
Q2 24
36.6%
-1523.4%
Q1 24
20.7%
-1567.2%
Capex Intensity
FDBC
FDBC
WKHS
WKHS
Q4 25
71.9%
4.8%
Q3 25
26.5%
Q2 25
24.4%
Q1 25
0.8%
2.8%
Q4 24
22.0%
31.2%
Q3 24
6.3%
Q2 24
7.5%
87.1%
Q1 24
6.7%
225.9%
Cash Conversion
FDBC
FDBC
WKHS
WKHS
Q4 25
5.34×
Q3 25
1.15×
Q2 25
1.82×
Q1 25
1.95×
Q4 24
5.07×
0.07×
Q3 24
1.83×
Q2 24
1.76×
Q1 24
1.05×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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