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Side-by-side financial comparison of FRESH DEL MONTE PRODUCE INC (FDP) and Qfin Holdings, Inc. (QFIN). Click either name above to swap in a different company.

FRESH DEL MONTE PRODUCE INC is the larger business by last-quarter revenue ($1.0B vs $731.2M, roughly 1.4× Qfin Holdings, Inc.). Qfin Holdings, Inc. runs the higher net margin — 27.5% vs 3.2%, a 24.3% gap on every dollar of revenue. Over the past eight quarters, Qfin Holdings, Inc.'s revenue compounded faster (16.4% CAGR vs -4.1%).

Fresh Del Monte Produce Incorporated is one of the world’s leading vertically integrated producers, distributors, and marketers of prepared, fresh and fresh-cut fruits and vegetables. Incorporated in George Town, Cayman Islands, its US executive office is located at 241 Sevilla Avenue, Coral Gables, Florida.

Qfin Holdings Inc. is a leading China-based fintech enterprise that mainly provides intelligent credit solutions, risk management technology support, and digital financial service tools. It collaborates with licensed financial institutions to serve individual consumers and micro, small and medium-sized enterprises across China, using big data and artificial intelligence to boost financial inclusion and operational efficiency.

FDP vs QFIN — Head-to-Head

Bigger by revenue
FDP
FDP
1.4× larger
FDP
$1.0B
$731.2M
QFIN
Higher net margin
QFIN
QFIN
24.3% more per $
QFIN
27.5%
3.2%
FDP
Faster 2-yr revenue CAGR
QFIN
QFIN
Annualised
QFIN
16.4%
-4.1%
FDP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FDP
FDP
QFIN
QFIN
Revenue
$1.0B
$731.2M
Net Profit
$32.3M
$201.2M
Gross Margin
10.4%
Operating Margin
4.5%
32.7%
Net Margin
3.2%
27.5%
Revenue YoY
0.6%
Net Profit YoY
59.1%
EPS (diluted)
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FDP
FDP
QFIN
QFIN
Q4 25
$1.0B
Q3 25
$1.0B
$731.2M
Q2 25
$1.2B
$728.1M
Q1 25
$1.1B
$646.4M
Q4 24
$1.0B
Q3 24
$1.0B
$622.7M
Q2 24
$1.1B
$572.4M
Q1 24
$1.1B
$575.2M
Net Profit
FDP
FDP
QFIN
QFIN
Q4 25
$32.3M
Q3 25
$-29.1M
$201.2M
Q2 25
$56.8M
$241.6M
Q1 25
$31.1M
$247.6M
Q4 24
$20.3M
Q3 24
$42.1M
$256.3M
Q2 24
$53.6M
$189.4M
Q1 24
$26.1M
$160.7M
Gross Margin
FDP
FDP
QFIN
QFIN
Q4 25
10.4%
Q3 25
7.9%
Q2 25
10.2%
Q1 25
8.4%
Q4 24
6.8%
Q3 24
9.2%
Q2 24
9.9%
Q1 24
7.4%
Operating Margin
FDP
FDP
QFIN
QFIN
Q4 25
4.5%
Q3 25
-2.1%
32.7%
Q2 25
5.8%
41.0%
Q1 25
4.1%
42.1%
Q4 24
3.0%
Q3 24
5.3%
52.4%
Q2 24
6.0%
47.7%
Q1 24
4.0%
32.8%
Net Margin
FDP
FDP
QFIN
QFIN
Q4 25
3.2%
Q3 25
-2.8%
27.5%
Q2 25
4.8%
33.2%
Q1 25
2.8%
38.3%
Q4 24
2.0%
Q3 24
4.1%
41.2%
Q2 24
4.7%
33.1%
Q1 24
2.4%
27.9%
EPS (diluted)
FDP
FDP
QFIN
QFIN
Q4 25
$0.67
Q3 25
$-0.61
Q2 25
$1.18
Q1 25
$0.64
Q4 24
$0.41
Q3 24
$0.88
Q2 24
$1.12
Q1 24
$0.55

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FDP
FDP
QFIN
QFIN
Cash + ST InvestmentsLiquidity on hand
$35.7M
$6.5B
Total DebtLower is stronger
$176.2M
Stockholders' EquityBook value
$2.0B
$24.3B
Total Assets
$3.1B
$61.4B
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FDP
FDP
QFIN
QFIN
Q4 25
$35.7M
Q3 25
$97.2M
$6.5B
Q2 25
$85.5M
$5.3B
Q1 25
$34.4M
$8.6B
Q4 24
$32.6M
Q3 24
$50.8M
$4.3B
Q2 24
$37.8M
$6.3B
Q1 24
$42.2M
$5.3B
Total Debt
FDP
FDP
QFIN
QFIN
Q4 25
$176.2M
Q3 25
$176.7M
Q2 25
$205.2M
Q1 25
$237.4M
Q4 24
$248.9M
Q3 24
$274.8M
Q2 24
$290.4M
Q1 24
$405.8M
Stockholders' Equity
FDP
FDP
QFIN
QFIN
Q4 25
$2.0B
Q3 25
$2.0B
$24.3B
Q2 25
$2.1B
$24.1B
Q1 25
$2.0B
$23.1B
Q4 24
$2.0B
Q3 24
$2.0B
$22.9B
Q2 24
$2.0B
$22.6B
Q1 24
$1.9B
$22.1B
Total Assets
FDP
FDP
QFIN
QFIN
Q4 25
$3.1B
Q3 25
$3.1B
$61.4B
Q2 25
$3.2B
$59.8B
Q1 25
$3.2B
$55.6B
Q4 24
$3.1B
Q3 24
$3.2B
$47.0B
Q2 24
$3.1B
$47.0B
Q1 24
$3.2B
$47.4B
Debt / Equity
FDP
FDP
QFIN
QFIN
Q4 25
0.09×
Q3 25
0.09×
Q2 25
0.10×
Q1 25
0.12×
Q4 24
0.13×
Q3 24
0.14×
Q2 24
0.15×
Q1 24
0.21×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FDP
FDP
QFIN
QFIN
Operating Cash FlowLast quarter
$10.9M
$351.4M
Free Cash FlowOCF − Capex
$-17.2M
FCF MarginFCF / Revenue
-1.7%
Capex IntensityCapex / Revenue
2.8%
Cash ConversionOCF / Net Profit
0.34×
1.75×
TTM Free Cash FlowTrailing 4 quarters
$181.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FDP
FDP
QFIN
QFIN
Q4 25
$10.9M
Q3 25
$75.0M
$351.4M
Q2 25
$113.1M
$366.0M
Q1 25
$46.1M
$386.6M
Q4 24
$-4.7M
Q3 24
$43.5M
$338.0M
Q2 24
$125.0M
$269.9M
Q1 24
$18.7M
$271.2M
Free Cash Flow
FDP
FDP
QFIN
QFIN
Q4 25
$-17.2M
Q3 25
$60.9M
Q2 25
$101.5M
Q1 25
$36.1M
Q4 24
$-22.3M
Q3 24
$30.1M
Q2 24
$117.0M
Q1 24
$6.0M
FCF Margin
FDP
FDP
QFIN
QFIN
Q4 25
-1.7%
Q3 25
6.0%
Q2 25
8.6%
Q1 25
3.3%
Q4 24
-2.2%
Q3 24
3.0%
Q2 24
10.3%
Q1 24
0.5%
Capex Intensity
FDP
FDP
QFIN
QFIN
Q4 25
2.8%
Q3 25
1.4%
Q2 25
1.0%
Q1 25
0.9%
Q4 24
1.7%
Q3 24
1.3%
Q2 24
0.7%
Q1 24
1.1%
Cash Conversion
FDP
FDP
QFIN
QFIN
Q4 25
0.34×
Q3 25
1.75×
Q2 25
1.99×
1.52×
Q1 25
1.48×
1.56×
Q4 24
-0.23×
Q3 24
1.03×
1.32×
Q2 24
2.33×
1.43×
Q1 24
0.72×
1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FDP
FDP

Other$482.7M47%
Gold Pineapples$184.9M18%
Fresh Cut Fruit$126.4M12%
Fresh Cut Vegetables$69.3M7%
Avocados$66.9M7%
Other Fruit Productsand Services$26.1M3%
Non Tropical Fruit$23.0M2%
Melons$20.6M2%
Vegetables$19.6M2%

QFIN
QFIN

Segment breakdown not available.

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