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Side-by-side financial comparison of FENNEC PHARMACEUTICALS INC. (FENC) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.

PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $13.8M, roughly 1.6× FENNEC PHARMACEUTICALS INC.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -34.7%, a 65.6% gap on every dollar of revenue. On growth, FENNEC PHARMACEUTICALS INC. posted the faster year-over-year revenue change (73.8% vs 5.6%). Over the past eight quarters, PEOPLES BANCORP OF NORTH CAROLINA INC's revenue compounded faster (4.2% CAGR vs -26.3%).

Fennec Pharmaceuticals Inc. is a biopharmaceutical firm focused on developing and commercializing therapies to reduce treatment-related side effects in pediatric cancer patients. Its lead product targets chemotherapy-induced ototoxicity, with core North American markets serving oncology providers and vulnerable pediatric patient groups.

PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.

FENC vs PEBK — Head-to-Head

Bigger by revenue
PEBK
PEBK
1.6× larger
PEBK
$21.5M
$13.8M
FENC
Growing faster (revenue YoY)
FENC
FENC
+68.3% gap
FENC
73.8%
5.6%
PEBK
Higher net margin
PEBK
PEBK
65.6% more per $
PEBK
30.8%
-34.7%
FENC
Faster 2-yr revenue CAGR
PEBK
PEBK
Annualised
PEBK
4.2%
-26.3%
FENC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FENC
FENC
PEBK
PEBK
Revenue
$13.8M
$21.5M
Net Profit
$-4.8M
$6.6M
Gross Margin
Operating Margin
-18.5%
40.7%
Net Margin
-34.7%
30.8%
Revenue YoY
73.8%
5.6%
Net Profit YoY
-141.1%
86.4%
EPS (diluted)
$-0.17
$1.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FENC
FENC
PEBK
PEBK
Q4 25
$13.8M
$21.5M
Q3 25
$12.5M
$21.4M
Q2 25
$9.7M
$20.7M
Q1 25
$8.8M
$20.0M
Q4 24
$7.9M
$20.4M
Q3 24
$7.0M
$20.5M
Q2 24
$7.3M
$20.1M
Q1 24
$25.4M
$19.8M
Net Profit
FENC
FENC
PEBK
PEBK
Q4 25
$-4.8M
$6.6M
Q3 25
$-638.0K
$3.7M
Q2 25
$-3.2M
$5.2M
Q1 25
$-1.2M
$4.3M
Q4 24
$-2.0M
$3.6M
Q3 24
$-5.7M
$4.0M
Q2 24
$-5.6M
$4.9M
Q1 24
$12.8M
$3.9M
Operating Margin
FENC
FENC
PEBK
PEBK
Q4 25
-18.5%
40.7%
Q3 25
-1.5%
22.4%
Q2 25
-28.3%
32.2%
Q1 25
-9.2%
28.2%
Q4 24
-11.8%
22.5%
Q3 24
-74.6%
26.0%
Q2 24
-69.4%
31.3%
Q1 24
54.2%
23.9%
Net Margin
FENC
FENC
PEBK
PEBK
Q4 25
-34.7%
30.8%
Q3 25
-5.1%
17.2%
Q2 25
-32.7%
24.9%
Q1 25
-13.3%
21.8%
Q4 24
-25.0%
17.5%
Q3 24
-82.2%
19.3%
Q2 24
-76.5%
24.4%
Q1 24
50.6%
19.9%
EPS (diluted)
FENC
FENC
PEBK
PEBK
Q4 25
$-0.17
$1.21
Q3 25
$-0.02
$0.67
Q2 25
$-0.11
$0.95
Q1 25
$-0.04
$0.79
Q4 24
$-0.02
$0.65
Q3 24
$-0.21
$0.72
Q2 24
$-0.20
$0.89
Q1 24
$0.41
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FENC
FENC
PEBK
PEBK
Cash + ST InvestmentsLiquidity on hand
$36.8M
$58.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$35.5M
$157.1M
Total Assets
$70.6M
$1.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FENC
FENC
PEBK
PEBK
Q4 25
$36.8M
$58.1M
Q3 25
$21.9M
Q2 25
$18.7M
Q1 25
$22.7M
Q4 24
$26.6M
$59.3M
Q3 24
$40.3M
$73.2M
Q2 24
$43.1M
Q1 24
$51.2M
Total Debt
FENC
FENC
PEBK
PEBK
Q4 25
Q3 25
$19.4M
Q2 25
$19.4M
Q1 25
$19.4M
Q4 24
$19.3M
Q3 24
$32.1M
Q2 24
$31.8M
Q1 24
$31.3M
Stockholders' Equity
FENC
FENC
PEBK
PEBK
Q4 25
$35.5M
$157.1M
Q3 25
$-4.5M
$149.5M
Q2 25
$-7.5M
$144.0M
Q1 25
$-5.9M
$138.5M
Q4 24
$-5.9M
$130.6M
Q3 24
$-5.2M
$136.3M
Q2 24
$-1.4M
$124.3M
Q1 24
$3.0M
$121.1M
Total Assets
FENC
FENC
PEBK
PEBK
Q4 25
$70.6M
$1.7B
Q3 25
$49.3M
$1.7B
Q2 25
$44.9M
$1.7B
Q1 25
$46.4M
$1.7B
Q4 24
$44.9M
$1.7B
Q3 24
$58.9M
$1.7B
Q2 24
$63.2M
$1.7B
Q1 24
$69.2M
$1.7B
Debt / Equity
FENC
FENC
PEBK
PEBK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
10.40×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FENC
FENC
PEBK
PEBK
Operating Cash FlowLast quarter
$-6.0M
$21.4M
Free Cash FlowOCF − Capex
$20.0M
FCF MarginFCF / Revenue
92.7%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.22×
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FENC
FENC
PEBK
PEBK
Q4 25
$-6.0M
$21.4M
Q3 25
$1.5M
$4.7M
Q2 25
$-3.7M
$5.5M
Q1 25
$-4.3M
$5.9M
Q4 24
$-1.5M
$20.6M
Q3 24
$-2.2M
$4.9M
Q2 24
$-8.4M
$6.7M
Q1 24
$39.0M
$3.7M
Free Cash Flow
FENC
FENC
PEBK
PEBK
Q4 25
$20.0M
Q3 25
$4.4M
Q2 25
$5.4M
Q1 25
$5.2M
Q4 24
$20.0M
Q3 24
$4.7M
Q2 24
$6.6M
Q1 24
$3.5M
FCF Margin
FENC
FENC
PEBK
PEBK
Q4 25
92.7%
Q3 25
20.4%
Q2 25
25.9%
Q1 25
25.8%
Q4 24
98.0%
Q3 24
22.9%
Q2 24
32.7%
Q1 24
17.9%
Capex Intensity
FENC
FENC
PEBK
PEBK
Q4 25
6.6%
Q3 25
1.5%
Q2 25
0.5%
Q1 25
3.8%
Q4 24
2.9%
Q3 24
1.0%
Q2 24
0.4%
Q1 24
0.6%
Cash Conversion
FENC
FENC
PEBK
PEBK
Q4 25
3.22×
Q3 25
1.27×
Q2 25
1.06×
Q1 25
1.36×
Q4 24
5.78×
Q3 24
1.24×
Q2 24
1.36×
Q1 24
3.04×
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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