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Side-by-side financial comparison of FutureFuel Corp. (FF) and First Guaranty Bancshares, Inc. (FGBI). Click either name above to swap in a different company.

First Guaranty Bancshares, Inc. is the larger business by last-quarter revenue ($22.3M vs $19.8M, roughly 1.1× FutureFuel Corp.). First Guaranty Bancshares, Inc. runs the higher net margin — 12.1% vs -60.5%, a 72.6% gap on every dollar of revenue. On growth, First Guaranty Bancshares, Inc. posted the faster year-over-year revenue change (-10.9% vs -67.7%). First Guaranty Bancshares, Inc. produced more free cash flow last quarter ($-10.0M vs $-29.9M). Over the past eight quarters, First Guaranty Bancshares, Inc.'s revenue compounded faster (-4.0% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.

FF vs FGBI — Head-to-Head

Bigger by revenue
FGBI
FGBI
1.1× larger
FGBI
$22.3M
$19.8M
FF
Growing faster (revenue YoY)
FGBI
FGBI
+56.9% gap
FGBI
-10.9%
-67.7%
FF
Higher net margin
FGBI
FGBI
72.6% more per $
FGBI
12.1%
-60.5%
FF
More free cash flow
FGBI
FGBI
$19.9M more FCF
FGBI
$-10.0M
$-29.9M
FF
Faster 2-yr revenue CAGR
FGBI
FGBI
Annualised
FGBI
-4.0%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
FGBI
FGBI
Revenue
$19.8M
$22.3M
Net Profit
$-12.0M
$2.5M
Gross Margin
-46.7%
Operating Margin
-62.9%
14.4%
Net Margin
-60.5%
12.1%
Revenue YoY
-67.7%
-10.9%
Net Profit YoY
-529.4%
142.6%
EPS (diluted)
$-0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
FGBI
FGBI
Q4 25
$19.8M
$22.3M
Q3 25
$22.7M
$24.1M
Q2 25
$35.7M
$24.4M
Q1 25
$17.5M
$24.6M
Q4 24
$61.5M
$25.1M
Q3 24
$51.1M
$27.1M
Q2 24
$72.4M
$36.8M
Q1 24
$58.3M
$24.2M
Net Profit
FF
FF
FGBI
FGBI
Q4 25
$-12.0M
$2.5M
Q3 25
$-9.3M
$-45.0M
Q2 25
$-10.4M
$-7.3M
Q1 25
$-17.6M
$-6.2M
Q4 24
$2.8M
$1.0M
Q3 24
$-1.2M
$1.9M
Q2 24
$9.6M
$7.2M
Q1 24
$4.3M
$2.3M
Gross Margin
FF
FF
FGBI
FGBI
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
FGBI
FGBI
Q4 25
-62.9%
14.4%
Q3 25
-42.9%
-224.1%
Q2 25
-33.4%
-38.9%
Q1 25
-107.4%
-32.5%
Q4 24
2.6%
4.7%
Q3 24
-5.6%
9.2%
Q2 24
7.5%
25.4%
Q1 24
3.8%
12.3%
Net Margin
FF
FF
FGBI
FGBI
Q4 25
-60.5%
12.1%
Q3 25
-41.1%
-186.7%
Q2 25
-29.2%
-29.9%
Q1 25
-100.6%
-25.1%
Q4 24
4.5%
4.0%
Q3 24
-2.3%
7.1%
Q2 24
13.2%
19.6%
Q1 24
7.4%
9.5%
EPS (diluted)
FF
FF
FGBI
FGBI
Q4 25
$-0.28
Q3 25
$-0.21
Q2 25
$-0.24
Q1 25
$-0.40
Q4 24
$0.06
Q3 24
$-0.03
Q2 24
$0.22
Q1 24
$0.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
FGBI
FGBI
Cash + ST InvestmentsLiquidity on hand
$51.3M
Total DebtLower is stronger
$179.0M
Stockholders' EquityBook value
$154.7M
$226.2M
Total Assets
$192.2M
$4.1B
Debt / EquityLower = less leverage
0.79×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
FGBI
FGBI
Q4 25
$51.3M
Q3 25
$85.6M
Q2 25
$95.2M
Q1 25
$97.1M
Q4 24
$109.5M
Q3 24
$133.4M
Q2 24
$115.1M
Q1 24
$201.1M
Total Debt
FF
FF
FGBI
FGBI
Q4 25
$179.0M
Q3 25
Q2 25
Q1 25
Q4 24
$194.9M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FF
FF
FGBI
FGBI
Q4 25
$154.7M
$226.2M
Q3 25
$169.1M
$221.1M
Q2 25
$178.2M
$263.1M
Q1 25
$188.4M
$251.4M
Q4 24
$205.8M
$255.0M
Q3 24
$213.3M
$256.4M
Q2 24
$214.4M
$255.1M
Q1 24
$204.8M
$250.3M
Total Assets
FF
FF
FGBI
FGBI
Q4 25
$192.2M
$4.1B
Q3 25
$203.5M
$3.8B
Q2 25
$218.2M
$4.0B
Q1 25
$227.7M
$3.8B
Q4 24
$247.7M
$4.0B
Q3 24
$256.5M
$3.9B
Q2 24
$261.2M
$3.6B
Q1 24
$365.4M
$3.6B
Debt / Equity
FF
FF
FGBI
FGBI
Q4 25
0.79×
Q3 25
Q2 25
Q1 25
Q4 24
0.76×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
FGBI
FGBI
Operating Cash FlowLast quarter
$-27.4M
$-8.3M
Free Cash FlowOCF − Capex
$-29.9M
$-10.0M
FCF MarginFCF / Revenue
-150.5%
-44.6%
Capex IntensityCapex / Revenue
12.2%
7.6%
Cash ConversionOCF / Net Profit
-3.38×
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$5.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
FGBI
FGBI
Q4 25
$-27.4M
$-8.3M
Q3 25
$-1.1M
$29.4M
Q2 25
$5.2M
$-18.3M
Q1 25
$-5.4M
$5.4M
Q4 24
$-16.6M
$33.7M
Q3 24
$25.8M
$4.9M
Q2 24
$27.8M
$7.9M
Q1 24
$-12.2M
$2.0M
Free Cash Flow
FF
FF
FGBI
FGBI
Q4 25
$-29.9M
$-10.0M
Q3 25
$-6.5M
$28.7M
Q2 25
$-263.0K
$-18.6M
Q1 25
$-9.4M
$5.2M
Q4 24
$-20.7M
$30.7M
Q3 24
$20.5M
$4.7M
Q2 24
$24.8M
$6.6M
Q1 24
$-14.5M
$396.0K
FCF Margin
FF
FF
FGBI
FGBI
Q4 25
-150.5%
-44.6%
Q3 25
-28.5%
119.3%
Q2 25
-0.7%
-76.2%
Q1 25
-53.6%
21.1%
Q4 24
-33.6%
122.4%
Q3 24
40.1%
17.4%
Q2 24
34.3%
18.0%
Q1 24
-24.9%
1.6%
Capex Intensity
FF
FF
FGBI
FGBI
Q4 25
12.2%
7.6%
Q3 25
23.5%
2.9%
Q2 25
15.3%
1.1%
Q1 25
22.8%
0.8%
Q4 24
6.6%
12.1%
Q3 24
10.4%
0.5%
Q2 24
4.1%
3.5%
Q1 24
3.9%
6.6%
Cash Conversion
FF
FF
FGBI
FGBI
Q4 25
-3.38×
Q3 25
Q2 25
Q1 25
Q4 24
-5.94×
33.40×
Q3 24
2.52×
Q2 24
2.90×
1.10×
Q1 24
-2.82×
0.86×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

FGBI
FGBI

Segment breakdown not available.

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