First Guaranty Bancshares, Inc.FGBIEarnings & Financial Report
First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina and one of the largest banks in the United States. Its primary subsidiary is First Citizens Bank, which operates over 500 branches in 23 states. A second subsidiary is Silicon Valley Bank, which operates 39 offices in 15 states.
FGBI Q4 FY2025 Key Financial Metrics
Revenue
$22.3M
Gross Profit
N/A
Operating Profit
$2.9M
Net Profit
$2.5M
Gross Margin
N/A
Operating Margin
14.4%
Net Margin
12.1%
YoY Growth
-10.9%
EPS
$-0.01
First Guaranty Bancshares, Inc. Q4 FY2025 Financial Summary
First Guaranty Bancshares, Inc. reported revenue of $22.3M (down 10.9% YoY) for Q4 FY2025, with a net profit of $2.5M (up 142.6% YoY) (12.1% margin).
Key Financial Metrics
| Total Revenue | $22.3M |
|---|---|
| Net Profit | $2.5M |
| Gross Margin | N/A |
| Operating Margin | 14.4% |
| Report Period | Q4 FY2025 |
First Guaranty Bancshares, Inc. Annual Revenue by Year
First Guaranty Bancshares, Inc. annual revenue history includes year-by-year totals (for example, 2025 revenue was $95.4M).
First Guaranty Bancshares, Inc. Quarterly Revenue & Net Profit History
First Guaranty Bancshares, Inc. results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $22.3M | -10.9% | $2.5M | 12.1% |
| Q3 FY2025 | $24.1M | -11.1% | $-45.0M | -186.7% |
| Q2 FY2025 | $24.4M | -33.6% | $-7.3M | -29.9% |
| Q1 FY2025 | $24.6M | +1.4% | $-6.2M | -25.1% |
| Q4 FY2024 | $25.1M | +6.2% | $1.0M | 4.0% |
| Q3 FY2024 | $27.1M | +18.2% | $1.9M | 7.1% |
| Q2 FY2024 | $36.8M | +55.0% | $7.2M | 19.6% |
| Q1 FY2024 | $24.2M | -3.1% | $2.3M | 9.5% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $24.2M | $36.8M | $27.1M | $25.1M | $24.6M | $24.4M | $24.1M | $22.3M |
| YoY Growth | -3.1% | 55.0% | 18.2% | 6.2% | 1.4% | -33.6% | -11.1% | -10.9% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.56B | $3.62B | $3.92B | $3.97B | $3.83B | $3.97B | $3.80B | $4.08B |
| Liabilities | $3.31B | $3.36B | $3.67B | $3.72B | $3.58B | $3.71B | $3.58B | $3.85B |
| Equity | $250.3M | $255.1M | $256.4M | $255.0M | $251.4M | $263.1M | $221.1M | $226.2M |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $2.0M | $7.9M | $4.9M | $33.7M | $5.4M | $-18.3M | $29.4M | $-8.3M |