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Side-by-side financial comparison of FutureFuel Corp. (FF) and MVB FINANCIAL CORP (MVBF). Click either name above to swap in a different company.

MVB FINANCIAL CORP is the larger business by last-quarter revenue ($36.7M vs $19.8M, roughly 1.8× FutureFuel Corp.). MVB FINANCIAL CORP runs the higher net margin — 0.0% vs -60.5%, a 60.5% gap on every dollar of revenue. Over the past eight quarters, MVB FINANCIAL CORP's revenue compounded faster (2.8% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.

FF vs MVBF — Head-to-Head

Bigger by revenue
MVBF
MVBF
1.8× larger
MVBF
$36.7M
$19.8M
FF
Higher net margin
MVBF
MVBF
60.5% more per $
MVBF
0.0%
-60.5%
FF
Faster 2-yr revenue CAGR
MVBF
MVBF
Annualised
MVBF
2.8%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FF
FF
MVBF
MVBF
Revenue
$19.8M
$36.7M
Net Profit
$-12.0M
$0
Gross Margin
-46.7%
Operating Margin
-62.9%
Net Margin
-60.5%
0.0%
Revenue YoY
-67.7%
Net Profit YoY
-529.4%
EPS (diluted)
$-0.28
$0.39

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
MVBF
MVBF
Q1 26
$36.7M
Q4 25
$19.8M
$39.1M
Q3 25
$22.7M
$61.2M
Q2 25
$35.7M
$33.7M
Q1 25
$17.5M
$33.7M
Q4 24
$61.5M
$46.2M
Q3 24
$51.1M
$33.2M
Q2 24
$72.4M
$34.7M
Net Profit
FF
FF
MVBF
MVBF
Q1 26
$0
Q4 25
$-12.0M
$4.2M
Q3 25
$-9.3M
$17.1M
Q2 25
$-10.4M
$2.0M
Q1 25
$-17.6M
$3.6M
Q4 24
$2.8M
$9.4M
Q3 24
$-1.2M
$2.1M
Q2 24
$9.6M
$4.1M
Gross Margin
FF
FF
MVBF
MVBF
Q1 26
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Operating Margin
FF
FF
MVBF
MVBF
Q1 26
Q4 25
-62.9%
13.9%
Q3 25
-42.9%
38.3%
Q2 25
-33.4%
9.4%
Q1 25
-107.4%
14.3%
Q4 24
2.6%
26.5%
Q3 24
-5.6%
8.4%
Q2 24
7.5%
15.9%
Net Margin
FF
FF
MVBF
MVBF
Q1 26
0.0%
Q4 25
-60.5%
10.8%
Q3 25
-41.1%
28.0%
Q2 25
-29.2%
5.9%
Q1 25
-100.6%
10.6%
Q4 24
4.5%
20.4%
Q3 24
-2.3%
6.3%
Q2 24
13.2%
11.8%
EPS (diluted)
FF
FF
MVBF
MVBF
Q1 26
$0.39
Q4 25
$-0.28
$0.32
Q3 25
$-0.21
$1.32
Q2 25
$-0.24
$0.15
Q1 25
$-0.40
$0.27
Q4 24
$0.06
$0.72
Q3 24
$-0.03
$0.16
Q2 24
$0.22
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
MVBF
MVBF
Cash + ST InvestmentsLiquidity on hand
$51.3M
$177.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$154.7M
$334.9M
Total Assets
$192.2M
$3.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
MVBF
MVBF
Q1 26
$177.6M
Q4 25
$51.3M
$244.1M
Q3 25
$85.6M
$300.0M
Q2 25
$95.2M
$399.4M
Q1 25
$97.1M
$251.4M
Q4 24
$109.5M
$317.9M
Q3 24
$133.4M
$610.9M
Q2 24
$115.1M
$455.5M
Stockholders' Equity
FF
FF
MVBF
MVBF
Q1 26
$334.9M
Q4 25
$154.7M
$334.0M
Q3 25
$169.1M
$327.8M
Q2 25
$178.2M
$302.3M
Q1 25
$188.4M
$310.1M
Q4 24
$205.8M
$305.7M
Q3 24
$213.3M
$303.1M
Q2 24
$214.4M
$296.6M
Total Assets
FF
FF
MVBF
MVBF
Q1 26
$3.3B
Q4 25
$192.2M
$3.3B
Q3 25
$203.5M
$3.2B
Q2 25
$218.2M
$3.2B
Q1 25
$227.7M
$3.0B
Q4 24
$247.7M
$3.1B
Q3 24
$256.5M
$3.4B
Q2 24
$261.2M
$3.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
MVBF
MVBF
Operating Cash FlowLast quarter
$-27.4M
Free Cash FlowOCF − Capex
$-29.9M
FCF MarginFCF / Revenue
-150.5%
Capex IntensityCapex / Revenue
12.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-46.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
MVBF
MVBF
Q1 26
Q4 25
$-27.4M
$4.0M
Q3 25
$-1.1M
$-2.6M
Q2 25
$5.2M
$7.4M
Q1 25
$-5.4M
$14.1M
Q4 24
$-16.6M
$-285.0K
Q3 24
$25.8M
$8.6M
Q2 24
$27.8M
$26.9M
Free Cash Flow
FF
FF
MVBF
MVBF
Q1 26
Q4 25
$-29.9M
$2.1M
Q3 25
$-6.5M
$-3.5M
Q2 25
$-263.0K
$7.2M
Q1 25
$-9.4M
$13.9M
Q4 24
$-20.7M
$-1.9M
Q3 24
$20.5M
$8.3M
Q2 24
$24.8M
$26.6M
FCF Margin
FF
FF
MVBF
MVBF
Q1 26
Q4 25
-150.5%
5.4%
Q3 25
-28.5%
-5.8%
Q2 25
-0.7%
21.5%
Q1 25
-53.6%
41.2%
Q4 24
-33.6%
-4.1%
Q3 24
40.1%
25.1%
Q2 24
34.3%
76.7%
Capex Intensity
FF
FF
MVBF
MVBF
Q1 26
Q4 25
12.2%
4.9%
Q3 25
23.5%
1.6%
Q2 25
15.3%
0.6%
Q1 25
22.8%
0.8%
Q4 24
6.6%
3.5%
Q3 24
10.4%
0.9%
Q2 24
4.1%
0.7%
Cash Conversion
FF
FF
MVBF
MVBF
Q1 26
Q4 25
0.95×
Q3 25
-0.15×
Q2 25
3.72×
Q1 25
3.95×
Q4 24
-5.94×
-0.03×
Q3 24
4.15×
Q2 24
2.90×
6.57×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

MVBF
MVBF

Net Interest Income$28.5M78%
Noninterest Income$8.2M22%

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