MVB FINANCIAL CORPMVBFEarnings & Financial Report
MVB Financial Corp is a U.S.-based financial holding company offering commercial and retail banking services, wealth management, mortgage lending, and deposit products. It also provides specialized digital banking solutions for fintech and gaming enterprises, primarily serving customers across the U.S. Mid-Atlantic region.
MVBF Q1 FY2026 Key Financial Metrics
Revenue
$36.7M
Gross Profit
N/A
Operating Profit
N/A
Net Profit
$0
Gross Margin
N/A
Operating Margin
N/A
Net Margin
0.0%
YoY Growth
N/A
EPS
$0.39
MVB FINANCIAL CORP Q1 FY2026 Financial Summary
MVB FINANCIAL CORP reported revenue of $36.7M for Q1 FY2026, with a net profit of $0 (0.0% margin).
Key Financial Metrics
| Total Revenue | $36.7M |
|---|---|
| Net Profit | $0 |
| Gross Margin | N/A |
| Operating Margin | N/A |
| Report Period | Q1 FY2026 |
Revenue Breakdown
MVB FINANCIAL CORP Q1 FY2026 revenue of $36.7M breaks down across 2 segments, led by Net Interest Income at $28.5M (77.6% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Net Interest Income | $28.5M | 77.6% |
| Noninterest Income | $8.2M | 22.4% |
MVB FINANCIAL CORP Annual Revenue by Year
MVB FINANCIAL CORP annual revenue history includes year-by-year totals (for example, 2025 revenue was $167.7M).
MVB FINANCIAL CORP Quarterly Revenue & Net Profit History
MVB FINANCIAL CORP results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q1 FY2026 | $36.7M | — | $0 | 0.0% |
| Q4 FY2025 | $39.1M | -15.4% | $4.2M | 10.8% |
| Q3 FY2025 | $61.2M | +84.1% | $17.1M | 28.0% |
| Q2 FY2025 | $33.7M | -2.8% | $2.0M | 5.9% |
| Q1 FY2025 | $33.7M | -11.3% | $3.6M | 10.6% |
| Q4 FY2024 | $46.2M | +29.9% | $9.4M | 20.4% |
| Q3 FY2024 | $33.2M | -6.8% | $2.1M | 6.3% |
| Q2 FY2024 | $34.7M | -3.6% | $4.1M | 11.8% |
Income Statement
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $34.7M | $33.2M | $46.2M | $33.7M | $33.7M | $61.2M | $39.1M | $36.7M |
| YoY Growth | -3.6% | -6.8% | 29.9% | -11.3% | -2.8% | 84.1% | -15.4% | N/A |
Balance Sheet
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $3.29B | $3.42B | $3.13B | $3.02B | $3.22B | $3.23B | $3.31B | $3.32B |
| Liabilities | $2.99B | $3.12B | $2.82B | $2.71B | $2.92B | $2.91B | $2.97B | $2.99B |
| Equity | $296.6M | $303.1M | $305.7M | $310.1M | $302.3M | $327.8M | $334.0M | $334.9M |
Cash Flow
| Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|
| Operating CF | $26.9M | $8.6M | $-285000 | $14.1M | $7.4M | $-2.6M | $4.0M |