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Side-by-side financial comparison of FutureFuel Corp. (FF) and OP Bancorp (OPBK). Click either name above to swap in a different company.
OP Bancorp is the larger business by last-quarter revenue ($24.3M vs $19.8M, roughly 1.2× FutureFuel Corp.). On growth, OP Bancorp posted the faster year-over-year revenue change (13.7% vs -67.7%). OP Bancorp produced more free cash flow last quarter ($23.4M vs $-29.9M). Over the past eight quarters, OP Bancorp's revenue compounded faster (11.4% CAGR vs -41.7%).
FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.
OP Bancorp is the bank holding company for Open Bank, a community-oriented commercial bank headquartered in California, United States. It provides a full range of banking solutions including deposit accounts, commercial real estate loans, small business financing, and consumer lending products, primarily catering to small and medium-sized enterprises, local immigrant communities, and retail clients across Southern California.
FF vs OPBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.8M | $24.3M |
| Net Profit | $-12.0M | — |
| Gross Margin | -46.7% | — |
| Operating Margin | -62.9% | 39.2% |
| Net Margin | -60.5% | — |
| Revenue YoY | -67.7% | 13.7% |
| Net Profit YoY | -529.4% | — |
| EPS (diluted) | $-0.28 | $0.48 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.8M | $24.3M | ||
| Q3 25 | $22.7M | $24.5M | ||
| Q2 25 | $35.7M | $23.7M | ||
| Q1 25 | $17.5M | $22.2M | ||
| Q4 24 | $61.5M | $21.3M | ||
| Q3 24 | $51.1M | $20.7M | ||
| Q2 24 | $72.4M | $20.4M | ||
| Q1 24 | $58.3M | $19.6M |
| Q4 25 | $-12.0M | — | ||
| Q3 25 | $-9.3M | $6.7M | ||
| Q2 25 | $-10.4M | $6.3M | ||
| Q1 25 | $-17.6M | $5.6M | ||
| Q4 24 | $2.8M | — | ||
| Q3 24 | $-1.2M | $5.4M | ||
| Q2 24 | $9.6M | $5.4M | ||
| Q1 24 | $4.3M | $5.2M |
| Q4 25 | -46.7% | — | ||
| Q3 25 | -30.1% | — | ||
| Q2 25 | -24.6% | — | ||
| Q1 25 | -83.0% | — | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 12.0% | — | ||
| Q1 24 | 8.6% | — |
| Q4 25 | -62.9% | 39.2% | ||
| Q3 25 | -42.9% | 39.5% | ||
| Q2 25 | -33.4% | 35.7% | ||
| Q1 25 | -107.4% | 34.6% | ||
| Q4 24 | 2.6% | 31.2% | ||
| Q3 24 | -5.6% | 36.5% | ||
| Q2 24 | 7.5% | 37.2% | ||
| Q1 24 | 3.8% | 37.1% |
| Q4 25 | -60.5% | — | ||
| Q3 25 | -41.1% | 27.4% | ||
| Q2 25 | -29.2% | 26.7% | ||
| Q1 25 | -100.6% | 25.0% | ||
| Q4 24 | 4.5% | — | ||
| Q3 24 | -2.3% | 26.2% | ||
| Q2 24 | 13.2% | 26.7% | ||
| Q1 24 | 7.4% | 26.7% |
| Q4 25 | $-0.28 | $0.48 | ||
| Q3 25 | $-0.21 | $0.45 | ||
| Q2 25 | $-0.24 | $0.42 | ||
| Q1 25 | $-0.40 | $0.37 | ||
| Q4 24 | $0.06 | $0.33 | ||
| Q3 24 | $-0.03 | $0.36 | ||
| Q2 24 | $0.22 | $0.36 | ||
| Q1 24 | $0.10 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $51.3M | $167.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $154.7M | $227.9M |
| Total Assets | $192.2M | $2.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $51.3M | $167.3M | ||
| Q3 25 | $85.6M | $166.7M | ||
| Q2 25 | $95.2M | $205.4M | ||
| Q1 25 | $97.1M | $198.9M | ||
| Q4 24 | $109.5M | $134.9M | ||
| Q3 24 | $133.4M | $166.8M | ||
| Q2 24 | $115.1M | $127.7M | ||
| Q1 24 | $201.1M | $139.2M |
| Q4 25 | $154.7M | $227.9M | ||
| Q3 25 | $169.1M | $221.5M | ||
| Q2 25 | $178.2M | $213.7M | ||
| Q1 25 | $188.4M | $210.1M | ||
| Q4 24 | $205.8M | $205.0M | ||
| Q3 24 | $213.3M | $203.6M | ||
| Q2 24 | $214.4M | $195.9M | ||
| Q1 24 | $204.8M | $194.7M |
| Q4 25 | $192.2M | $2.7B | ||
| Q3 25 | $203.5M | $2.6B | ||
| Q2 25 | $218.2M | $2.6B | ||
| Q1 25 | $227.7M | $2.5B | ||
| Q4 24 | $247.7M | $2.4B | ||
| Q3 24 | $256.5M | $2.4B | ||
| Q2 24 | $261.2M | $2.3B | ||
| Q1 24 | $365.4M | $2.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-27.4M | $26.2M |
| Free Cash FlowOCF − Capex | $-29.9M | $23.4M |
| FCF MarginFCF / Revenue | -150.5% | 96.2% |
| Capex IntensityCapex / Revenue | 12.2% | 11.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-46.0M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-27.4M | $26.2M | ||
| Q3 25 | $-1.1M | $23.9M | ||
| Q2 25 | $5.2M | $-7.0M | ||
| Q1 25 | $-5.4M | $5.6M | ||
| Q4 24 | $-16.6M | $31.2M | ||
| Q3 24 | $25.8M | $13.3M | ||
| Q2 24 | $27.8M | $15.8M | ||
| Q1 24 | $-12.2M | $-3.2M |
| Q4 25 | $-29.9M | $23.4M | ||
| Q3 25 | $-6.5M | $23.4M | ||
| Q2 25 | $-263.0K | $-7.7M | ||
| Q1 25 | $-9.4M | $4.2M | ||
| Q4 24 | $-20.7M | $29.7M | ||
| Q3 24 | $20.5M | $12.8M | ||
| Q2 24 | $24.8M | $15.7M | ||
| Q1 24 | $-14.5M | $-3.2M |
| Q4 25 | -150.5% | 96.2% | ||
| Q3 25 | -28.5% | 95.6% | ||
| Q2 25 | -0.7% | -32.5% | ||
| Q1 25 | -53.6% | 19.0% | ||
| Q4 24 | -33.6% | 139.0% | ||
| Q3 24 | 40.1% | 61.5% | ||
| Q2 24 | 34.3% | 77.0% | ||
| Q1 24 | -24.9% | -16.6% |
| Q4 25 | 12.2% | 11.5% | ||
| Q3 25 | 23.5% | 2.3% | ||
| Q2 25 | 15.3% | 3.0% | ||
| Q1 25 | 22.8% | 6.4% | ||
| Q4 24 | 6.6% | 7.3% | ||
| Q3 24 | 10.4% | 2.8% | ||
| Q2 24 | 4.1% | 0.4% | ||
| Q1 24 | 3.9% | 0.5% |
| Q4 25 | — | — | ||
| Q3 25 | — | 3.57× | ||
| Q2 25 | — | -1.10× | ||
| Q1 25 | — | 1.02× | ||
| Q4 24 | -5.94× | — | ||
| Q3 24 | — | 2.45× | ||
| Q2 24 | 2.90× | 2.90× | ||
| Q1 24 | -2.82× | -0.60× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FF
| Chemicals | $18.0M | 91% |
| Biofuels | $1.8M | 9% |
OPBK
Segment breakdown not available.
