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Side-by-side financial comparison of FutureFuel Corp. (FF) and Ponce Financial Group, Inc. (PDLB). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $19.8M, roughly 1.6× FutureFuel Corp.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -60.5%, a 96.8% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -67.7%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-29.9M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs -41.7%).
FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
FF vs PDLB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $19.8M | $31.4M |
| Net Profit | $-12.0M | $10.1M |
| Gross Margin | -46.7% | — |
| Operating Margin | -62.9% | 43.6% |
| Net Margin | -60.5% | 36.3% |
| Revenue YoY | -67.7% | 37.6% |
| Net Profit YoY | -529.4% | 245.6% |
| EPS (diluted) | $-0.28 | $0.43 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $19.8M | $31.4M | ||
| Q3 25 | $22.7M | $26.7M | ||
| Q2 25 | $35.7M | $26.5M | ||
| Q1 25 | $17.5M | $24.6M | ||
| Q4 24 | $61.5M | $22.8M | ||
| Q3 24 | $51.1M | $20.2M | ||
| Q2 24 | $72.4M | $20.2M | ||
| Q1 24 | $58.3M | $20.5M |
| Q4 25 | $-12.0M | $10.1M | ||
| Q3 25 | $-9.3M | $6.5M | ||
| Q2 25 | $-10.4M | $6.1M | ||
| Q1 25 | $-17.6M | $6.0M | ||
| Q4 24 | $2.8M | $2.9M | ||
| Q3 24 | $-1.2M | $2.4M | ||
| Q2 24 | $9.6M | $3.2M | ||
| Q1 24 | $4.3M | $2.4M |
| Q4 25 | -46.7% | — | ||
| Q3 25 | -30.1% | — | ||
| Q2 25 | -24.6% | — | ||
| Q1 25 | -83.0% | — | ||
| Q4 24 | 9.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 12.0% | — | ||
| Q1 24 | 8.6% | — |
| Q4 25 | -62.9% | 43.6% | ||
| Q3 25 | -42.9% | 32.8% | ||
| Q2 25 | -33.4% | 30.2% | ||
| Q1 25 | -107.4% | 32.5% | ||
| Q4 24 | 2.6% | 19.6% | ||
| Q3 24 | -5.6% | 15.2% | ||
| Q2 24 | 7.5% | 21.8% | ||
| Q1 24 | 3.8% | 18.3% |
| Q4 25 | -60.5% | 36.3% | ||
| Q3 25 | -41.1% | 24.3% | ||
| Q2 25 | -29.2% | 23.0% | ||
| Q1 25 | -100.6% | 24.2% | ||
| Q4 24 | 4.5% | 14.1% | ||
| Q3 24 | -2.3% | 12.1% | ||
| Q2 24 | 13.2% | 15.8% | ||
| Q1 24 | 7.4% | 11.8% |
| Q4 25 | $-0.28 | $0.43 | ||
| Q3 25 | $-0.21 | $0.27 | ||
| Q2 25 | $-0.24 | $0.25 | ||
| Q1 25 | $-0.40 | $0.25 | ||
| Q4 24 | $0.06 | $0.11 | ||
| Q3 24 | $-0.03 | $0.10 | ||
| Q2 24 | $0.22 | $0.14 | ||
| Q1 24 | $0.10 | $0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $51.3M | $126.2M |
| Total DebtLower is stronger | — | $596.1M |
| Stockholders' EquityBook value | $154.7M | $541.5M |
| Total Assets | $192.2M | $3.2B |
| Debt / EquityLower = less leverage | — | 1.10× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $51.3M | $126.2M | ||
| Q3 25 | $85.6M | $146.6M | ||
| Q2 25 | $95.2M | $126.6M | ||
| Q1 25 | $97.1M | $129.9M | ||
| Q4 24 | $109.5M | $139.8M | ||
| Q3 24 | $133.4M | $155.8M | ||
| Q2 24 | $115.1M | $103.2M | ||
| Q1 24 | $201.1M | $134.7M |
| Q4 25 | — | $596.1M | ||
| Q3 25 | — | $521.1M | ||
| Q2 25 | — | $536.1M | ||
| Q1 25 | — | $521.1M | ||
| Q4 24 | — | $596.1M | ||
| Q3 24 | — | $580.4M | ||
| Q2 24 | — | $680.4M | ||
| Q1 24 | — | $680.4M |
| Q4 25 | $154.7M | $541.5M | ||
| Q3 25 | $169.1M | $529.8M | ||
| Q2 25 | $178.2M | $521.1M | ||
| Q1 25 | $188.4M | $513.9M | ||
| Q4 24 | $205.8M | $505.5M | ||
| Q3 24 | $213.3M | $504.6M | ||
| Q2 24 | $214.4M | $497.7M | ||
| Q1 24 | $204.8M | $493.7M |
| Q4 25 | $192.2M | $3.2B | ||
| Q3 25 | $203.5M | $3.2B | ||
| Q2 25 | $218.2M | $3.2B | ||
| Q1 25 | $227.7M | $3.1B | ||
| Q4 24 | $247.7M | $3.0B | ||
| Q3 24 | $256.5M | $3.0B | ||
| Q2 24 | $261.2M | $2.8B | ||
| Q1 24 | $365.4M | $2.8B |
| Q4 25 | — | 1.10× | ||
| Q3 25 | — | 0.98× | ||
| Q2 25 | — | 1.03× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | 1.18× | ||
| Q3 24 | — | 1.15× | ||
| Q2 24 | — | 1.37× | ||
| Q1 24 | — | 1.38× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-27.4M | $55.6M |
| Free Cash FlowOCF − Capex | $-29.9M | $54.6M |
| FCF MarginFCF / Revenue | -150.5% | 173.9% |
| Capex IntensityCapex / Revenue | 12.2% | 3.1% |
| Cash ConversionOCF / Net Profit | — | 5.48× |
| TTM Free Cash FlowTrailing 4 quarters | $-46.0M | $74.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-27.4M | $55.6M | ||
| Q3 25 | $-1.1M | $1.4M | ||
| Q2 25 | $5.2M | $6.2M | ||
| Q1 25 | $-5.4M | $13.1M | ||
| Q4 24 | $-16.6M | $7.2M | ||
| Q3 24 | $25.8M | $-14.6M | ||
| Q2 24 | $27.8M | $-2.6M | ||
| Q1 24 | $-12.2M | $1.5M |
| Q4 25 | $-29.9M | $54.6M | ||
| Q3 25 | $-6.5M | $786.0K | ||
| Q2 25 | $-263.0K | $5.9M | ||
| Q1 25 | $-9.4M | $12.9M | ||
| Q4 24 | $-20.7M | $4.5M | ||
| Q3 24 | $20.5M | $-15.0M | ||
| Q2 24 | $24.8M | $-2.6M | ||
| Q1 24 | $-14.5M | $-315.0K |
| Q4 25 | -150.5% | 173.9% | ||
| Q3 25 | -28.5% | 2.9% | ||
| Q2 25 | -0.7% | 22.4% | ||
| Q1 25 | -53.6% | 52.6% | ||
| Q4 24 | -33.6% | 19.7% | ||
| Q3 24 | 40.1% | -74.1% | ||
| Q2 24 | 34.3% | -13.0% | ||
| Q1 24 | -24.9% | -1.5% |
| Q4 25 | 12.2% | 3.1% | ||
| Q3 25 | 23.5% | 2.3% | ||
| Q2 25 | 15.3% | 1.0% | ||
| Q1 25 | 22.8% | 0.6% | ||
| Q4 24 | 6.6% | 11.9% | ||
| Q3 24 | 10.4% | 2.0% | ||
| Q2 24 | 4.1% | 0.3% | ||
| Q1 24 | 3.9% | 8.7% |
| Q4 25 | — | 5.48× | ||
| Q3 25 | — | 0.21× | ||
| Q2 25 | — | 1.01× | ||
| Q1 25 | — | 2.20× | ||
| Q4 24 | -5.94× | 2.46× | ||
| Q3 24 | — | -5.99× | ||
| Q2 24 | 2.90× | -0.80× | ||
| Q1 24 | -2.82× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FF
| Chemicals | $18.0M | 91% |
| Biofuels | $1.8M | 9% |
PDLB
Segment breakdown not available.
