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Side-by-side financial comparison of FutureFuel Corp. (FF) and PLUMAS BANCORP (PLBC). Click either name above to swap in a different company.

PLUMAS BANCORP is the larger business by last-quarter revenue ($28.6M vs $19.8M, roughly 1.4× FutureFuel Corp.). On growth, PLUMAS BANCORP posted the faster year-over-year revenue change (35.1% vs -67.7%). PLUMAS BANCORP produced more free cash flow last quarter ($20.3M vs $-29.9M). Over the past eight quarters, PLUMAS BANCORP's revenue compounded faster (20.8% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

Plumas Bancorp is a U.S.-based bank holding company operating through its subsidiary Plumas Bank. It provides full-spectrum retail and commercial banking services including deposit products, consumer and commercial loans, small business financing, and wealth management for individual customers, SMEs and local community groups across northern California and Nevada.

FF vs PLBC — Head-to-Head

Bigger by revenue
PLBC
PLBC
1.4× larger
PLBC
$28.6M
$19.8M
FF
Growing faster (revenue YoY)
PLBC
PLBC
+102.8% gap
PLBC
35.1%
-67.7%
FF
More free cash flow
PLBC
PLBC
$50.1M more FCF
PLBC
$20.3M
$-29.9M
FF
Faster 2-yr revenue CAGR
PLBC
PLBC
Annualised
PLBC
20.8%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
PLBC
PLBC
Revenue
$19.8M
$28.6M
Net Profit
$-12.0M
Gross Margin
-46.7%
Operating Margin
-62.9%
48.9%
Net Margin
-60.5%
Revenue YoY
-67.7%
35.1%
Net Profit YoY
-529.4%
EPS (diluted)
$-0.28
$1.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
PLBC
PLBC
Q4 25
$19.8M
$28.6M
Q3 25
$22.7M
$27.4M
Q2 25
$35.7M
$20.5M
Q1 25
$17.5M
$21.8M
Q4 24
$61.5M
$21.2M
Q3 24
$51.1M
$21.1M
Q2 24
$72.4M
$20.6M
Q1 24
$58.3M
$19.6M
Net Profit
FF
FF
PLBC
PLBC
Q4 25
$-12.0M
Q3 25
$-9.3M
$5.1M
Q2 25
$-10.4M
$6.3M
Q1 25
$-17.6M
$7.2M
Q4 24
$2.8M
Q3 24
$-1.2M
$7.8M
Q2 24
$9.6M
$6.8M
Q1 24
$4.3M
$6.3M
Gross Margin
FF
FF
PLBC
PLBC
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
PLBC
PLBC
Q4 25
-62.9%
48.9%
Q3 25
-42.9%
25.2%
Q2 25
-33.4%
42.2%
Q1 25
-107.4%
46.1%
Q4 24
2.6%
50.3%
Q3 24
-5.6%
50.6%
Q2 24
7.5%
45.1%
Q1 24
3.8%
42.8%
Net Margin
FF
FF
PLBC
PLBC
Q4 25
-60.5%
Q3 25
-41.1%
18.8%
Q2 25
-29.2%
30.8%
Q1 25
-100.6%
33.0%
Q4 24
4.5%
Q3 24
-2.3%
37.1%
Q2 24
13.2%
32.9%
Q1 24
7.4%
31.9%
EPS (diluted)
FF
FF
PLBC
PLBC
Q4 25
$-0.28
$1.56
Q3 25
$-0.21
$0.73
Q2 25
$-0.24
$1.05
Q1 25
$-0.40
$1.20
Q4 24
$0.06
$1.30
Q3 24
$-0.03
$1.31
Q2 24
$0.22
$1.14
Q1 24
$0.10
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
PLBC
PLBC
Cash + ST InvestmentsLiquidity on hand
$51.3M
$80.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$154.7M
$261.1M
Total Assets
$192.2M
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
PLBC
PLBC
Q4 25
$51.3M
$80.6M
Q3 25
$85.6M
$87.3M
Q2 25
$95.2M
$79.3M
Q1 25
$97.1M
$87.3M
Q4 24
$109.5M
$82.0M
Q3 24
$133.4M
$118.0M
Q2 24
$115.1M
$109.9M
Q1 24
$201.1M
$128.2M
Stockholders' Equity
FF
FF
PLBC
PLBC
Q4 25
$154.7M
$261.1M
Q3 25
$169.1M
$245.9M
Q2 25
$178.2M
$193.1M
Q1 25
$188.4M
$187.6M
Q4 24
$205.8M
$177.9M
Q3 24
$213.3M
$181.9M
Q2 24
$214.4M
$165.2M
Q1 24
$204.8M
$161.5M
Total Assets
FF
FF
PLBC
PLBC
Q4 25
$192.2M
$2.2B
Q3 25
$203.5M
$2.2B
Q2 25
$218.2M
$1.6B
Q1 25
$227.7M
$1.6B
Q4 24
$247.7M
$1.6B
Q3 24
$256.5M
$1.7B
Q2 24
$261.2M
$1.6B
Q1 24
$365.4M
$1.6B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
PLBC
PLBC
Operating Cash FlowLast quarter
$-27.4M
$21.6M
Free Cash FlowOCF − Capex
$-29.9M
$20.3M
FCF MarginFCF / Revenue
-150.5%
70.9%
Capex IntensityCapex / Revenue
12.2%
4.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$34.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
PLBC
PLBC
Q4 25
$-27.4M
$21.6M
Q3 25
$-1.1M
$5.6M
Q2 25
$5.2M
$2.1M
Q1 25
$-5.4M
$7.5M
Q4 24
$-16.6M
$30.5M
Q3 24
$25.8M
$8.0M
Q2 24
$27.8M
$5.1M
Q1 24
$-12.2M
$9.2M
Free Cash Flow
FF
FF
PLBC
PLBC
Q4 25
$-29.9M
$20.3M
Q3 25
$-6.5M
$4.8M
Q2 25
$-263.0K
$2.0M
Q1 25
$-9.4M
$7.3M
Q4 24
$-20.7M
$29.8M
Q3 24
$20.5M
$7.8M
Q2 24
$24.8M
$4.8M
Q1 24
$-14.5M
$9.0M
FCF Margin
FF
FF
PLBC
PLBC
Q4 25
-150.5%
70.9%
Q3 25
-28.5%
17.5%
Q2 25
-0.7%
9.9%
Q1 25
-53.6%
33.7%
Q4 24
-33.6%
141.0%
Q3 24
40.1%
37.1%
Q2 24
34.3%
23.5%
Q1 24
-24.9%
45.8%
Capex Intensity
FF
FF
PLBC
PLBC
Q4 25
12.2%
4.6%
Q3 25
23.5%
2.9%
Q2 25
15.3%
0.2%
Q1 25
22.8%
0.8%
Q4 24
6.6%
3.2%
Q3 24
10.4%
0.7%
Q2 24
4.1%
1.1%
Q1 24
3.9%
1.0%
Cash Conversion
FF
FF
PLBC
PLBC
Q4 25
Q3 25
1.09×
Q2 25
0.33×
Q1 25
1.04×
Q4 24
-5.94×
Q3 24
1.02×
Q2 24
2.90×
0.75×
Q1 24
-2.82×
1.46×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

PLBC
PLBC

Segment breakdown not available.

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