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Side-by-side financial comparison of FutureFuel Corp. (FF) and UNION BANKSHARES INC (UNB). Click either name above to swap in a different company.

FutureFuel Corp. is the larger business by last-quarter revenue ($19.8M vs $14.1M, roughly 1.4× UNION BANKSHARES INC). On growth, UNION BANKSHARES INC posted the faster year-over-year revenue change (6.3% vs -67.7%). UNION BANKSHARES INC produced more free cash flow last quarter ($16.0M vs $-29.9M). Over the past eight quarters, UNION BANKSHARES INC's revenue compounded faster (10.2% CAGR vs -41.7%).

FutureFuel Corporation is a developer and producer of chemicals and biofuels. It is listed on the New York Stock Exchange, with symbol FF.

Atlantic Union Bankshares Corporation is a bank holding company based in Richmond, Virginia and is the parent company of Atlantic Union Bank, a regional bank. It operates 129 branches in Virginia, Maryland, and North Carolina and is the largest bank headquartered in Virginia. It is on the list of largest banks in the United States.

FF vs UNB — Head-to-Head

Bigger by revenue
FF
FF
1.4× larger
FF
$19.8M
$14.1M
UNB
Growing faster (revenue YoY)
UNB
UNB
+74.0% gap
UNB
6.3%
-67.7%
FF
More free cash flow
UNB
UNB
$45.8M more FCF
UNB
$16.0M
$-29.9M
FF
Faster 2-yr revenue CAGR
UNB
UNB
Annualised
UNB
10.2%
-41.7%
FF

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FF
FF
UNB
UNB
Revenue
$19.8M
$14.1M
Net Profit
$-12.0M
Gross Margin
-46.7%
Operating Margin
-62.9%
Net Margin
-60.5%
Revenue YoY
-67.7%
6.3%
Net Profit YoY
-529.4%
EPS (diluted)
$-0.28
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FF
FF
UNB
UNB
Q4 25
$19.8M
$14.1M
Q3 25
$22.7M
$14.5M
Q2 25
$35.7M
$13.2M
Q1 25
$17.5M
$12.7M
Q4 24
$61.5M
$13.2M
Q3 24
$51.1M
$11.0M
Q2 24
$72.4M
$12.2M
Q1 24
$58.3M
$11.6M
Net Profit
FF
FF
UNB
UNB
Q4 25
$-12.0M
Q3 25
$-9.3M
$3.4M
Q2 25
$-10.4M
$2.4M
Q1 25
$-17.6M
$2.5M
Q4 24
$2.8M
Q3 24
$-1.2M
$1.3M
Q2 24
$9.6M
$2.0M
Q1 24
$4.3M
$2.4M
Gross Margin
FF
FF
UNB
UNB
Q4 25
-46.7%
Q3 25
-30.1%
Q2 25
-24.6%
Q1 25
-83.0%
Q4 24
9.1%
Q3 24
0.7%
Q2 24
12.0%
Q1 24
8.6%
Operating Margin
FF
FF
UNB
UNB
Q4 25
-62.9%
Q3 25
-42.9%
Q2 25
-33.4%
Q1 25
-107.4%
Q4 24
2.6%
Q3 24
-5.6%
Q2 24
7.5%
Q1 24
3.8%
Net Margin
FF
FF
UNB
UNB
Q4 25
-60.5%
Q3 25
-41.1%
23.7%
Q2 25
-29.2%
18.1%
Q1 25
-100.6%
19.7%
Q4 24
4.5%
Q3 24
-2.3%
12.0%
Q2 24
13.2%
16.5%
Q1 24
7.4%
20.9%
EPS (diluted)
FF
FF
UNB
UNB
Q4 25
$-0.28
$0.59
Q3 25
$-0.21
$0.75
Q2 25
$-0.24
$0.52
Q1 25
$-0.40
$0.55
Q4 24
$0.06
$0.65
Q3 24
$-0.03
$0.29
Q2 24
$0.22
$0.45
Q1 24
$0.10
$0.53

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FF
FF
UNB
UNB
Cash + ST InvestmentsLiquidity on hand
$51.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$154.7M
$80.9M
Total Assets
$192.2M
$1.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FF
FF
UNB
UNB
Q4 25
$51.3M
Q3 25
$85.6M
Q2 25
$95.2M
Q1 25
$97.1M
Q4 24
$109.5M
Q3 24
$133.4M
Q2 24
$115.1M
Q1 24
$201.1M
Stockholders' Equity
FF
FF
UNB
UNB
Q4 25
$154.7M
$80.9M
Q3 25
$169.1M
$77.7M
Q2 25
$178.2M
$71.3M
Q1 25
$188.4M
$70.1M
Q4 24
$205.8M
$66.5M
Q3 24
$213.3M
$72.3M
Q2 24
$214.4M
$64.0M
Q1 24
$204.8M
$63.8M
Total Assets
FF
FF
UNB
UNB
Q4 25
$192.2M
$1.6B
Q3 25
$203.5M
$1.6B
Q2 25
$218.2M
$1.5B
Q1 25
$227.7M
$1.5B
Q4 24
$247.7M
$1.5B
Q3 24
$256.5M
$1.5B
Q2 24
$261.2M
$1.4B
Q1 24
$365.4M
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FF
FF
UNB
UNB
Operating Cash FlowLast quarter
$-27.4M
$17.2M
Free Cash FlowOCF − Capex
$-29.9M
$16.0M
FCF MarginFCF / Revenue
-150.5%
113.6%
Capex IntensityCapex / Revenue
12.2%
8.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-46.0M
$29.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FF
FF
UNB
UNB
Q4 25
$-27.4M
$17.2M
Q3 25
$-1.1M
$9.7M
Q2 25
$5.2M
$288.0K
Q1 25
$-5.4M
$4.1M
Q4 24
$-16.6M
$12.2M
Q3 24
$25.8M
$1.3M
Q2 24
$27.8M
$3.3M
Q1 24
$-12.2M
$1.9M
Free Cash Flow
FF
FF
UNB
UNB
Q4 25
$-29.9M
$16.0M
Q3 25
$-6.5M
$9.6M
Q2 25
$-263.0K
$-381.0K
Q1 25
$-9.4M
$3.9M
Q4 24
$-20.7M
$11.1M
Q3 24
$20.5M
$1.1M
Q2 24
$24.8M
$2.9M
Q1 24
$-14.5M
$1.5M
FCF Margin
FF
FF
UNB
UNB
Q4 25
-150.5%
113.6%
Q3 25
-28.5%
65.9%
Q2 25
-0.7%
-2.9%
Q1 25
-53.6%
30.8%
Q4 24
-33.6%
83.8%
Q3 24
40.1%
9.7%
Q2 24
34.3%
23.8%
Q1 24
-24.9%
12.8%
Capex Intensity
FF
FF
UNB
UNB
Q4 25
12.2%
8.9%
Q3 25
23.5%
1.1%
Q2 25
15.3%
5.1%
Q1 25
22.8%
1.1%
Q4 24
6.6%
8.1%
Q3 24
10.4%
1.9%
Q2 24
4.1%
2.7%
Q1 24
3.9%
3.3%
Cash Conversion
FF
FF
UNB
UNB
Q4 25
Q3 25
2.83×
Q2 25
0.12×
Q1 25
1.62×
Q4 24
-5.94×
Q3 24
0.97×
Q2 24
2.90×
1.61×
Q1 24
-2.82×
0.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FF
FF

Chemicals$18.0M91%
Biofuels$1.8M9%

UNB
UNB

Segment breakdown not available.

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