vs

Side-by-side financial comparison of FIRST FINANCIAL BANCORP (FFBC) and GIBRALTAR INDUSTRIES, INC. (ROCK). Click either name above to swap in a different company.

FIRST FINANCIAL BANCORP is the larger business by last-quarter revenue ($271.5M vs $225.0M, roughly 1.2× GIBRALTAR INDUSTRIES, INC.). Over the past eight quarters, FIRST FINANCIAL BANCORP's revenue compounded faster (12.4% CAGR vs -12.3%).

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

Gibraltar Industries, Inc. is a leading manufacturer and distributor of specialized building, infrastructure, and renewable energy products. Its offerings include ventilation systems, roofing accessories, solar mounting solutions, and landscape and garden products, serving residential, commercial construction, and clean energy markets primarily across North America, with a focus on innovative, sustainable solutions for its customers.

FFBC vs ROCK — Head-to-Head

Bigger by revenue
FFBC
FFBC
1.2× larger
FFBC
$271.5M
$225.0M
ROCK
Faster 2-yr revenue CAGR
FFBC
FFBC
Annualised
FFBC
12.4%
-12.3%
ROCK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FFBC
FFBC
ROCK
ROCK
Revenue
$271.5M
$225.0M
Net Profit
$74.4M
Gross Margin
25.3%
Operating Margin
7.9%
Net Margin
27.4%
Revenue YoY
24.9%
Net Profit YoY
EPS (diluted)
$0.71

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFBC
FFBC
ROCK
ROCK
Q1 26
$271.5M
Q4 25
$238.8M
$225.0M
Q3 25
$234.0M
$310.9M
Q2 25
$226.3M
$309.5M
Q1 25
$200.4M
$290.0M
Q4 24
$224.3M
$180.1M
Q3 24
$201.3M
$277.1M
Q2 24
$214.8M
$273.6M
Net Profit
FFBC
FFBC
ROCK
ROCK
Q1 26
$74.4M
Q4 25
Q3 25
$71.9M
$-89.1M
Q2 25
$70.0M
$26.0M
Q1 25
$51.3M
$21.1M
Q4 24
Q3 24
$52.5M
$34.0M
Q2 24
$60.8M
$32.2M
Gross Margin
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
25.3%
Q3 25
26.6%
Q2 25
28.4%
Q1 25
26.8%
Q4 24
29.0%
Q3 24
29.4%
Q2 24
30.5%
Operating Margin
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
7.9%
Q3 25
38.7%
12.8%
Q2 25
38.8%
12.8%
Q1 25
31.7%
8.8%
Q4 24
13.3%
Q3 24
32.2%
15.6%
Q2 24
34.8%
14.9%
Net Margin
FFBC
FFBC
ROCK
ROCK
Q1 26
27.4%
Q4 25
Q3 25
30.7%
-28.6%
Q2 25
30.9%
8.4%
Q1 25
25.6%
7.3%
Q4 24
Q3 24
26.1%
12.3%
Q2 24
28.3%
11.8%
EPS (diluted)
FFBC
FFBC
ROCK
ROCK
Q1 26
$0.71
Q4 25
$0.64
Q3 25
$0.75
$-2.98
Q2 25
$0.73
$0.87
Q1 25
$0.54
Q4 24
$0.68
Q3 24
$0.55
$1.11
Q2 24
$0.64
$1.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFBC
FFBC
ROCK
ROCK
Cash + ST InvestmentsLiquidity on hand
$115.7M
Total DebtLower is stronger
$13.1M
$0
Stockholders' EquityBook value
$2.9B
$950.4M
Total Assets
$22.5B
$1.4B
Debt / EquityLower = less leverage
0.00×
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
$115.7M
Q3 25
$89.4M
Q2 25
$43.3M
Q1 25
$25.1M
Q4 24
$269.5M
Q3 24
$228.9M
Q2 24
$179.1M
Total Debt
FFBC
FFBC
ROCK
ROCK
Q1 26
$13.1M
Q4 25
$514.1M
$0
Q3 25
$221.8M
$0
Q2 25
$345.0M
$0
Q1 25
$345.9M
$0
Q4 24
$347.5M
$0
Q3 24
$344.1M
$0
Q2 24
$338.6M
$0
Stockholders' Equity
FFBC
FFBC
ROCK
ROCK
Q1 26
$2.9B
Q4 25
$2.8B
$950.4M
Q3 25
$2.6B
$951.8M
Q2 25
$2.6B
$1.0B
Q1 25
$2.5B
$1.0B
Q4 24
$2.4B
$1.0B
Q3 24
$2.5B
$1.0B
Q2 24
$2.3B
$975.7M
Total Assets
FFBC
FFBC
ROCK
ROCK
Q1 26
$22.5B
Q4 25
$21.1B
$1.4B
Q3 25
$18.6B
$1.4B
Q2 25
$18.6B
$1.5B
Q1 25
$18.5B
$1.4B
Q4 24
$18.6B
$1.4B
Q3 24
$18.1B
$1.4B
Q2 24
$18.2B
$1.4B
Debt / Equity
FFBC
FFBC
ROCK
ROCK
Q1 26
0.00×
Q4 25
0.19×
0.00×
Q3 25
0.08×
0.00×
Q2 25
0.13×
0.00×
Q1 25
0.14×
0.00×
Q4 24
0.14×
0.00×
Q3 24
0.14×
0.00×
Q2 24
0.15×
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFBC
FFBC
ROCK
ROCK
Operating Cash FlowLast quarter
$35.5M
Free Cash FlowOCF − Capex
$26.2M
FCF MarginFCF / Revenue
11.7%
Capex IntensityCapex / Revenue
4.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$120.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
$337.9M
$35.5M
Q3 25
$89.8M
$73.0M
Q2 25
$69.8M
$44.9M
Q1 25
$56.1M
$13.7M
Q4 24
$262.2M
$19.9M
Q3 24
$88.1M
$64.7M
Q2 24
$68.1M
$36.5M
Free Cash Flow
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
$317.1M
$26.2M
Q3 25
$85.8M
$64.8M
Q2 25
$64.8M
$27.3M
Q1 25
$52.4M
$2.3M
Q4 24
$241.1M
$14.1M
Q3 24
$84.4M
$60.5M
Q2 24
$64.8M
$33.5M
FCF Margin
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
132.8%
11.7%
Q3 25
36.7%
20.8%
Q2 25
28.6%
8.8%
Q1 25
26.1%
0.8%
Q4 24
107.5%
7.8%
Q3 24
42.0%
21.8%
Q2 24
30.2%
12.2%
Capex Intensity
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
8.7%
4.1%
Q3 25
1.7%
2.6%
Q2 25
2.2%
5.7%
Q1 25
1.9%
3.9%
Q4 24
9.4%
3.3%
Q3 24
1.8%
1.5%
Q2 24
1.5%
1.1%
Cash Conversion
FFBC
FFBC
ROCK
ROCK
Q1 26
Q4 25
Q3 25
1.25×
Q2 25
1.00×
1.73×
Q1 25
1.09×
0.65×
Q4 24
Q3 24
1.68×
1.90×
Q2 24
1.12×
1.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFBC
FFBC

Net Interest Income$189.6M70%
Noninterest Income$81.9M30%

ROCK
ROCK

Transferred At Point In Time$183.5M82%
Infrastructure$22.5M10%
Other$18.9M8%

Related Comparisons