vs

Side-by-side financial comparison of FIRST FINANCIAL BANCORP (FFBC) and Unity Software Inc. (U). Click either name above to swap in a different company.

Unity Software Inc. is the larger business by last-quarter revenue ($503.1M vs $271.5M, roughly 1.9× FIRST FINANCIAL BANCORP). FIRST FINANCIAL BANCORP runs the higher net margin — 27.4% vs -17.9%, a 45.3% gap on every dollar of revenue. Over the past eight quarters, FIRST FINANCIAL BANCORP's revenue compounded faster (12.4% CAGR vs 4.5%).

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.

Unity Software Inc. is an American video game software development company based in San Francisco. It was founded in Denmark in 2004 as Over the Edge Entertainment and changed its name in 2007. Unity Technologies is best known for the development of Unity, a licensed game engine used to create video games and other applications.

FFBC vs U — Head-to-Head

Bigger by revenue
U
U
1.9× larger
U
$503.1M
$271.5M
FFBC
Higher net margin
FFBC
FFBC
45.3% more per $
FFBC
27.4%
-17.9%
U
Faster 2-yr revenue CAGR
FFBC
FFBC
Annualised
FFBC
12.4%
4.5%
U

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FFBC
FFBC
U
U
Revenue
$271.5M
$503.1M
Net Profit
$74.4M
$-90.0M
Gross Margin
74.3%
Operating Margin
-21.2%
Net Margin
27.4%
-17.9%
Revenue YoY
10.1%
Net Profit YoY
26.7%
EPS (diluted)
$0.71
$-0.21

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFBC
FFBC
U
U
Q1 26
$271.5M
Q4 25
$238.8M
$503.1M
Q3 25
$234.0M
$470.6M
Q2 25
$226.3M
$440.9M
Q1 25
$200.4M
$435.0M
Q4 24
$224.3M
$457.1M
Q3 24
$201.3M
$446.5M
Q2 24
$214.8M
$449.3M
Net Profit
FFBC
FFBC
U
U
Q1 26
$74.4M
Q4 25
$-90.0M
Q3 25
$71.9M
$-126.4M
Q2 25
$70.0M
$-108.8M
Q1 25
$51.3M
$-77.6M
Q4 24
$-122.7M
Q3 24
$52.5M
$-124.7M
Q2 24
$60.8M
$-125.6M
Gross Margin
FFBC
FFBC
U
U
Q1 26
Q4 25
74.3%
Q3 25
74.4%
Q2 25
74.1%
Q1 25
73.8%
Q4 24
74.7%
Q3 24
74.9%
Q2 24
75.8%
Operating Margin
FFBC
FFBC
U
U
Q1 26
Q4 25
-21.2%
Q3 25
38.7%
-26.7%
Q2 25
38.8%
-26.9%
Q1 25
31.7%
-29.4%
Q4 24
-27.1%
Q3 24
32.2%
-28.5%
Q2 24
34.8%
-28.8%
Net Margin
FFBC
FFBC
U
U
Q1 26
27.4%
Q4 25
-17.9%
Q3 25
30.7%
-26.9%
Q2 25
30.9%
-24.7%
Q1 25
25.6%
-17.8%
Q4 24
-26.8%
Q3 24
26.1%
-27.9%
Q2 24
28.3%
-28.0%
EPS (diluted)
FFBC
FFBC
U
U
Q1 26
$0.71
Q4 25
$0.64
$-0.21
Q3 25
$0.75
$-0.30
Q2 25
$0.73
$-0.26
Q1 25
$0.54
$-0.19
Q4 24
$0.68
$-0.30
Q3 24
$0.55
$-0.31
Q2 24
$0.64
$-0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFBC
FFBC
U
U
Cash + ST InvestmentsLiquidity on hand
$2.1B
Total DebtLower is stronger
$13.1M
Stockholders' EquityBook value
$2.9B
$3.2B
Total Assets
$22.5B
$6.8B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFBC
FFBC
U
U
Q1 26
Q4 25
$2.1B
Q3 25
$1.9B
Q2 25
$1.7B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.4B
Q2 24
$1.3B
Total Debt
FFBC
FFBC
U
U
Q1 26
$13.1M
Q4 25
$514.1M
Q3 25
$221.8M
Q2 25
$345.0M
Q1 25
$345.9M
Q4 24
$347.5M
Q3 24
$344.1M
Q2 24
$338.6M
Stockholders' Equity
FFBC
FFBC
U
U
Q1 26
$2.9B
Q4 25
$2.8B
$3.2B
Q3 25
$2.6B
$3.2B
Q2 25
$2.6B
$3.2B
Q1 25
$2.5B
$3.2B
Q4 24
$2.4B
$3.2B
Q3 24
$2.5B
$3.2B
Q2 24
$2.3B
$3.2B
Total Assets
FFBC
FFBC
U
U
Q1 26
$22.5B
Q4 25
$21.1B
$6.8B
Q3 25
$18.6B
$6.8B
Q2 25
$18.6B
$6.7B
Q1 25
$18.5B
$6.6B
Q4 24
$18.6B
$6.7B
Q3 24
$18.1B
$6.7B
Q2 24
$18.2B
$6.7B
Debt / Equity
FFBC
FFBC
U
U
Q1 26
0.00×
Q4 25
0.19×
Q3 25
0.08×
Q2 25
0.13×
Q1 25
0.14×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFBC
FFBC
U
U
Operating Cash FlowLast quarter
$121.4M
Free Cash FlowOCF − Capex
$118.7M
FCF MarginFCF / Revenue
23.6%
Capex IntensityCapex / Revenue
0.5%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$403.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFBC
FFBC
U
U
Q1 26
Q4 25
$337.9M
$121.4M
Q3 25
$89.8M
$155.4M
Q2 25
$69.8M
$133.1M
Q1 25
$56.1M
$13.0M
Q4 24
$262.2M
$112.2M
Q3 24
$88.1M
$122.4M
Q2 24
$68.1M
$88.4M
Free Cash Flow
FFBC
FFBC
U
U
Q1 26
Q4 25
$317.1M
$118.7M
Q3 25
$85.8M
$151.3M
Q2 25
$64.8M
$126.7M
Q1 25
$52.4M
$7.3M
Q4 24
$241.1M
$105.8M
Q3 24
$84.4M
$115.2M
Q2 24
$64.8M
$79.6M
FCF Margin
FFBC
FFBC
U
U
Q1 26
Q4 25
132.8%
23.6%
Q3 25
36.7%
32.1%
Q2 25
28.6%
28.7%
Q1 25
26.1%
1.7%
Q4 24
107.5%
23.1%
Q3 24
42.0%
25.8%
Q2 24
30.2%
17.7%
Capex Intensity
FFBC
FFBC
U
U
Q1 26
Q4 25
8.7%
0.5%
Q3 25
1.7%
0.9%
Q2 25
2.2%
1.5%
Q1 25
1.9%
1.3%
Q4 24
9.4%
1.4%
Q3 24
1.8%
1.6%
Q2 24
1.5%
2.0%
Cash Conversion
FFBC
FFBC
U
U
Q1 26
Q4 25
Q3 25
1.25×
Q2 25
1.00×
Q1 25
1.09×
Q4 24
Q3 24
1.68×
Q2 24
1.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFBC
FFBC

Net Interest Income$189.6M70%
Noninterest Income$81.9M30%

U
U

Grow Solutions$338.2M67%
Create Solutions$164.9M33%

Related Comparisons