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Side-by-side financial comparison of FLUSHING FINANCIAL CORP (FFIC) and Waldencast plc (WALD). Click either name above to swap in a different company.

Waldencast plc is the larger business by last-quarter revenue ($108.8M vs $58.8M, roughly 1.9× FLUSHING FINANCIAL CORP). FLUSHING FINANCIAL CORP runs the higher net margin — 6.8% vs -55.7%, a 62.5% gap on every dollar of revenue. On growth, FLUSHING FINANCIAL CORP posted the faster year-over-year revenue change (2597.7% vs 17.8%). FLUSHING FINANCIAL CORP produced more free cash flow last quarter ($55.8M vs $-13.9M).

Flagstar Bank, N.A. (FLG), is an American regional financial services holding company headquartered in Hicksville, New York. In 2023, the bank operated 395 branches However, they rebranded all of these under the Flagstar name on February 21, 2024.

Waldencast plc is a global multi-brand platform focused on acquiring, developing and scaling high-growth premium niche brands across the beauty, personal care and wellness sectors. It operates primarily across North America and European markets, with core offerings including clean skincare, haircare, color cosmetics and wellness products targeted at quality-focused consumers.

FFIC vs WALD — Head-to-Head

Bigger by revenue
WALD
WALD
1.9× larger
WALD
$108.8M
$58.8M
FFIC
Growing faster (revenue YoY)
FFIC
FFIC
+2579.9% gap
FFIC
2597.7%
17.8%
WALD
Higher net margin
FFIC
FFIC
62.5% more per $
FFIC
6.8%
-55.7%
WALD
More free cash flow
FFIC
FFIC
$69.7M more FCF
FFIC
$55.8M
$-13.9M
WALD

Income Statement — Q4 FY2025 vs Q4 FY2023

Metric
FFIC
FFIC
WALD
WALD
Revenue
$58.8M
$108.8M
Net Profit
$4.0M
$-60.6M
Gross Margin
67.5%
Operating Margin
13.3%
-42.9%
Net Margin
6.8%
-55.7%
Revenue YoY
2597.7%
17.8%
Net Profit YoY
108.2%
EPS (diluted)
$0.12
$-0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIC
FFIC
WALD
WALD
Q4 25
$58.8M
Q3 25
$58.6M
Q2 25
$63.5M
Q1 25
$58.1M
Q4 24
$2.2M
Q3 24
$51.9M
Q2 24
$47.0M
Q1 24
$45.5M
Net Profit
FFIC
FFIC
WALD
WALD
Q4 25
$4.0M
Q3 25
$10.4M
Q2 25
$14.2M
Q1 25
$-9.8M
Q4 24
$-49.2M
Q3 24
$8.9M
Q2 24
$5.3M
Q1 24
$3.7M
Operating Margin
FFIC
FFIC
WALD
WALD
Q4 25
13.3%
Q3 25
23.4%
Q2 25
29.8%
Q1 25
-10.2%
Q4 24
-3296.2%
Q3 24
22.1%
Q2 24
15.2%
Q1 24
11.0%
Net Margin
FFIC
FFIC
WALD
WALD
Q4 25
6.8%
Q3 25
17.8%
Q2 25
22.4%
Q1 25
-16.9%
Q4 24
-2258.9%
Q3 24
17.2%
Q2 24
11.3%
Q1 24
8.1%
EPS (diluted)
FFIC
FFIC
WALD
WALD
Q4 25
$0.12
Q3 25
$0.30
Q2 25
$0.41
Q1 25
$-0.29
Q4 24
$-1.67
Q3 24
$0.30
Q2 24
$0.18
Q1 24
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIC
FFIC
WALD
WALD
Cash + ST InvestmentsLiquidity on hand
$21.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$708.0M
$624.6M
Total Assets
$8.7B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
FFIC
FFIC
WALD
WALD
Q4 25
$708.0M
Q3 25
$711.2M
Q2 25
$706.4M
Q1 25
$702.9M
Q4 24
$724.5M
Q3 24
$666.9M
Q2 24
$665.3M
Q1 24
$669.8M
Total Assets
FFIC
FFIC
WALD
WALD
Q4 25
$8.7B
Q3 25
$8.9B
Q2 25
$8.8B
Q1 25
$9.0B
Q4 24
$9.0B
Q3 24
$9.3B
Q2 24
$9.1B
Q1 24
$8.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIC
FFIC
WALD
WALD
Operating Cash FlowLast quarter
$61.0M
$-13.4M
Free Cash FlowOCF − Capex
$55.8M
$-13.9M
FCF MarginFCF / Revenue
94.9%
-12.7%
Capex IntensityCapex / Revenue
8.9%
0.4%
Cash ConversionOCF / Net Profit
15.16×
TTM Free Cash FlowTrailing 4 quarters
$104.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIC
FFIC
WALD
WALD
Q4 25
$61.0M
Q3 25
$19.6M
Q2 25
$25.8M
Q1 25
$6.9M
Q4 24
$12.4M
Q3 24
$5.4M
Q2 24
$9.6M
Q1 24
$-6.2M
Free Cash Flow
FFIC
FFIC
WALD
WALD
Q4 25
$55.8M
Q3 25
$19.3M
Q2 25
$24.4M
Q1 25
$5.2M
Q4 24
$10.1M
Q3 24
$4.8M
Q2 24
$8.8M
Q1 24
$-6.5M
FCF Margin
FFIC
FFIC
WALD
WALD
Q4 25
94.9%
Q3 25
33.0%
Q2 25
38.5%
Q1 25
8.9%
Q4 24
463.4%
Q3 24
9.3%
Q2 24
18.7%
Q1 24
-14.3%
Capex Intensity
FFIC
FFIC
WALD
WALD
Q4 25
8.9%
Q3 25
0.4%
Q2 25
2.1%
Q1 25
2.9%
Q4 24
106.0%
Q3 24
1.1%
Q2 24
1.7%
Q1 24
0.6%
Cash Conversion
FFIC
FFIC
WALD
WALD
Q4 25
15.16×
Q3 25
1.87×
Q2 25
1.81×
Q1 25
Q4 24
Q3 24
0.61×
Q2 24
1.80×
Q1 24
-1.69×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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