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Side-by-side financial comparison of FIRST FINANCIAL BANKSHARES INC (FFIN) and GRID DYNAMICS HOLDINGS, INC. (GDYN). Click either name above to swap in a different company.

FIRST FINANCIAL BANKSHARES INC is the larger business by last-quarter revenue ($164.7M vs $104.1M, roughly 1.6× GRID DYNAMICS HOLDINGS, INC.). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs -1.4%, a 45.9% gap on every dollar of revenue. On growth, FIRST FINANCIAL BANKSHARES INC posted the faster year-over-year revenue change (12.0% vs 3.7%). Over the past eight quarters, FIRST FINANCIAL BANKSHARES INC's revenue compounded faster (12.7% CAGR vs 12.0%).

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

Escape Dynamics, Inc. was a Colorado-based technology company that operated 2010–2015 focused on bringing to market single-stage-to-orbit reusable electromagnetically powered spaceplanes.

FFIN vs GDYN — Head-to-Head

Bigger by revenue
FFIN
FFIN
1.6× larger
FFIN
$164.7M
$104.1M
GDYN
Growing faster (revenue YoY)
FFIN
FFIN
+8.3% gap
FFIN
12.0%
3.7%
GDYN
Higher net margin
FFIN
FFIN
45.9% more per $
FFIN
44.5%
-1.4%
GDYN
Faster 2-yr revenue CAGR
FFIN
FFIN
Annualised
FFIN
12.7%
12.0%
GDYN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FFIN
FFIN
GDYN
GDYN
Revenue
$164.7M
$104.1M
Net Profit
$73.3M
$-1.5M
Gross Margin
34.8%
Operating Margin
54.4%
61.7%
Net Margin
44.5%
-1.4%
Revenue YoY
12.0%
3.7%
Net Profit YoY
17.6%
-150.6%
EPS (diluted)
$0.51
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIN
FFIN
GDYN
GDYN
Q1 26
$104.1M
Q4 25
$164.7M
$106.2M
Q3 25
$161.3M
$104.2M
Q2 25
$156.6M
$101.1M
Q1 25
$149.0M
$100.4M
Q4 24
$147.1M
$100.3M
Q3 24
$139.5M
$87.4M
Q2 24
$134.5M
$83.0M
Net Profit
FFIN
FFIN
GDYN
GDYN
Q1 26
$-1.5M
Q4 25
$73.3M
$306.0K
Q3 25
$52.3M
$1.2M
Q2 25
$66.7M
$5.3M
Q1 25
$61.3M
$2.9M
Q4 24
$62.3M
$4.5M
Q3 24
$55.3M
$4.3M
Q2 24
$52.5M
$-817.0K
Gross Margin
FFIN
FFIN
GDYN
GDYN
Q1 26
34.8%
Q4 25
34.0%
Q3 25
33.3%
Q2 25
34.1%
Q1 25
36.8%
Q4 24
36.9%
Q3 24
37.4%
Q2 24
35.6%
Operating Margin
FFIN
FFIN
GDYN
GDYN
Q1 26
61.7%
Q4 25
54.4%
0.5%
Q3 25
39.2%
-0.2%
Q2 25
52.2%
-0.1%
Q1 25
50.4%
-2.0%
Q4 24
51.7%
1.3%
Q3 24
48.3%
2.4%
Q2 24
47.3%
0.0%
Net Margin
FFIN
FFIN
GDYN
GDYN
Q1 26
-1.4%
Q4 25
44.5%
0.3%
Q3 25
32.4%
1.1%
Q2 25
42.6%
5.2%
Q1 25
41.2%
2.9%
Q4 24
42.4%
4.5%
Q3 24
39.7%
4.9%
Q2 24
39.0%
-1.0%
EPS (diluted)
FFIN
FFIN
GDYN
GDYN
Q1 26
$-0.02
Q4 25
$0.51
$0.01
Q3 25
$0.36
$0.01
Q2 25
$0.47
$0.06
Q1 25
$0.43
$0.03
Q4 24
$0.43
$0.06
Q3 24
$0.39
$0.05
Q2 24
$0.37
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIN
FFIN
GDYN
GDYN
Cash + ST InvestmentsLiquidity on hand
$327.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$530.1M
Total Assets
$15.4B
$605.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIN
FFIN
GDYN
GDYN
Q1 26
$327.5M
Q4 25
$342.1M
Q3 25
$338.6M
Q2 25
$336.8M
Q1 25
$325.5M
Q4 24
$334.7M
Q3 24
$231.3M
Q2 24
$256.0M
Stockholders' Equity
FFIN
FFIN
GDYN
GDYN
Q1 26
$530.1M
Q4 25
$1.9B
$542.1M
Q3 25
$1.8B
$537.7M
Q2 25
$1.7B
$532.2M
Q1 25
$1.7B
$517.4M
Q4 24
$1.6B
$517.8M
Q3 24
$1.7B
$400.2M
Q2 24
$1.5B
$388.4M
Total Assets
FFIN
FFIN
GDYN
GDYN
Q1 26
$605.0M
Q4 25
$15.4B
$612.9M
Q3 25
$14.8B
$613.2M
Q2 25
$14.4B
$608.9M
Q1 25
$14.3B
$590.9M
Q4 24
$14.0B
$592.2M
Q3 24
$13.6B
$477.3M
Q2 24
$13.2B
$443.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIN
FFIN
GDYN
GDYN
Operating Cash FlowLast quarter
$299.4M
Free Cash FlowOCF − Capex
$286.0M
FCF MarginFCF / Revenue
173.6%
Capex IntensityCapex / Revenue
8.2%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIN
FFIN
GDYN
GDYN
Q1 26
Q4 25
$299.4M
$9.9M
Q3 25
$86.5M
$7.0M
Q2 25
$61.3M
$14.4M
Q1 25
$76.8M
$9.4M
Q4 24
$309.6M
$7.1M
Q3 24
$80.7M
$9.2M
Q2 24
$68.8M
$10.7M
Free Cash Flow
FFIN
FFIN
GDYN
GDYN
Q1 26
Q4 25
$286.0M
$6.1M
Q3 25
$83.7M
$2.9M
Q2 25
$58.7M
$10.2M
Q1 25
$74.7M
$6.0M
Q4 24
$292.9M
$4.4M
Q3 24
$77.7M
$5.9M
Q2 24
$63.8M
$8.0M
FCF Margin
FFIN
FFIN
GDYN
GDYN
Q1 26
Q4 25
173.6%
5.7%
Q3 25
51.9%
2.8%
Q2 25
37.5%
10.1%
Q1 25
50.1%
6.0%
Q4 24
199.1%
4.4%
Q3 24
55.7%
6.8%
Q2 24
47.4%
9.7%
Capex Intensity
FFIN
FFIN
GDYN
GDYN
Q1 26
Q4 25
8.2%
3.6%
Q3 25
1.7%
3.9%
Q2 25
1.6%
4.1%
Q1 25
1.4%
3.3%
Q4 24
11.4%
2.6%
Q3 24
2.2%
3.7%
Q2 24
3.7%
3.2%
Cash Conversion
FFIN
FFIN
GDYN
GDYN
Q1 26
Q4 25
4.08×
32.34×
Q3 25
1.65×
5.92×
Q2 25
0.92×
2.73×
Q1 25
1.25×
3.21×
Q4 24
4.97×
1.56×
Q3 24
1.46×
2.15×
Q2 24
1.31×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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