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Side-by-side financial comparison of FIRST FINANCIAL BANKSHARES INC (FFIN) and Solaris Energy Infrastructure, Inc. (SEI). Click either name above to swap in a different company.

Solaris Energy Infrastructure, Inc. is the larger business by last-quarter revenue ($196.2M vs $164.7M, roughly 1.2× FIRST FINANCIAL BANKSHARES INC). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs 16.3%, a 28.2% gap on every dollar of revenue. On growth, FIRST FINANCIAL BANKSHARES INC posted the faster year-over-year revenue change (12.0% vs 9.2%). Over the past eight quarters, Solaris Energy Infrastructure, Inc.'s revenue compounded faster (63.0% CAGR vs 12.7%).

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

AGL Energy Ltd is an Australian listed public company involved in both the generation and retailing of electricity and gas for residential and commercial use. It is one of the "big three" retailers in the National Electricity Market. AGL is Australia's largest electricity generator, and the nation's largest carbon emitter.

FFIN vs SEI — Head-to-Head

Bigger by revenue
SEI
SEI
1.2× larger
SEI
$196.2M
$164.7M
FFIN
Growing faster (revenue YoY)
FFIN
FFIN
+2.8% gap
FFIN
12.0%
9.2%
SEI
Higher net margin
FFIN
FFIN
28.2% more per $
FFIN
44.5%
16.3%
SEI
Faster 2-yr revenue CAGR
SEI
SEI
Annualised
SEI
63.0%
12.7%
FFIN

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FFIN
FFIN
SEI
SEI
Revenue
$164.7M
$196.2M
Net Profit
$73.3M
$32.1M
Gross Margin
Operating Margin
54.4%
25.8%
Net Margin
44.5%
16.3%
Revenue YoY
12.0%
9.2%
Net Profit YoY
17.6%
1013.5%
EPS (diluted)
$0.51
$0.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIN
FFIN
SEI
SEI
Q1 26
$196.2M
Q4 25
$164.7M
$179.7M
Q3 25
$161.3M
$166.8M
Q2 25
$156.6M
$149.3M
Q1 25
$149.0M
$126.3M
Q4 24
$147.1M
$96.3M
Q3 24
$139.5M
$75.0M
Q2 24
$134.5M
$73.9M
Net Profit
FFIN
FFIN
SEI
SEI
Q1 26
$32.1M
Q4 25
$73.3M
$-1.7M
Q3 25
$52.3M
$14.6M
Q2 25
$66.7M
$12.0M
Q1 25
$61.3M
$5.3M
Q4 24
$62.3M
$6.3M
Q3 24
$55.3M
$-968.0K
Q2 24
$52.5M
$6.2M
Operating Margin
FFIN
FFIN
SEI
SEI
Q1 26
25.8%
Q4 25
54.4%
22.2%
Q3 25
39.2%
22.7%
Q2 25
52.2%
23.8%
Q1 25
50.4%
17.5%
Q4 24
51.7%
26.7%
Q3 24
48.3%
7.0%
Q2 24
47.3%
16.0%
Net Margin
FFIN
FFIN
SEI
SEI
Q1 26
16.3%
Q4 25
44.5%
-0.9%
Q3 25
32.4%
8.7%
Q2 25
42.6%
8.0%
Q1 25
41.2%
4.2%
Q4 24
42.4%
6.5%
Q3 24
39.7%
-1.3%
Q2 24
39.0%
8.4%
EPS (diluted)
FFIN
FFIN
SEI
SEI
Q1 26
$0.32
Q4 25
$0.51
Q3 25
$0.36
Q2 25
$0.47
Q1 25
$0.43
Q4 24
$0.43
Q3 24
$0.39
Q2 24
$0.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIN
FFIN
SEI
SEI
Cash + ST InvestmentsLiquidity on hand
$344.5M
Total DebtLower is stronger
$395.4M
Stockholders' EquityBook value
$1.9B
Total Assets
$15.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIN
FFIN
SEI
SEI
Q1 26
$344.5M
Q4 25
$353.3M
Q3 25
$106.7M
Q2 25
$99.6M
Q1 25
$16.7M
Q4 24
$114.3M
Q3 24
$18.6M
Q2 24
$5.1M
Total Debt
FFIN
FFIN
SEI
SEI
Q1 26
$395.4M
Q4 25
$184.0M
Q3 25
$382.8M
Q2 25
$386.2M
Q1 25
$316.2M
Q4 24
$315.7M
Q3 24
$315.3M
Q2 24
Stockholders' Equity
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
$1.9B
$564.3M
Q3 25
$1.8B
$546.6M
Q2 25
$1.7B
$399.1M
Q1 25
$1.7B
$361.3M
Q4 24
$1.6B
$355.6M
Q3 24
$1.7B
$221.7M
Q2 24
$1.5B
$204.6M
Total Assets
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
$15.4B
$2.1B
Q3 25
$14.8B
$1.6B
Q2 25
$14.4B
$1.5B
Q1 25
$14.3B
$1.1B
Q4 24
$14.0B
$1.1B
Q3 24
$13.6B
$939.5M
Q2 24
$13.2B
$457.8M
Debt / Equity
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
0.33×
Q3 25
0.70×
Q2 25
0.97×
Q1 25
0.88×
Q4 24
0.89×
Q3 24
1.42×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIN
FFIN
SEI
SEI
Operating Cash FlowLast quarter
$299.4M
Free Cash FlowOCF − Capex
$286.0M
FCF MarginFCF / Revenue
173.6%
Capex IntensityCapex / Revenue
8.2%
175.0%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
$299.4M
$95.9M
Q3 25
$86.5M
$63.3M
Q2 25
$61.3M
$24.2M
Q1 25
$76.8M
$25.7M
Q4 24
$309.6M
$13.1M
Q3 24
$80.7M
$10.5M
Q2 24
$68.8M
$18.9M
Free Cash Flow
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
$286.0M
$-158.6M
Q3 25
$83.7M
$462.0K
Q2 25
$58.7M
$-160.9M
Q1 25
$74.7M
$-118.6M
Q4 24
$292.9M
$-113.6M
Q3 24
$77.7M
$-47.2M
Q2 24
$63.8M
$18.2M
FCF Margin
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
173.6%
-88.2%
Q3 25
51.9%
0.3%
Q2 25
37.5%
-107.8%
Q1 25
50.1%
-93.9%
Q4 24
199.1%
-117.9%
Q3 24
55.7%
-63.0%
Q2 24
47.4%
24.7%
Capex Intensity
FFIN
FFIN
SEI
SEI
Q1 26
175.0%
Q4 25
8.2%
141.6%
Q3 25
1.7%
37.6%
Q2 25
1.6%
124.0%
Q1 25
1.4%
114.2%
Q4 24
11.4%
131.5%
Q3 24
2.2%
77.0%
Q2 24
3.7%
0.9%
Cash Conversion
FFIN
FFIN
SEI
SEI
Q1 26
Q4 25
4.08×
Q3 25
1.65×
4.35×
Q2 25
0.92×
2.02×
Q1 25
1.25×
4.83×
Q4 24
4.97×
2.10×
Q3 24
1.46×
Q2 24
1.31×
3.04×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FFIN
FFIN

Segment breakdown not available.

SEI
SEI

Leasing revenue$105.4M54%
Service revenue$90.9M46%

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