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Side-by-side financial comparison of FIRST FINANCIAL BANKSHARES INC (FFIN) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.

Shutterstock, Inc. is the larger business by last-quarter revenue ($220.2M vs $164.7M, roughly 1.3× FIRST FINANCIAL BANKSHARES INC). FIRST FINANCIAL BANKSHARES INC runs the higher net margin — 44.5% vs -7.3%, a 51.8% gap on every dollar of revenue. On growth, FIRST FINANCIAL BANKSHARES INC posted the faster year-over-year revenue change (12.0% vs -12.0%). FIRST FINANCIAL BANKSHARES INC produced more free cash flow last quarter ($286.0M vs $25.9M). Over the past eight quarters, FIRST FINANCIAL BANKSHARES INC's revenue compounded faster (12.7% CAGR vs 1.4%).

First Financial Bank is a regional bank operated by First Financial Corporation and based in Terre Haute, Indiana. It is the oldest national bank in Indiana and the fifth oldest national bank in the United States. First Financial Corporation is Vigo County's only publicly traded company.

Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...

FFIN vs SSTK — Head-to-Head

Bigger by revenue
SSTK
SSTK
1.3× larger
SSTK
$220.2M
$164.7M
FFIN
Growing faster (revenue YoY)
FFIN
FFIN
+24.0% gap
FFIN
12.0%
-12.0%
SSTK
Higher net margin
FFIN
FFIN
51.8% more per $
FFIN
44.5%
-7.3%
SSTK
More free cash flow
FFIN
FFIN
$260.1M more FCF
FFIN
$286.0M
$25.9M
SSTK
Faster 2-yr revenue CAGR
FFIN
FFIN
Annualised
FFIN
12.7%
1.4%
SSTK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FFIN
FFIN
SSTK
SSTK
Revenue
$164.7M
$220.2M
Net Profit
$73.3M
$-16.0M
Gross Margin
55.8%
Operating Margin
54.4%
-1.1%
Net Margin
44.5%
-7.3%
Revenue YoY
12.0%
-12.0%
Net Profit YoY
17.6%
-1021.0%
EPS (diluted)
$0.51
$-0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FFIN
FFIN
SSTK
SSTK
Q4 25
$164.7M
$220.2M
Q3 25
$161.3M
$260.1M
Q2 25
$156.6M
$267.0M
Q1 25
$149.0M
$242.6M
Q4 24
$147.1M
$250.3M
Q3 24
$139.5M
$250.6M
Q2 24
$134.5M
$220.1M
Q1 24
$129.6M
$214.3M
Net Profit
FFIN
FFIN
SSTK
SSTK
Q4 25
$73.3M
$-16.0M
Q3 25
$52.3M
$13.4M
Q2 25
$66.7M
$29.4M
Q1 25
$61.3M
$18.7M
Q4 24
$62.3M
$-1.4M
Q3 24
$55.3M
$17.6M
Q2 24
$52.5M
$3.6M
Q1 24
$53.4M
$16.1M
Gross Margin
FFIN
FFIN
SSTK
SSTK
Q4 25
55.8%
Q3 25
60.6%
Q2 25
60.3%
Q1 25
58.4%
Q4 24
55.1%
Q3 24
58.3%
Q2 24
58.5%
Q1 24
58.8%
Operating Margin
FFIN
FFIN
SSTK
SSTK
Q4 25
54.4%
-1.1%
Q3 25
39.2%
12.5%
Q2 25
52.2%
13.0%
Q1 25
50.4%
4.2%
Q4 24
51.7%
5.3%
Q3 24
48.3%
7.2%
Q2 24
47.3%
9.4%
Q1 24
50.0%
7.8%
Net Margin
FFIN
FFIN
SSTK
SSTK
Q4 25
44.5%
-7.3%
Q3 25
32.4%
5.1%
Q2 25
42.6%
11.0%
Q1 25
41.2%
7.7%
Q4 24
42.4%
-0.6%
Q3 24
39.7%
7.0%
Q2 24
39.0%
1.6%
Q1 24
41.2%
7.5%
EPS (diluted)
FFIN
FFIN
SSTK
SSTK
Q4 25
$0.51
$-0.47
Q3 25
$0.36
$0.37
Q2 25
$0.47
$0.82
Q1 25
$0.43
$0.53
Q4 24
$0.43
$-0.04
Q3 24
$0.39
$0.50
Q2 24
$0.37
$0.10
Q1 24
$0.37
$0.45

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FFIN
FFIN
SSTK
SSTK
Cash + ST InvestmentsLiquidity on hand
$178.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.9B
$581.0M
Total Assets
$15.4B
$1.4B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FFIN
FFIN
SSTK
SSTK
Q4 25
$178.2M
Q3 25
$165.5M
Q2 25
$116.4M
Q1 25
$112.2M
Q4 24
$111.3M
Q3 24
$131.4M
Q2 24
$74.9M
Q1 24
$71.8M
Stockholders' Equity
FFIN
FFIN
SSTK
SSTK
Q4 25
$1.9B
$581.0M
Q3 25
$1.8B
$594.4M
Q2 25
$1.7B
$586.2M
Q1 25
$1.7B
$547.2M
Q4 24
$1.6B
$518.4M
Q3 24
$1.7B
$522.9M
Q2 24
$1.5B
$520.4M
Q1 24
$1.5B
$541.3M
Total Assets
FFIN
FFIN
SSTK
SSTK
Q4 25
$15.4B
$1.4B
Q3 25
$14.8B
$1.4B
Q2 25
$14.4B
$1.4B
Q1 25
$14.3B
$1.3B
Q4 24
$14.0B
$1.3B
Q3 24
$13.6B
$1.3B
Q2 24
$13.2B
$1.0B
Q1 24
$13.2B
$1.0B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FFIN
FFIN
SSTK
SSTK
Operating Cash FlowLast quarter
$299.4M
$36.2M
Free Cash FlowOCF − Capex
$286.0M
$25.9M
FCF MarginFCF / Revenue
173.6%
11.8%
Capex IntensityCapex / Revenue
8.2%
4.7%
Cash ConversionOCF / Net Profit
4.08×
TTM Free Cash FlowTrailing 4 quarters
$503.1M
$123.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FFIN
FFIN
SSTK
SSTK
Q4 25
$299.4M
$36.2M
Q3 25
$86.5M
$78.4M
Q2 25
$61.3M
$26.8M
Q1 25
$76.8M
$25.2M
Q4 24
$309.6M
$8.0M
Q3 24
$80.7M
$-11.6M
Q2 24
$68.8M
$28.0M
Q1 24
$75.6M
$8.3M
Free Cash Flow
FFIN
FFIN
SSTK
SSTK
Q4 25
$286.0M
$25.9M
Q3 25
$83.7M
$68.0M
Q2 25
$58.7M
$15.5M
Q1 25
$74.7M
$14.4M
Q4 24
$292.9M
$-952.0K
Q3 24
$77.7M
$-26.3M
Q2 24
$63.8M
$18.9M
Q1 24
$71.7M
$-6.2M
FCF Margin
FFIN
FFIN
SSTK
SSTK
Q4 25
173.6%
11.8%
Q3 25
51.9%
26.1%
Q2 25
37.5%
5.8%
Q1 25
50.1%
6.0%
Q4 24
199.1%
-0.4%
Q3 24
55.7%
-10.5%
Q2 24
47.4%
8.6%
Q1 24
55.3%
-2.9%
Capex Intensity
FFIN
FFIN
SSTK
SSTK
Q4 25
8.2%
4.7%
Q3 25
1.7%
4.0%
Q2 25
1.6%
4.2%
Q1 25
1.4%
4.5%
Q4 24
11.4%
3.6%
Q3 24
2.2%
5.9%
Q2 24
3.7%
4.1%
Q1 24
3.0%
6.7%
Cash Conversion
FFIN
FFIN
SSTK
SSTK
Q4 25
4.08×
Q3 25
1.65×
5.86×
Q2 25
0.92×
0.91×
Q1 25
1.25×
1.35×
Q4 24
4.97×
Q3 24
1.46×
-0.66×
Q2 24
1.31×
7.71×
Q1 24
1.42×
0.51×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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